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Assumable homes for sale in Yucca Valley, CA

31 homesFHA & VA loansrates from 2.73% vs 7.40% today

Yucca Valley assumption guide
7363 Hermosa, Yucca Valley, CA, 92284 — assumable FHA mortgage at 3.10%
FHATop pick
Active
18
$324,900$33,135 equity gap
Rate
3.10%
7.40%today
Payment
$1,384/mo
$2,243today
  • 2beds
  • 2baths
  • 1,255sqft

7363 Hermosa, Yucca Valley

7515 Pinon Drive, Yucca Valley, CA, 92284 — assumable VA mortgage at 2.90%
VA
Active
43
$370,000$82,502 equity gap
Rate
2.90%
7.40%today
Payment
$1,339/mo
$2,228today
  • 3beds
  • 2baths
  • 1,726sqft

7515 Pinon Drive, Yucca Valley

7426 Del Rio Vista, Yucca Valley, CA, 92284 — assumable FHA mortgage at 2.93%
FHA
Active
21
$349,000$90,023 equity gap
Rate
2.93%
7.40%today
Payment
$1,219/mo
$2,019today
  • 2beds
  • 3baths
  • 1,241sqft

7426 Del Rio Vista, Yucca Valley

7798 Acoma Trail, Yucca Valley, CA, 92284 — assumable FHA mortgage at 2.94%
FHA
Active
41
$294,000$76,493 equity gap
Rate
2.94%
7.40%today
Payment
$1,027/mo
$1,700today
  • 2beds
  • 1baths
  • 1,198sqft

7798 Acoma Trail, Yucca Valley

8564 Taft Court, Yucca Valley, CA, 92284 — assumable FHA mortgage at 2.98%
FHA
Active
25
$450,000$118,396 equity gap
Rate
2.98%
7.40%today
Payment
$1,569/mo
$2,583today
  • 4beds
  • 3baths
  • 2,108sqft

8564 Taft Court, Yucca Valley

5120 Tom Mix Road, Pioneertown, CA, 92268 — assumable FHA mortgage at 2.73%
FHA
Active
50
$595,000$227,801 equity gap
Rate
2.73%
7.40%today
Payment
$1,710/mo
$2,908today
  • 2beds
  • 1baths
  • 900sqft

5120 Tom Mix Road, Pioneertown

7204 Emerson Avenue, Yucca Valley, CA, 92284 — assumable VA mortgage at 2.83%
VA
Active
46
$319,000$113,528 equity gap
Rate
2.83%
7.40%today
Payment
$974/mo
$1,635today
  • 2beds
  • 2baths
  • 1,222sqft

7204 Emerson Avenue, Yucca Valley

8318 Balsa, Yucca Valley, CA, 92284 — assumable VA mortgage at 2.86%
VA
Active
50
$464,999$177,139 equity gap
Rate
2.86%
7.40%today
Payment
$1,373/mo
$2,295today
  • 4beds
  • 3baths
  • 2,177sqft

8318 Balsa, Yucca Valley

61714 Alta Mesa Drive, Joshua Tree, CA, 92252 — assumable VA mortgage at 2.78%
VA
Active
58
$385,000$208,867 equity gap
Rate
2.78%
7.40%today
Payment
$827/mo
$1,397today
  • 3beds
  • 2baths
  • 1,275sqft

61714 Alta Mesa Drive, Joshua Tree

60369 Adobe Drive, Joshua Tree, CA, 92252 — assumable FHA mortgage at 3.45%
FHA
Active
71
$349,000$241,077 equity gap
Rate
3.45%
7.40%today
Payment
$558/mo
$865today
  • 2beds
  • 1baths
  • 1,000sqft

60369 Adobe Drive, Joshua Tree

7429 Cardillo Trail, Yucca Valley, CA, 92284 — assumable FHA mortgage at 3.60%
FHA
Active
47
$519,000$319,490 equity gap
Rate
3.60%
7.40%today
Payment
$1,062/mo
$1,617today
  • 3beds
  • 2baths
  • 1,626sqft

7429 Cardillo Trail, Yucca Valley

7563 Valley Vista Avenue, Yucca Valley, CA, 92284 — assumable FHA mortgage at 6.22%
FHA
Active
40
$365,000$15,378 equity gap
Rate
6.22%
7.40%today
Payment
$2,167/mo
$2,445today
  • 3beds
  • 2baths
  • 1,351sqft

7563 Valley Vista Avenue, Yucca Valley

56616 Mountain View Trail, Yucca Valley, CA, 92284 — assumable VA mortgage at 6.46%
VA
Active
44
$378,000$14,392 equity gap
Rate
6.46%
7.40%today
Payment
$2,341/mo
$2,575today
  • 3beds
  • 2baths
  • 1,100sqft

56616 Mountain View Trail, Yucca Valley

8395 Keats Avenue, Yucca Valley, CA, 92284 — assumable VA mortgage at 6.94%
VA
Active
29
$399,000Potential short sale
Rate
6.94%
7.40%today
Payment
$2,871/mo
$3,006today
  • 3beds
  • 2baths
  • 1,554sqft

8395 Keats Avenue, Yucca Valley

7526 Apache Trail, Yucca Valley, CA, 92284 — assumable FHA mortgage at 7.06%
FHA
Active
31
$294,999Potential short sale
Rate
7.06%
7.40%today
Payment
$2,005/mo
$2,074today
  • 2beds
  • 1baths
  • 936sqft

7526 Apache Trail, Yucca Valley

58407 Campanula Street, Yucca Valley, CA, 92284 — assumable VA mortgage at 7.09%
VA
Active
55
$399,000Potential short sale
Rate
7.09%
7.40%today
Payment
$2,766/mo
$2,853today
  • 5beds
  • 4baths
  • 2,488sqft

