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Assumable homes for sale in Whitewater, CA

42 homesFHA & VA loansrates from 2.72% vs 7.40% today

Whitewater assumption guide
15705 Via Vista, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.07%
FHA
Active
22
$340,000$103,759 equity gap
Rate
3.07%
7.40%today
Payment
$1,121/mo
$1,825today
  • 3beds
  • 1baths
  • 998sqft

15705 Via Vista, Desert Hot Springs

26866 Rio Madre Drive, Cathedral City, CA, 92234 — assumable FHA mortgage at 2.86%
FHA
Active
58
$554,888$197,294 equity gap
Rate
2.86%
7.40%today
Payment
$1,655/mo
$2,767today
  • 5beds
  • 4baths
  • 2,076sqft

26866 Rio Madre Drive, Cathedral City

9739 Warwick, Desert Hot Springs, CA, 92240 — assumable VA mortgage at 2.98%
VA
Active
18
$365,000$128,803 equity gap
Rate
2.98%
7.40%today
Payment
$1,123/mo
$1,848today
  • 3beds
  • 2baths
  • 1,632sqft

9739 Warwick, Desert Hot Springs

14777 Palm Drive #102, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.50%
FHA
Active
24
$195,000$54,578 equity gap
Rate
3.50%
7.40%today
Payment
$693/mo
$1,068today
  • 3beds
  • 2baths
  • 1,440sqft

14777 Palm Drive #102, Desert Hot Springs

64159 Silver Star, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.01%
FHA
Active
30
$439,000$161,662 equity gap
Rate
3.01%
7.40%today
Payment
$1,347/mo
$2,209today
  • 3beds
  • 2baths
  • 2,229sqft

64159 Silver Star, Desert Hot Springs

12585 Maui, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.02%
FHA
Active
33
$600,000$200,825 equity gap
Rate
3.02%
7.40%today
Payment
$1,910/mo
$3,129today
  • —beds
  • —baths
  • 2,359sqft

12585 Maui, Desert Hot Springs

67486 Rio Largo Road, Cathedral City, CA, 92234 — assumable FHA mortgage at 3.13%
FHA
Active
59
$499,000$196,560 equity gap
Rate
3.13%
7.40%today
Payment
$1,498/mo
$2,420today
  • 3beds
  • 2baths
  • 1,924sqft

67486 Rio Largo Road, Cathedral City

858 Calle De Mimosas, Palm Springs, CA, 92262 — assumable FHA mortgage at 4.17%
FHA
Active
43
$529,000$68,222 equity gap
Rate
4.17%
7.40%today
Payment
$2,439/mo
$3,466today
  • 3beds
  • 2baths
  • 1,347sqft

858 Calle De Mimosas, Palm Springs

13151 Cuando Way, Desert Hot Springs, CA, 92240 — assumable VA mortgage at 2.72%
VA
Active
44
$415,000$204,647 equity gap
Rate
2.72%
7.40%today
Payment
$979/mo
$1,666today
  • 3beds
  • 2baths
  • 1,598sqft

13151 Cuando Way, Desert Hot Springs

1385 Passage Street, Palm Springs, CA, 92262 — assumable VA mortgage at 2.73%
VA
Active
53
$1,275,000$855,385 equity gap
Rate
2.73%
7.40%today
Payment
$1,959/mo
$3,331today
  • 3beds
  • 3baths
  • 2,315sqft

1385 Passage Street, Palm Springs

51815 Riza, Cabazon, CA, 92230 — assumable FHA mortgage at 2.78%
FHA
Active
39
$399,900$354,773 equity gap
Rate
2.78%
7.40%today
Payment
$806/mo
$1,093today
  • 4beds
  • 2baths
  • 1,617sqft

51815 Riza, Cabazon

9651 Spyglass Avenue #3, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 2.80%
FHA
Active
23
$75,000Potential short sale
Rate
2.80%
7.40%today
Payment
$1,173/mo
$1,977today
  • 1beds
  • 1baths
  • 565sqft

9651 Spyglass Avenue #3, Desert Hot Springs

67353 Rio Naches Road, Cathedral City, CA, 92234 — assumable FHA mortgage at 2.96%
FHA
Active
31
$529,900$215,654 equity gap
Rate
2.96%
7.40%today
Payment
$1,511/mo
$2,494today
  • 3beds
  • 2baths
  • 1,924sqft

67353 Rio Naches Road, Cathedral City

3551 Melody Lane, Palm Springs, CA, 92262 — assumable VA mortgage at 3.47%
VA
Active
33
$499,000$271,526 equity gap
Rate
3.47%
7.40%today
Payment
$1,175/mo
$1,819today
  • 2beds
  • 3baths
  • 1,306sqft

3551 Melody Lane, Palm Springs

64518 Spyglass Avenue, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.98%
FHA
Active
33
$380,000$4,343 equity gap
Rate
4.98%
7.40%today
Payment
$2,156/mo
$2,787today
  • 3beds
  • 2baths
  • 2,015sqft

64518 Spyglass Avenue, Desert Hot Springs

62492 Starcross, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.64%
FHA
Active
54
$409,000$237,583 equity gap
Rate
3.64%
7.40%today
Payment
$1,009/mo
$1,530today
  • 3beds
  • 3baths
  • 2,009sqft

62492 Starcross, Desert Hot Springs

3971 Vista Dunes, Palm Springs, CA, 92262 — assumable FHA mortgage at 4.07%
FHA
Active
36
$549,999$221,369 equity gap
Rate
4.07%
7.40%today
Payment
$1,844/mo
$2,651today
  • 3beds
  • 2baths
  • 1,835sqft

