Assumable homes for sale in Waverly, MN

7 homesFHA & VA loansrates from 2.88% vs 7.40% today

Waverly assumption guide
108 Charity Circle, Montrose, MN, 55363 — assumable VA mortgage at 2.88%
VA
Active
46
$339,900$69,118 equity gap
Rate
2.88%
7.40%today
Payment
$1,256/mo
$2,094today
  • 3beds
  • 2baths
  • 1,792sqft

108 Charity Circle, Montrose

111 Hill Street, Montrose, MN, 55363 — assumable FHA mortgage at 2.98%
FHA
Active
56
$365,000$142,977 equity gap
Rate
2.98%
7.40%today
Payment
$1,053/mo
$1,734today
  • 3beds
  • 2baths
  • 1,515sqft

111 Hill Street, Montrose

5600 Imhoff Avenue, Howard Lake, MN, 55349 — assumable VA mortgage at 3.15%
VA
Active
50
$379,900$137,244 equity gap
Rate
3.15%
7.40%today
Payment
$1,199/mo
$1,932today
  • 4beds
  • 2baths
  • 2,385sqft

5600 Imhoff Avenue, Howard Lake

615 Dillon Avenue, Montrose, MN, 55363 — assumable FHA mortgage at 6.66%
FHA
Active
43
$350,000$53,341 equity gap
Rate
6.66%
7.40%today
Payment
$1,962/mo
$2,114today
  • 4beds
  • 2baths
  • 1,990sqft

615 Dillon Avenue, Montrose

529 1st Street, Montrose, MN, 55363 — assumable FHA mortgage at 7.50%
FHA
Active
49
$329,900$79,977 equity gap
Rate
7.50%
7.40%today
Payment
$1,793/mo
$1,775today
  • 4beds
  • 3baths
  • 2,328sqft

529 1st Street, Montrose

5590 Jeffery Avenue, Howard Lake, MN, 55349 — assumable FHA mortgage at 6.62%
FHA
Active
26
$324,999$213,464 equity gap
Rate
6.62%
7.40%today
Payment
$1,198/mo
$1,296today
  • 4beds
  • 2baths
  • 1,692sqft

5590 Jeffery Avenue, Howard Lake

1110 Natalie Avenue, Montrose, MN, 55363 — assumable FHA mortgage at 7.08%
FHA
Active
7
$276,900Potential short sale
Rate
7.08%
7.40%today
Payment
$2,107/mo
$2,175today
  • 4beds
  • 2baths
  • 2,234sqft

1110 Natalie Avenue, Montrose

Assuming a mortgage in Waverly

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$1,053 /mo
Median cash to assume
$108,610
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.