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Assumable homes for sale in Wildwood, FL

91 homesVA & FHA loansrates from 2.37% vs 7.40% today

Wildwood assumption guide
10767 174TH Loop, Summerfield, FL, 34491 — assumable VA mortgage at 2.88%
VATop pick
Active
45
$225,000$20,128 equity gap
Rate
2.88%
7.40%today
Payment
$954/mo
$1,592today
  • 3beds
  • 2baths
  • 1,690sqft

10767 174TH Loop, Summerfield

29875 ANAHID Drive, Leesburg, FL, 34748 — assumable FHA mortgage at 2.78%
FHA
Active
13
$313,000$49,515 equity gap
Rate
2.78%
7.40%today
Payment
$1,220/mo
$2,060today
  • 4beds
  • 3baths
  • 2,170sqft

29875 ANAHID Drive, Leesburg

5255 SUNSHINE DR, Wildwood, FL, 34785 — assumable FHA mortgage at 2.99%
FHA
Active
42
$224,900$34,042 equity gap
Rate
2.99%
7.40%today
Payment
$906/mo
$1,490today
  • 3beds
  • 2baths
  • 1,504sqft

5255 SUNSHINE DR, Wildwood

780 ADRIENNE Way, The Villages, FL, 32163 — assumable VA mortgage at 3.55%
VA
Active
24
$389,000$38,133 equity gap
Rate
3.55%
7.40%today
Payment
$1,741/mo
$2,668today
  • 3beds
  • 2baths
  • 1,357sqft

780 ADRIENNE Way, The Villages

3871 BRANT Place, Leesburg, FL, 34748 — assumable FHA mortgage at 2.73%
FHA
Active
33
$305,000$79,040 equity gap
Rate
2.73%
7.40%today
Payment
$1,052/mo
$1,789today
  • 4beds
  • 2baths
  • 1,867sqft

3871 BRANT Place, Leesburg

4322 CASAURINA Road, Lady Lake, FL, 32159 — assumable FHA mortgage at 3.06%
FHA
Active
22
$245,000$56,641 equity gap
Rate
3.06%
7.40%today
Payment
$903/mo
$1,472today
  • 3beds
  • 2baths
  • 2,075sqft

4322 CASAURINA Road, Lady Lake

1405 PEMBROOK Drive, Leesburg, FL, 34748 — assumable FHA mortgage at 3.56%
FHA
Active
37
$214,990$32,033 equity gap
Rate
3.56%
7.40%today
Payment
$911/mo
$1,394today
  • 3beds
  • 2baths
  • 1,073sqft

1405 PEMBROOK Drive, Leesburg

17832 115TH Court, Summerfield, FL, 34491 — assumable FHA mortgage at 3.30%
FHA
Active
57
$310,000$78,628 equity gap
Rate
3.30%
7.40%today
Payment
$1,281/mo
$2,025today
  • 3beds
  • 3baths
  • 1,749sqft

17832 115TH Court, Summerfield

867 CORTEZ Avenue, The Villages, FL, 32159 — assumable FHA mortgage at 4.01%
FHA
Active
22
$350,000$27,833 equity gap
Rate
4.01%
7.40%today
Payment
$2,058/mo
$2,981today
  • 2beds
  • 2baths
  • 1,770sqft

867 CORTEZ Avenue, The Villages

3547 FORSTER Avenue, Leesburg, FL, 34748 — assumable FHA mortgage at 3.45%
FHA
Active
10
$315,000$65,620 equity gap
Rate
3.45%
7.40%today
Payment
$1,226/mo
$1,903today
  • 3beds
  • 2baths
  • 1,645sqft

3547 FORSTER Avenue, Leesburg

5395 SUNSHINE Drive, Wildwood, FL, 34785 — assumable FHA mortgage at 2.84%
FHA
Active
29
$289,500$105,400 equity gap
Rate
2.84%
7.40%today
Payment
$872/mo
$1,462today
  • 2beds
  • 2baths
  • 1,614sqft