3971 Vista Dunes, Palm Springs

66055 Estrella, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.82%
FHA
Active
58
$610,888$467,000 equity gap
Rate
3.82%
7.40%today
Payment
$825/mo
$1,223today
  • 4beds
  • 3baths
  • 1,708sqft

66055 Estrella, Desert Hot Springs

66022 Desert View Avenue, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 3.97%
FHA
Active
3
$165,900$120,430 equity gap
Rate
3.97%
7.40%today
Payment
$280/mo
$408today
  • 1beds
  • 1baths
  • 400sqft

66022 Desert View Avenue, Desert Hot Springs

66435 4th Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.00%
FHA
Active
9
$185,000$185,000 equity gap
Rate
4.00%
7.40%today
Payment
$0/mo
  • —beds
  • —baths
  • —sqft

66435 4th Street, Desert Hot Springs

13878 Del Ray Lane, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.98%
FHA
Active
2
$449,000$101,383 equity gap
Rate
4.98%
7.40%today
Payment
$1,998/mo
$2,583today
  • 3beds
  • 2baths
  • 1,643sqft

13878 Del Ray Lane, Desert Hot Springs

62679 Starcross Drive, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.50%
FHA
Active
20
$415,000$12,409 equity gap
Rate
6.50%
7.40%today
Payment
$2,554/mo
$2,798today
  • 3beds
  • 3baths
  • 1,786sqft

62679 Starcross Drive, Desert Hot Springs

9861 Hoylake Road, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.99%
FHA
Active
41
$375,000$19,441 equity gap
Rate
6.99%
7.40%today
Payment
$2,421/mo
$2,522today
  • 2beds
  • 2baths
  • 1,248sqft

9861 Hoylake Road, Desert Hot Springs

11531 Pomelo Drive, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 7.06%
FHA
Active
2
$449,000Potential short sale
Rate
7.06%
7.40%today
Payment
$3,056/mo
$3,161today
  • 4beds
  • 2baths
  • 2,083sqft

11531 Pomelo Drive, Desert Hot Springs

9675 Valencia Drive, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 5.52%
FHA
Active
41
$479,000$88,544 equity gap
Rate
5.52%
7.40%today
Payment
$2,360/mo
$2,871today
  • 4beds
  • 2baths
  • 1,768sqft

9675 Valencia Drive, Desert Hot Springs

9371 Brookline Avenue, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 4.45%
FHA
Active
53
$425,000$198,731 equity gap
Rate
4.45%
7.40%today
Payment
$1,325/mo
$1,821today
  • 3beds
  • 3baths
  • 1,813sqft

9371 Brookline Avenue, Desert Hot Springs

15785 Snow View Drive, Palm Springs, CA, 92262 — assumable FHA mortgage at 6.43%
FHA
Active
20
$359,999$25,414 equity gap
Rate
6.43%
7.40%today
Payment
$2,184/mo
$2,409today
  • 3beds
  • 2baths
  • 1,560sqft

15785 Snow View Drive, Palm Springs

67365 Rio Naches Road, Cathedral City, CA, 92234 — assumable FHA mortgage at 6.86%
FHA
Active
34
$519,900$44,231 equity gap
Rate
6.86%
7.40%today
Payment
$3,156/mo
$3,331today
  • 3beds
  • 2baths
  • 1,811sqft

67365 Rio Naches Road, Cathedral City

66662 4th Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.50%
FHA
Active
46
$399,999$46,614 equity gap
Rate
6.50%
7.40%today
Payment
$2,327/mo
$2,549today
  • 3beds
  • 2baths
  • 1,451sqft

66662 4th Street, Desert Hot Springs

62652 Crescent Street, Desert Hot Springs, CA, 92240 — assumable VA mortgage at 6.64%
VA
Active
26
$530,000$85,838 equity gap
Rate
6.64%
7.40%today
Payment
$2,929/mo
$3,163today
  • 3beds
  • 2baths
  • 1,946sqft

62652 Crescent Street, Desert Hot Springs

64275 Spyglass #50, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 6.86%
FHA
Active
12
$95,000$15,438 equity gap
Rate
6.86%
7.40%today
Payment
$534/mo
$564today
  • 2beds
  • 1baths
  • 841sqft

64275 Spyglass #50, Desert Hot Springs

11560 Crescent Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 7.03%
FHA
Active
49
$528,000$92,184 equity gap
Rate
7.03%
7.40%today
Payment
$2,988/mo
$3,100today
  • 4beds
  • 2baths
  • 2,088sqft

11560 Crescent Street, Desert Hot Springs

65976 Flora Avenue, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 7.09%
FHA
Active
41
$540,000$82,182 equity gap
Rate
7.09%
7.40%today
Payment
$3,166/mo
$3,265today
  • 4beds
  • 2baths
  • 1,763sqft

65976 Flora Avenue, Desert Hot Springs

13753 Inaja Street, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 7.09%
FHA
Active
19
$375,000$60,771 equity gap
Rate
7.09%
7.40%today
Payment
$2,175/mo
$2,243today
  • 3beds
  • 2baths
  • 1,598sqft

13753 Inaja Street, Desert Hot Springs

9701 Cholla Drive, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 5.00%
FHA
Active
62
$485,000$432,460 equity gap
Rate
5.00%
7.40%today
Payment
$439/mo
$566today
  • 4beds
  • 2baths
  • 1,650sqft

9701 Cholla Drive, Desert Hot Springs

12435 Verbena, Desert Hot Springs, CA, 92240 — assumable FHA mortgage at 5.10%
FHA
Active
41
$379,000$188,188 equity gap
Rate
5.10%
7.40%today
Payment
$1,110/mo
$1,416today
  • 3beds
  • 2baths
  • 1,531sqft

12435 Verbena, Desert Hot Springs

Assuming a mortgage in Whitewater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$439 /mo
Median cash to assume
$120,430
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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