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Assumable homes for sale in Thousand Oaks, CA

37 homesFHA & VA loansrates from 2.71% vs 7.40% today

Thousand Oaks assumption guide
517 Artisan Road, Newbury Park, CA, 91320 — assumable FHA mortgage at 2.98%
FHA
Active
27
$539,000$101,702 equity gap
Rate
2.98%
7.40%today
Payment
$2,065/mo
$3,399today
  • 2beds
  • 2baths
  • 1,155sqft

517 Artisan Road, Newbury Park

807 Talbert Avenue, Simi Valley, CA, 93065 — assumable VA mortgage at 2.71%
VA
Active
39
$739,000$215,898 equity gap
Rate
2.71%
7.40%today
Payment
$2,437/mo
$4,154today
  • 3beds
  • 1baths
  • 1,040sqft

807 Talbert Avenue, Simi Valley

789 Hudspeth Street, Simi Valley, CA, 93065 — assumable FHA mortgage at 3.00%
FHA
Active
38
$819,999$192,877 equity gap
Rate
3.00%
7.40%today
Payment
$2,981/mo
$4,895today
  • 3beds
  • 2baths
  • 1,632sqft

789 Hudspeth Street, Simi Valley

588 Monteleone Avenue, Oak Park, CA, 91377 — assumable VA mortgage at 3.03%
VA
Active
38
$1,099,000$265,950 equity gap
Rate
3.03%
7.40%today
Payment
$4,065/mo
$6,649today
  • 3beds
  • 3baths
  • 2,041sqft

588 Monteleone Avenue, Oak Park

569 Rio Grande Circle, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.33%
VA
Active
34
$450,000$110,203 equity gap
Rate
3.33%
7.40%today
Payment
$1,727/mo
$2,720today
  • 2beds
  • 1baths
  • 956sqft

569 Rio Grande Circle, Thousand Oaks

751 Birchpark Circle #102, Thousand Oaks, CA, 91360 — assumable VA mortgage at 2.72%
VA
Active
23
$475,000$177,333 equity gap
Rate
2.72%
7.40%today
Payment
$1,395/mo
$2,375today
  • 2beds
  • 2baths
  • 1,048sqft

751 Birchpark Circle #102, Thousand Oaks

852 Verna Avenue, Newbury Park, CA, 91320 — assumable FHA mortgage at 2.84%
FHA
Active
39
$989,000$345,239 equity gap
Rate
2.84%
7.40%today
Payment
$3,042/mo
$5,099today
  • 4beds
  • 2baths
  • 1,908sqft

852 Verna Avenue, Newbury Park

11843 Barletta Place, Moorpark, CA, 93021 — assumable FHA mortgage at 3.23%
FHA
Active
27
$679,500$232,496 equity gap
Rate
3.23%
7.40%today
Payment
$2,238/mo
$3,569today
  • 3beds
  • 3baths
  • 1,547sqft

11843 Barletta Place, Moorpark

1014 Borden Avenue, Simi Valley, CA, 93065 — assumable FHA mortgage at 2.72%
FHA
Active
37
$969,000$391,946 equity gap
Rate
2.72%
7.40%today
Payment
$2,704/mo
$4,604today
  • 4beds
  • 3baths
  • 2,222sqft

1014 Borden Avenue, Simi Valley

6446 San Como Lane, Camarillo, CA, 93012 — assumable FHA mortgage at 2.76%
FHA
Active
64
$839,900Potential short sale
Rate
2.76%
7.40%today
Payment
$4,568/mo
$7,737today
  • 2beds
  • 2baths
  • 1,277sqft

6446 San Como Lane, Camarillo

32130 Village 32, Camarillo, CA, 93012 — assumable FHA mortgage at 2.77%
FHA
Active
31
$739,999Potential short sale
Rate
2.77%
7.40%today
Payment
$3,684/mo
$6,231today
  • 2beds
  • 2baths
  • 1,589sqft

32130 Village 32, Camarillo

4757 Via Altamira, Thousand Oaks, CA, 91320 — assumable VA mortgage at 2.79%
VA
Active
19
$749,950$308,457 equity gap
Rate
2.79%
7.40%today
Payment
$2,070/mo
$3,492today
  • 2beds
  • 3baths
  • 1,366sqft

4757 Via Altamira, Thousand Oaks

1079 Avon Circle, Thousand Oaks, CA, 91360 — assumable VA mortgage at 2.81%
VA
Active
30
$1,499,000$795,032 equity gap
Rate
2.81%
7.40%today
Payment
$3,300/mo
$5,553today
  • 4beds
  • 3baths
  • 2,275sqft