5395 SUNSHINE Drive, Wildwood

11337 175TH Place, Summerfield, FL, 34491 — assumable VA mortgage at 2.88%
VA
Active
48
$259,900$102,688 equity gap
Rate
2.88%
7.40%today
Payment
$753/mo
$1,256today
  • 2beds
  • 2baths
  • 1,502sqft

11337 175TH Place, Summerfield

9778 PEPPER TREE Place, Wildwood, FL, 34785 — assumable FHA mortgage at 2.94%
FHA
Active
47
$349,900$134,924 equity gap
Rate
2.94%
7.40%today
Payment
$1,039/mo
$1,719today
  • 4beds
  • 3baths
  • 2,279sqft

9778 PEPPER TREE Place, Wildwood

3635 STEPHEN Road, Lady Lake, FL, 32159 — assumable VA mortgage at 2.96%
VA
Active
27
$514,900$160,424 equity gap
Rate
2.96%
7.40%today
Payment
$1,677/mo
$2,769today
  • 4beds
  • 3baths
  • 2,510sqft

3635 STEPHEN Road, Lady Lake

1202 SUMTER Street, Leesburg, FL, 34748 — assumable FHA mortgage at 3.01%
FHA
Active
24
$199,900$64,095 equity gap
Rate
3.01%
7.40%today
Payment
$663/mo
$1,087today
  • 3beds
  • 2baths
  • 1,214sqft

1202 SUMTER Street, Leesburg

2406 LAKE ELLA Road, Fruitland Park, FL, 34731 — assumable VA mortgage at 3.76%
VA
Active
78
$759,900$193,553 equity gap
Rate
3.76%
7.40%today
Payment
$2,875/mo
$4,293today
  • 4beds
  • 4baths
  • 3,048sqft

2406 LAKE ELLA Road, Fruitland Park

17760 84TH PEYTON Court, The Villages, FL, 32162 — assumable VA mortgage at 2.37%
VA
Active
32
$315,000$242,916 equity gap
Rate
2.37%
7.40%today
Payment
$661/mo
$921today
  • 2beds
  • 2baths
  • 1,165sqft

17760 84TH PEYTON Court, The Villages

1457 SOTHELL Street, The Villages, FL, 32162 — assumable VA mortgage at 2.65%
VA
Active
35
$299,000$121,619 equity gap
Rate
2.65%
7.40%today
Payment
$813/mo
$1,397today
  • 2beds
  • 2baths
  • 1,156sqft

1457 SOTHELL Street, The Villages

723 HEATHROW Avenue, The Villages, FL, 32159 — assumable VA mortgage at 2.70%
VA
Active
39
$307,500$176,330 equity gap
Rate
2.70%
7.40%today
Payment
$610/mo
$1,042today
  • 2beds
  • 2baths
  • 1,352sqft

723 HEATHROW Avenue, The Villages

1793 HARTFORD Path, The Villages, FL, 32162 — assumable VA mortgage at 2.78%
VA
Active
86
$1,400,000$1,093,398 equity gap
Rate
2.78%
7.40%today
Payment
$1,443/mo
$2,437today
  • 3beds
  • 2baths
  • 3,478sqft

1793 HARTFORD Path, The Villages

3254 DELK Drive, The Villages, FL, 32163 — assumable VA mortgage at 2.80%
VA
Active
31
$559,900$324,635 equity gap
Rate
2.80%
7.40%today
Payment
$1,112/mo
$1,851today
  • 3beds
  • 2baths
  • 1,930sqft

3254 DELK Drive, The Villages

1126 MIONA SHORES Drive, The Villages, FL, 32162 — assumable VA mortgage at 2.81%
VA
Active
99
$949,900$507,324 equity gap
Rate
2.81%
7.40%today
Payment
$2,094/mo
$3,524today
  • 3beds
  • 2baths
  • 2,680sqft

