Assumable homes for sale in Watsonville, CA

5 homesVA & FHA loansrates from 2.72% vs 7.40% today

Watsonville assumption guide
431 Loma Prieta Drive, Aptos, CA, 95003 — assumable FHA mortgage at 2.80%
FHA
Active
22
$875,000$206,792 equity gap
Rate
2.80%
7.40%today
Payment
$3,085/mo
$5,199today
  • 2beds
  • 2baths
  • 1,144sqft

431 Loma Prieta Drive, Aptos

215 Chateau Drive, Aromas, CA, 95004 — assumable VA mortgage at 2.83%
VA
Active
55
$1,749,999$642,637 equity gap
Rate
2.83%
7.40%today
Payment
$5,239/mo
$8,793today
  • 4beds
  • 4baths
  • 5,118sqft

215 Chateau Drive, Aromas

442 Vista Del Mar Drive, Aptos, CA, 95003 — assumable VA mortgage at 2.72%
VA
Active
63
$1,850,000$1,488,980 equity gap
Rate
2.72%
7.40%today
Payment
$1,688/mo
$2,873today
  • 4beds
  • 3baths
  • 2,937sqft

442 Vista Del Mar Drive, Aptos

12 Eastern Drive, Watsonville, CA, 95076 — assumable FHA mortgage at 3.98%
FHA
Active
40
$960,000$765,560 equity gap
Rate
3.98%
7.40%today
Payment
$1,381/mo
$2,008today
  • 4beds
  • 3baths
  • 1,809sqft

12 Eastern Drive, Watsonville

623 Delta Way, Watsonville, CA, 95076 — assumable VA mortgage at 6.95%
VA
Active
32
$499,000Potential short sale
Rate
6.95%
7.40%today
Payment
$3,585/mo
$3,750today
  • 2beds
  • 2baths
  • 1,064sqft

623 Delta Way, Watsonville

Assuming a mortgage in Watsonville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$1,381 /mo
Median cash to assume
$704,098
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.