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Assumable homes for sale in Winchester, CA

24 homesVA & FHA loansrates from 1.75% vs 7.40% today

Winchester assumption guide
30826 Bloomfest, Murrieta, CA, 92563 — assumable VA mortgage at 3.05%
VA
Active
40
$850,000$137,340 equity gap
Rate
3.05%
7.40%today
Payment
$3,429/mo
$5,595today
  • 5beds
  • 4baths
  • 3,270sqft

30826 Bloomfest, Murrieta

34586 Sagebrush Lane, Winchester, CA, 92596 — assumable VA mortgage at 2.85%
VA
Active
40
$665,000$118,946 equity gap
Rate
2.85%
7.40%today
Payment
$2,571/mo
$4,304today
  • 5beds
  • 3baths
  • 2,913sqft

34586 Sagebrush Lane, Winchester

34829 Sweet Bells Dr, Winchester, CA, 92596 — assumable VA mortgage at 2.73%
VA
Active
31
$639,900$199,261 equity gap
Rate
2.73%
7.40%today
Payment
$2,052/mo
$3,490today
  • 3beds
  • 2baths
  • 1,691sqft

34829 Sweet Bells Dr, Winchester

34892 Armstrong Road, Winchester, CA, 92596 — assumable VA mortgage at 1.75%
VA
Active
49
$709,900$402,541 equity gap
Rate
1.75%
7.40%today
Payment
$1,574/mo
$3,050today
  • 4beds
  • 3baths
  • 2,320sqft

34892 Armstrong Road, Winchester

34938 Sage Canyon Court, Winchester, CA, 92596 — assumable VA mortgage at 2.72%
VA
Active
36
$775,000$311,577 equity gap
Rate
2.72%
7.40%today
Payment
$2,172/mo
$3,697today
  • 4beds
  • 3baths
  • 3,258sqft

34938 Sage Canyon Court, Winchester

35055 Painted Rock Street, Winchester, CA, 92596 — assumable VA mortgage at 3.07%
VA
Active
48
$670,000$323,839 equity gap
Rate
3.07%
7.40%today
Payment
$1,696/mo
$2,761today
  • 4beds
  • 3baths
  • 2,560sqft

35055 Painted Rock Street, Winchester

34900 Old Vine, Winchester, CA, 92596 — assumable FHA mortgage at 4.72%
FHA
Active
61
$629,000$100,153 equity gap
Rate
4.72%
7.40%today
Payment
$2,960/mo
$3,943today
  • 4beds
  • 3baths
  • 2,320sqft

34900 Old Vine, Winchester

30808 Keller Road, Menifee, CA, 92596 — assumable FHA mortgage at 3.55%
FHA
Active
47
$1,150,000$944,329 equity gap
Rate
3.55%
7.40%today
Payment
$1,640/mo
$2,438today
  • 2beds
  • 2baths
  • 1,248sqft

30808 Keller Road, Menifee

33197 Opal Glass Drive, Winchester, CA, 92596 — assumable FHA mortgage at 5.375%
FHA
Active
30
$499,900$14,968 equity gap
Rate
5.375%
7.40%today
Payment
$2,722/mo
$3,365today
  • 3beds
  • 3baths
  • 1,843sqft

33197 Opal Glass Drive, Winchester

30295 Singer, Menifee, CA, 92584 — assumable VA mortgage at 4.99%
VA
Active
52
$629,000$107,375 equity gap
Rate
4.99%
7.40%today
Payment
$2,913/mo
$3,761today
  • 4beds
  • 4baths
  • 2,371sqft

30295 Singer, Menifee

34868 Wild Flax Court, Murrieta, CA, 92563 — assumable VA mortgage at 4.48%
VA
Active
73
$925,000$309,320 equity gap
Rate
4.48%
7.40%today
Payment
$3,361/mo
$4,604today
  • 6beds
  • 5baths
  • 4,090sqft

34868 Wild Flax Court, Murrieta

31385 lolite Drive, Winchester, CA, 92596 — assumable FHA mortgage at 6.50%
FHA
Active
29
$515,000$13,537 equity gap
Rate
6.50%
7.40%today
Payment
$3,199/mo
$3,504today
  • 3beds
  • 3baths
  • 1,711sqft