58407 Campanula Street, Yucca Valley

4224 Yucca Mesa Road, Yucca Valley, CA, 92284 — assumable FHA mortgage at 4.45%
FHA
Active
35
$575,000$288,680 equity gap
Rate
4.45%
7.40%today
Payment
$1,677/mo
$2,305today
  • 3beds
  • 2baths
  • 1,889sqft

4224 Yucca Mesa Road, Yucca Valley

58763 La Mirada, Yucca Valley, CA, 92284 — assumable VA mortgage at 6.20%
VA
Active
35
$434,900$35,496 equity gap
Rate
6.20%
7.40%today
Payment
$2,502/mo
$2,828today
  • 3beds
  • 2baths
  • 1,594sqft

58763 La Mirada, Yucca Valley

8508 Juarez Court, Yucca Valley, CA, 92284 — assumable FHA mortgage at 6.34%
FHA
Active
31
$415,000$28,716 equity gap
Rate
6.34%
7.40%today
Payment
$2,499/mo
$2,783today
  • 3beds
  • 2baths
  • 2,027sqft

8508 Juarez Court, Yucca Valley

7100 Cholla Avenue, Yucca Valley, CA, 92284 — assumable FHA mortgage at 6.50%
FHA
Active
41
$277,000$26,505 equity gap
Rate
6.50%
7.40%today
Payment
$1,601/mo
$1,754today
  • 2beds
  • 1baths
  • 864sqft

7100 Cholla Avenue, Yucca Valley

7490 Barberry Avenue, Yucca Valley, CA, 92284 — assumable FHA mortgage at 6.82%
FHA
Active
36
$276,900$23,896 equity gap
Rate
6.82%
7.40%today
Payment
$1,702/mo
$1,804today
  • 3beds
  • 2baths
  • 1,250sqft

7490 Barberry Avenue, Yucca Valley

56949 Spencer Road, Yucca Valley, CA, 92284 — assumable FHA mortgage at 4.76%
FHA
Active
42
$495,000$415,784 equity gap
Rate
4.76%
7.40%today
Payment
$631/mo
$837today
  • 3beds
  • 3baths
  • 1,730sqft

56949 Spencer Road, Yucca Valley

7641 Warren Vista Avenue, Yucca Valley, CA, 92284 — assumable FHA mortgage at 5.78%
FHA
Active
48
$660,000$172,686 equity gap
Rate
5.78%
7.40%today
Payment
$3,026/mo
$3,579today
  • 5beds
  • 3baths
  • 3,444sqft

7641 Warren Vista Avenue, Yucca Valley

8523 Barberry Avenue, Yucca Valley, CA, 92284 — assumable FHA mortgage at 6.76%
FHA
Active
13
$445,000$123,464 equity gap
Rate
6.76%
7.40%today
Payment
$2,114/mo
$2,254today
  • 3beds
  • 2baths
  • 1,448sqft

8523 Barberry Avenue, Yucca Valley

58375 Arcadia Trail, Yucca Valley, CA, 92284 — assumable FHA mortgage at 6.78%
FHA
Active
31
$399,000$101,668 equity gap
Rate
6.78%
7.40%today
Payment
$1,976/mo
$2,103today
  • 3beds
  • 2baths
  • 1,496sqft

58375 Arcadia Trail, Yucca Valley

57996 Desert Gold Drive, Yucca Valley, CA, 92284 — assumable VA mortgage at 6.95%
VA
Active
31
$459,000$117,579 equity gap
Rate
6.95%
7.40%today
Payment
$2,294/mo
$2,399today
  • 4beds
  • 2baths
  • 1,884sqft

57996 Desert Gold Drive, Yucca Valley

58277 Arcadia Trail, Yucca Valley, CA, 92284 — assumable FHA mortgage at 7.20%
FHA
Active
5
$325,000$78,159 equity gap
Rate
7.20%
7.40%today
Payment
$1,727/mo
$1,761today
  • 3beds
  • 2baths
  • 1,674sqft

58277 Arcadia Trail, Yucca Valley

6437 Indio Avenue, Yucca Valley, CA, 92284 — assumable VA mortgage at 7.22%
VA
Active
27
$260,000$52,667 equity gap
Rate
7.22%
7.40%today
Payment
$1,442/mo
$1,468today
  • 2beds
  • 1baths
  • 825sqft

6437 Indio Avenue, Yucca Valley

59025 La Brisa, Yucca Valley, CA, 92284 — assumable FHA mortgage at 6.28%
FHA
Active
75
$570,000$216,231 equity gap
Rate
6.28%
7.40%today
Payment
$2,275/mo
$2,550today
  • 3beds
  • 2baths
  • 1,744sqft

59025 La Brisa, Yucca Valley

8469 Deer, Yucca Valley, CA, 92284 — assumable FHA mortgage at 6.62%
FHA
Active
48
$429,900$131,937 equity gap
Rate
6.62%
7.40%today
Payment
$1,963/mo
$2,124today
  • 4beds
  • 2baths
  • 1,859sqft

8469 Deer, Yucca Valley

58583 Buena Vista Drive, Yucca Valley, CA, 92284 — assumable VA mortgage at 6.96%
VA
Active
42
$379,000$241,002 equity gap
Rate
6.96%
7.40%today
Payment
$945/mo
$987today
  • 3beds
  • 2baths
  • 1,680sqft

58583 Buena Vista Drive, Yucca Valley

Assuming a mortgage in Yucca Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$558 /mo
Median cash to assume
$113,528
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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