Assumable homes for sale in Watford City, ND

9 homesFHA loansrates from 2.74% vs 7.40% today

Watford City assumption guide
2608 Terrace View Drive, Watford City, ND, 58854 — assumable FHA mortgage at 2.96%
FHA
Active
47
$350,000$117,181 equity gap
Rate
2.96%
7.40%today
Payment
$1,102/mo
$1,819today
  • 3beds
  • 2baths
  • 1,352sqft

2608 Terrace View Drive, Watford City

2608 Terrace View Drive, Watford City, ND, 58854 — assumable FHA mortgage at 2.96%
FHA
Active
47
$350,000$117,181 equity gap
Rate
2.96%
7.40%today
Payment
$1,102/mo
$1,819today
  • 3beds
  • 2baths
  • 1,352sqft

2608 Terrace View Drive, Watford City

208 4th Avenue, Watford City, ND, 58854 — assumable FHA mortgage at 3.06%
FHA
Active
33
$335,000$134,580 equity gap
Rate
3.06%
7.40%today
Payment
$961/mo
$1,566today
  • 4beds
  • 2baths
  • 1,806sqft

208 4th Avenue, Watford City

509 3rd Street, Watford City, ND, 58854 — assumable FHA mortgage at 2.74%
FHA
Active
26
$410,000$168,620 equity gap
Rate
2.74%
7.40%today
Payment
$1,120/mo
$1,902today
  • 4beds
  • 2baths
  • 2,096sqft

509 3rd Street, Watford City

112 6th Avenue, Watford City, ND, 58854 — assumable FHA mortgage at 4.55%
FHA
Active
21
$290,000$94,033 equity gap
Rate
4.55%
7.40%today
Payment
$1,174/mo
$1,594today
  • 3beds
  • 2baths
  • 2,112sqft

112 6th Avenue, Watford City

3223 125y Avenue, Watford City, ND, 58854 — assumable FHA mortgage at 5.22%
FHA
Active
25
$520,000$150,814 equity gap
Rate
5.22%
7.40%today
Payment
$2,162/mo
$2,719today
  • 4beds
  • 4baths
  • 2,452sqft

3223 125y Avenue, Watford City

1312 E Pheasant Ridge Street, Watford City, ND, 58854 — assumable FHA mortgage at 6.85%
FHA
Active
38
$416,000$90,024 equity gap
Rate
6.85%
7.40%today
Payment
$2,165/mo
$2,287today
  • 4beds
  • 3baths
  • 1,682sqft

1312 E Pheasant Ridge Street, Watford City

105 3rd Street, Watford City, ND, 58854 — assumable FHA mortgage at 6.50%
FHA
Active
50
$245,000$88,469 equity gap
Rate
6.50%
7.40%today
Payment
$1,174/mo
$1,259today
  • 2beds
  • 1baths
  • 804sqft

105 3rd Street, Watford City

105 3rd Street, Watford City, ND, 58854 — assumable FHA mortgage at 6.50%
FHA
Active
50
$245,000$88,469 equity gap
Rate
6.50%
7.40%today
Payment
$1,174/mo
$1,259today
  • 2beds
  • 1baths
  • 804sqft

105 3rd Street, Watford City

Assuming a mortgage in Watford City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.74%
Lowest existing payment
$961 /mo
Median cash to assume
$117,181
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.