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Assumable homes for sale in Trabuco Canyon, CA

12 homesFHA & VA loansrates from 2.72% vs 7.40% today

Trabuco Canyon assumption guide
2 Primula, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 2.72%
FHA
Active
35
$689,000$421,273 equity gap
Rate
2.72%
7.40%today
Payment
$1,255/mo
$2,136today
  • 2beds
  • 2baths
  • 1,024sqft

2 Primula, Rancho Santa Margarita

21 Calle Verano, Rancho Santa Margarita, CA, 92688 — assumable VA mortgage at 2.88%
VA
Active
53
$1,039,000$599,836 equity gap
Rate
2.88%
7.40%today
Payment
$2,119/mo
$3,534today
  • 3beds
  • 3baths
  • 1,574sqft

21 Calle Verano, Rancho Santa Margarita

28 Pica Flor #44 #44, Rancho Santa Margarita, CA, 92688 — assumable VA mortgage at 3.45%
VA
Active
25
$515,000$286,340 equity gap
Rate
3.45%
7.40%today
Payment
$1,316/mo
$2,043today
  • 2beds
  • 2baths
  • 882sqft

28 Pica Flor #44 #44, Rancho Santa Margarita

23 Via Honrado, Rancho Santa Margarita, CA, 92688 — assumable VA mortgage at 3.80%
VA
Active
35
$400,000$135,475 equity gap
Rate
3.80%
7.40%today
Payment
$1,442/mo
$2,143today
  • 1beds
  • 1baths
  • 642sqft

23 Via Honrado, Rancho Santa Margarita

20482 Pine, Trabuco Canyon, CA, 92679 — assumable FHA mortgage at 4.02%
FHA
Active
75
$1,480,000$1,171,485 equity gap
Rate
4.02%
7.40%today
Payment
$1,943/mo
$2,811today
  • 3beds
  • 2baths
  • 2,390sqft

20482 Pine, Trabuco Canyon

19801 Meadow Ridge Dr #57, Trabuco Canyon, CA, 92679 — assumable VA mortgage at 6.47%
VA
Active
29
$424,999Potential short sale
Rate
6.47%
7.40%today
Payment
$2,821/mo
$3,100today
  • 1beds
  • 1baths
  • 594sqft

19801 Meadow Ridge Dr #57, Trabuco Canyon

9 Brisa Ribera, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 4.45%
FHA
Active
14
$550,000$276,665 equity gap
Rate
4.45%
7.40%today
Payment
$1,640/mo
$2,254today
  • 2beds
  • 1baths
  • 918sqft

9 Brisa Ribera, Rancho Santa Margarita

42 Via Contento, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 7.06%
FHA
Active
37
$659,000$58,591 equity gap
Rate
7.06%
7.40%today
Payment
$4,112/mo
$4,254today
  • 2beds
  • 2baths
  • 1,117sqft

42 Via Contento, Rancho Santa Margarita

19801 Meadow Ridge #25, Trabuco Canyon, CA, 92679 — assumable VA mortgage at 6.94%
VA
Active
19
$545,000$84,107 equity gap
Rate
6.94%
7.40%today
Payment
$3,179/mo
$3,329today
  • 2beds
  • 2baths
  • 831sqft

19801 Meadow Ridge #25, Trabuco Canyon

15 Mira Segura, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 5.09%
FHA
Active
12
$1,299,000$395,631 equity gap
Rate
5.09%
7.40%today
Payment
$5,235/mo
$6,684today
  • 4beds
  • 3baths
  • 2,261sqft

15 Mira Segura, Rancho Santa Margarita

17 Aubrieta, Rancho Santa Margarita, CA, 92688 — assumable VA mortgage at 5.70%
VA
Active
21
$799,000$405,865 equity gap
Rate
5.70%
7.40%today
Payment
$2,419/mo
$2,886today
  • 3beds
  • 2baths
  • 1,143sqft

17 Aubrieta, Rancho Santa Margarita

45 Via Vicini, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 6.50%
FHA
Active
30
$899,700$899,700 equity gap
Rate
6.50%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,429sqft

45 Via Vicini, Rancho Santa Margarita

Assuming a mortgage in Trabuco Canyon

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$1,255 /mo
Median cash to assume
$395,631
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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