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Assumable homes for sale in Valley Home, CA

3 homesFHA & VA loansrates from 3.45% vs 7.40% today

Valley Home assumption guide
548 Hudson, Oakdale, CA, 95361 — assumable VA mortgage at 3.45%
VA
Active
27
$608,900$122,981 equity gap
Rate
3.45%
7.40%today
Payment
$2,385/mo
$3,700today
  • 5beds
  • 3baths
  • 2,424sqft

548 Hudson, Oakdale

River Bluff Drive, Oakdale, CA, 95361 — assumable FHA mortgage at 6.90%
FHA
Active
30
$480,000$91,930 equity gap
Rate
6.90%
7.40%today
Payment
$2,667/mo
$2,804today
  • 3beds
  • 2baths
  • 1,682sqft

River Bluff Drive, Oakdale

1042 Walnut St, Oakdale, CA, 95361 — assumable FHA mortgage at 7.62%
FHA
Active
31
$475,000$91,665 equity gap
Rate
7.62%
7.40%today
Payment
$2,786/mo
$2,726today
  • 3beds
  • 2baths
  • 1,511sqft

1042 Walnut St, Oakdale

Assuming a mortgage in Valley Home

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.45%
Lowest existing payment
$2,385 /mo
Median cash to assume
$91,930
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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