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Assumable homes for sale in Wrightwood, CA

15 homesFHA & VA loansrates from 2.80% vs 7.40% today

Wrightwood assumption guide
1948 Smoke Tree, Pinon Hills, CA, 92372 — assumable FHA mortgage at 2.80%
FHA
Active
2
$350,000$98,865 equity gap
Rate
2.80%
7.40%today
Payment
$1,162/mo
$1,959today
  • 4beds
  • 3baths
  • 1,056sqft

1948 Smoke Tree, Pinon Hills

7474 Cedar Street, Phelan, CA, 92371 — assumable VA mortgage at 2.88%
VA
Active
9
$529,900$315,482 equity gap
Rate
2.88%
7.40%today
Payment
$1,030/mo
$1,717today
  • 3beds
  • 2baths
  • 2,134sqft

7474 Cedar Street, Phelan

11618 Nevada, Phelan, CA, 92371 — assumable FHA mortgage at 3.72%
FHA
Active
20
$430,000$257,874 equity gap
Rate
3.72%
7.40%today
Payment
$916/mo
$1,375today
  • 4beds
  • 2baths
  • 1,544sqft

11618 Nevada, Phelan

4931 Del Rosa Road, Phelan, CA, 92371 — assumable FHA mortgage at 7.62%
FHA
Active
$600,000$7,365 equity gap
Rate
7.62%
7.40%today
Payment
$4,307/mo
$4,215today
  • 4beds
  • 2baths
  • 2,342sqft

4931 Del Rosa Road, Phelan

4280 Solano Road, Phelan, CA, 92371 — assumable FHA mortgage at 6.09%
FHA
Active
4
$347,500$32,091 equity gap
Rate
6.09%
7.40%today
Payment
$1,917/mo
$2,192today
  • —beds
  • —baths
  • 0sqft

4280 Solano Road, Phelan

11053 Acanthus Street, Phelan, CA, 92371 — assumable FHA mortgage at 4.56%
FHA
Active
5
$545,000$457,593 equity gap
Rate
4.56%
7.40%today
Payment
$705/mo
$956today
  • 4beds
  • 2baths
  • 1,873sqft

11053 Acanthus Street, Phelan

7180 Solano Road, Phelan, CA, 92371 — assumable FHA mortgage at 5.41%
FHA
Active
38
$479,000$100,383 equity gap
Rate
5.41%
7.40%today
Payment
$2,263/mo
$2,787today
  • 3beds
  • 2baths
  • 1,854sqft

7180 Solano Road, Phelan

9588 Mountain Pine Court, Phelan, CA, 92371 — assumable FHA mortgage at 6.11%
FHA
Active
32
$420,000$44,105 equity gap
Rate
6.11%
7.40%today
Payment
$2,386/mo
$2,701today
  • 3beds
  • 2baths
  • 1,629sqft

9588 Mountain Pine Court, Phelan

10529 Trinidad, Phelan, CA, 92371 — assumable FHA mortgage at 6.32%
FHA
Active
58
$619,000$92,963 equity gap
Rate
6.32%
7.40%today
Payment
$3,400/mo
$3,796today
  • 4beds
  • 3baths
  • 2,286sqft

10529 Trinidad, Phelan

4025 Goss, Phelan, CA, 92371 — assumable FHA mortgage at 7.22%
FHA
Active
32
$470,000$59,044 equity gap
Rate
7.22%
7.40%today
Payment
$2,872/mo
$2,923today
  • 3beds
  • 2baths
  • 1,592sqft

4025 Goss, Phelan

11251 Nevada Road, Phelan, CA, 92371 — assumable FHA mortgage at 5.55%
FHA
Active
28
$399,900$103,625 equity gap
Rate
5.55%
7.40%today
Payment
$1,788/mo
$2,169today
  • 3beds
  • 2baths
  • 1,307sqft

11251 Nevada Road, Phelan

5023 Smoke Tree, Phelan, CA, 92371 — assumable FHA mortgage at 4.78%
FHA
Active
56
$459,900$390,189 equity gap
Rate
4.78%
7.40%today
Payment
$606/mo
$802today
  • 4beds
  • 2baths
  • 1,648sqft

5023 Smoke Tree, Phelan

1034 Hollister Road, Pinon Hills, CA, 92372 — assumable VA mortgage at 6.58%
VA
Active
74
$575,000$118,293 equity gap
Rate
6.58%
7.40%today
Payment
$2,940/mo
$3,194today
  • 3beds
  • 2baths
  • 2,326sqft

1034 Hollister Road, Pinon Hills

8180 Ailanthus Street, Phelan, CA, 92371 — assumable FHA mortgage at 6.00%
FHA
Active
15
$480,000$224,619 equity gap
Rate
6.00%
7.40%today
Payment
$1,537/mo
$1,775today
  • 4beds
  • 2baths
  • 1,654sqft

8180 Ailanthus Street, Phelan

10160 Pineview Road, Pinon Hills, CA, 92372 — assumable FHA mortgage at 6.81%
FHA
Active
45
$665,000$653,525 equity gap
Rate
6.81%
7.40%today
Payment
$79/mo
$83today
  • 5beds
  • 3baths
  • 2,509sqft

10160 Pineview Road, Pinon Hills

Assuming a mortgage in Wrightwood

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$606 /mo
Median cash to assume
$103,625
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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