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Assumable homes for sale in Wayzata, MN

4 homesFHA & VA loansrates from 2.78% vs 7.40% today

Wayzata assumption guide
1325 Everest Lane, Plymouth, MN, 55447 — assumable FHA mortgage at 2.78%
FHA
Active
33
$407,500$138,096 equity gap
Rate
2.78%
7.40%today
Payment
$1,268/mo
$2,141today
  • 3beds
  • 2baths
  • 1,402sqft

1325 Everest Lane, Plymouth

18030 20th Avenue, Plymouth, MN, 55447 — assumable VA mortgage at 3.33%
VA
Active
31
$475,000$247,051 equity gap
Rate
3.33%
7.40%today
Payment
$1,153/mo
$1,816today
  • 4beds
  • 3baths
  • 2,609sqft

18030 20th Avenue, Plymouth

205 Barry Avenue #306, Wayzata, MN, 55391 — assumable FHA mortgage at 3.83%
FHA
Active
41
$299,900$165,749 equity gap
Rate
3.83%
7.40%today
Payment
$772/mo
$1,142today
  • 2beds
  • 2baths
  • 1,000sqft

205 Barry Avenue #306, Wayzata

1225 Dunkirk Lane, Plymouth, MN, 55447 — assumable VA mortgage at 6.26%
VA
Active
35
$445,000$93,364 equity gap
Rate
6.26%
7.40%today
Payment
$2,265/mo
$2,545today
  • 4beds
  • 2baths
  • 1,825sqft

1225 Dunkirk Lane, Plymouth

Assuming a mortgage in Wayzata

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$772 /mo
Median cash to assume
$151,922
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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