31385 lolite Drive, Winchester

34782 Grotto Hills Drive, Winchester, CA, 92596 — assumable VA mortgage at 6.72%
VA
Active
65
$778,000$16,487 equity gap
Rate
6.72%
7.40%today
Payment
$5,056/mo
$5,414today
  • 4beds
  • 3baths
  • 3,212sqft

34782 Grotto Hills Drive, Winchester

30343 Singer Ln, Menifee, CA, 92584 — assumable VA mortgage at 7.76%
VA
Active
24
$649,000$30,066 equity gap
Rate
7.76%
7.40%today
Payment
$4,552/mo
$4,395today
  • 4beds
  • 3baths
  • 2,697sqft

30343 Singer Ln, Menifee

31194 Windstone Drive, Winchester, CA, 92596 — assumable VA mortgage at 5.70%
VA
Active
41
$879,900$125,239 equity gap
Rate
5.70%
7.40%today
Payment
$4,643/mo
$5,539today
  • 5beds
  • 3baths
  • 3,262sqft

31194 Windstone Drive, Winchester

34306 Kensington Street, Murrieta, CA, 92563 — assumable FHA mortgage at 6.23%
FHA
Active
52
$739,000$52,992 equity gap
Rate
6.23%
7.40%today
Payment
$4,223/mo
$4,759today
  • 5beds
  • 3baths
  • 3,301sqft

34306 Kensington Street, Murrieta

34512 Burnt Pine Rd, Murrieta, CA, 92563 — assumable FHA mortgage at 7.44%
FHA
Active
21
$699,900$66,636 equity gap
Rate
7.44%
7.40%today
Payment
$4,522/mo
$4,504today
  • 4beds
  • 2baths
  • 2,571sqft

34512 Burnt Pine Rd, Murrieta

32181 Parker, Menifee, CA, 92584 — assumable FHA mortgage at 7.63%
FHA
Active
32
$565,000$35,194 equity gap
Rate
7.63%
7.40%today
Payment
$3,854/mo
$3,768today
  • 3beds
  • 2baths
  • 1,408sqft

32181 Parker, Menifee

32593 Cumulus Lane, Winchester, CA, 92596 — assumable VA mortgage at 6.54%
VA
Active
29
$699,500$99,635 equity gap
Rate
6.54%
7.40%today
Payment
$3,885/mo
$4,238today
  • 4beds
  • 3baths
  • 2,239sqft

32593 Cumulus Lane, Winchester

33014 Noir Avenue, Winchester, CA, 92596 — assumable VA mortgage at 6.65%
VA
Active
54
$767,900$87,366 equity gap
Rate
6.65%
7.40%today
Payment
$4,434/mo
$4,782today
  • 4beds
  • 3baths
  • 2,725sqft

33014 Noir Avenue, Winchester

31482 Partridgeberry Drive, Winchester, CA, 92596 — assumable VA mortgage at 6.78%
VA
Active
50
$650,000$115,702 equity gap
Rate
6.78%
7.40%today
Payment
$3,551/mo
$3,779today
  • 3beds
  • 2baths
  • 1,945sqft

31482 Partridgeberry Drive, Winchester

34510 Coconut Circle, Winchester, CA, 92596 — assumable VA mortgage at 6.90%
VA
Active
46
$669,000$124,583 equity gap
Rate
6.90%
7.40%today
Payment
$3,675/mo
$3,863today
  • 4beds
  • 3baths
  • 2,143sqft

34510 Coconut Circle, Winchester

30290 Roebuck Court, Menifee, CA, 92584 — assumable VA mortgage at 5.52%
VA
Active
32
$649,900$129,515 equity gap
Rate
5.52%
7.40%today
Payment
$3,145/mo
$3,827today
  • 3beds
  • 3baths
  • 2,289sqft

30290 Roebuck Court, Menifee

34592 Wintersweet Lane, Winchester, CA, 92596 — assumable FHA mortgage at 6.96%
FHA
Active
47
$559,000$520,469 equity gap
Rate
6.96%
7.40%today
Payment
$259/mo
$271today
  • 4beds
  • 3baths
  • 2,024sqft

34592 Wintersweet Lane, Winchester

Assuming a mortgage in Winchester

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
1.75%
Lowest existing payment
$1,574 /mo
Median cash to assume
$117,324
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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