1126 MIONA SHORES Drive, The Villages

1624 TAMPICO Place, The Villages, FL, 32159 — assumable VA mortgage at 2.88%
VA
Active
41
$299,900$125,302 equity gap
Rate
2.88%
7.40%today
Payment
$838/mo
$1,398today
  • 2beds
  • 2baths
  • 1,198sqft

1624 TAMPICO Place, The Villages

702 CHELSEA Avenue, Fruitland Park, FL, 34731 — assumable FHA mortgage at 2.93%
FHA
Active
20
$289,000$130,531 equity gap
Rate
2.93%
7.40%today
Payment
$747/mo
$1,239today
  • 3beds
  • 2baths
  • 1,547sqft

702 CHELSEA Avenue, Fruitland Park

521 MIRROR LAKE Drive, Fruitland Park, FL, 34731 — assumable VA mortgage at 2.97%
VA
Active
79
$399,000$192,865 equity gap
Rate
2.97%
7.40%today
Payment
$983/mo
$1,621today
  • 3beds
  • 3baths
  • 2,236sqft

521 MIRROR LAKE Drive, Fruitland Park

17808 115TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 3.00%
VA
Active
50
$329,900$329,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,282sqft

17808 115TH Court, Summerfield

17421 78TH HARMONY Circle, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
38
$248,000$248,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,160sqft

17421 78TH HARMONY Circle, The Villages

631 ENCONTO Street, The Villages, FL, 32159 — assumable VA mortgage at 3.00%
VA
Active
31
$299,900$299,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,128sqft

631 ENCONTO Street, The Villages

17403 77TH SYCAMORE Avenue, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
27
$270,000$270,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,160sqft

17403 77TH SYCAMORE Avenue, The Villages

211 HANGING MOSS Lane, Lady Lake, FL, 32159 — assumable FHA mortgage at 3.00%
FHA
Active
92
$307,500$307,500 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,601sqft

211 HANGING MOSS Lane, Lady Lake

3050 177TH PLACE Road, Ocala, FL, 34473 — assumable FHA mortgage at 3.05%
FHA
Active
52
$359,900$178,140 equity gap
Rate
3.05%
7.40%today
Payment
$874/mo
$1,427today
  • 3beds
  • 2baths
  • 1,934sqft

3050 177TH PLACE Road, Ocala

438 TROY Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.10%
VA
Active
73
$494,900$239,173 equity gap
Rate
3.10%
7.40%today
Payment
$1,213/mo
$1,966today
  • 3beds
  • 2baths
  • 1,918sqft

438 TROY Loop, The Villages

2138 LAKE ELLA Road, Fruitland Park, FL, 34731 — assumable FHA mortgage at 3.22%
FHA
Active
64
$340,000$238,717 equity gap
Rate
3.22%
7.40%today
Payment
$627/mo
$910today
  • 3beds
  • 2baths
  • 1,216sqft

2138 LAKE ELLA Road, Fruitland Park

7411 180TH Street, Oxford, FL, 34484 — assumable VA mortgage at 3.55%
VA
Active
56
$526,000$208,192 equity gap
Rate
3.55%
7.40%today
Payment
$1,577/mo
$2,416today
  • 3beds
  • 2baths
  • 1,619sqft

7411 180TH Street, Oxford

4913 122ND Avenue, Oxford, FL, 34484 — assumable FHA mortgage at 3.36%
FHA
Active
36
$355,000$151,568 equity gap
Rate
3.36%
7.40%today
Payment
$1,039/mo
$1,631today
  • 4beds
  • 3baths
  • 2,629sqft

4913 122ND Avenue, Oxford

13811 COUNTY ROAD 109D, Lady Lake, FL, 32159 — assumable FHA mortgage at 4.17%
FHA
Active
37
$300,000$87,603 equity gap
Rate
4.17%
7.40%today
Payment
$1,124/mo
$1,598today
  • 4beds
  • 2baths
  • 2,280sqft

13811 COUNTY ROAD 109D, Lady Lake

Assuming a mortgage in Wildwood

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.37%
Lowest existing payment
$308 /mo
Median cash to assume
$117,270
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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