1079 Avon Circle, Thousand Oaks

18113 Village 18, Camarillo, CA, 93012 — assumable VA mortgage at 2.88%
VA
Active
34
$450,000$254,113 equity gap
Rate
2.88%
7.40%today
Payment
$906/mo
$1,512today
  • 2beds
  • 2baths
  • 1,258sqft

18113 Village 18, Camarillo

363 Larcom Street, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.00%
VA
Active
17
$1,149,500$519,386 equity gap
Rate
3.00%
7.40%today
Payment
$3,008/mo
$4,940today
  • 4beds
  • 3baths
  • 2,136sqft

363 Larcom Street, Thousand Oaks

5612 Las Virgenes #37, Calabasas, CA, 91302 — assumable FHA mortgage at 3.00%
FHA
Active
50
$769,000$769,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,540sqft

5612 Las Virgenes #37, Calabasas

110 Maegan Place #2, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 4.72%
FHA
Active
15
$455,000$72,920 equity gap
Rate
4.72%
7.40%today
Payment
$2,139/mo
$2,849today
  • 2beds
  • 1baths
  • 750sqft

110 Maegan Place #2, Thousand Oaks

1128 El Monte Drive, Simi Valley, CA, 93065 — assumable VA mortgage at 3.43%
VA
Active
26
$1,079,900$574,693 equity gap
Rate
3.43%
7.40%today
Payment
$2,903/mo
$4,516today
  • 5beds
  • 3baths
  • 2,640sqft

1128 El Monte Drive, Simi Valley

779 Spalding Street, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.54%
VA
Active
21
$849,900$573,123 equity gap
Rate
3.54%
7.40%today
Payment
$1,827/mo
$2,804today
  • 3beds
  • 2baths
  • 1,034sqft

779 Spalding Street, Thousand Oaks

302 Via Colinas, Westlake Village, CA, 91362 — assumable VA mortgage at 3.69%
VA
Active
33
$731,000$320,549 equity gap
Rate
3.69%
7.40%today
Payment
$2,441/mo
$3,677today
  • 3beds
  • 3baths
  • 1,435sqft

302 Via Colinas, Westlake Village

1909 Cottage Drive #3, Simi Valley, CA, 93065 — assumable FHA mortgage at 3.81%
FHA
Active
33
$729,500$336,874 equity gap
Rate
3.81%
7.40%today
Payment
$2,138/mo
$3,173today
  • 4beds
  • 3baths
  • 1,990sqft

1909 Cottage Drive #3, Simi Valley

2880 Barnes Street, Simi Valley, CA, 93065 — assumable VA mortgage at 3.94%
VA
Active
31
$839,000$759,520 equity gap
Rate
3.94%
7.40%today
Payment
$474/mo
$692today
  • 4beds
  • 2baths
  • 1,787sqft

2880 Barnes Street, Simi Valley

642 Wendy Drive, Newbury Park, CA, 91320 — assumable FHA mortgage at 4.10%
FHA
Active
22
$923,000$423,224 equity gap
Rate
4.10%
7.40%today
Payment
$2,918/mo
$4,181today
  • 4beds
  • 3baths
  • 2,359sqft

642 Wendy Drive, Newbury Park

1287 Nonchalant Drive, Simi Valley, CA, 93065 — assumable FHA mortgage at 4.38%
FHA
Active
28
$1,149,000$679,431 equity gap
Rate
4.38%
7.40%today
Payment
$3,029/mo
$4,198today
  • 4beds
  • 2baths
  • 1,617sqft

1287 Nonchalant Drive, Simi Valley

390 Country Club Drive #B, Simi Valley, CA, 93065 — assumable FHA mortgage at 5.30%
FHA
Active
43
$649,999$159,725 equity gap
Rate
5.30%
7.40%today
Payment
$2,903/mo
$3,619today
  • 2beds
  • 3baths
  • 1,376sqft

390 Country Club Drive #B, Simi Valley

1226 Patricia Avenue #50, Simi Valley, CA, 93065 — assumable FHA mortgage at 6.54%
FHA
Active
24
$345,000$19,340 equity gap
Rate
6.54%
7.40%today
Payment
$2,151/mo
$2,346today
  • 1beds
  • 1baths
  • 657sqft

1226 Patricia Avenue #50, Simi Valley

236 Country Club Drive #B, Simi Valley, CA, 93065 — assumable FHA mortgage at 6.62%
FHA
Active
28
$670,000Potential short sale
Rate
6.62%
7.40%today
Payment
$4,367/mo
$4,725today
  • 2beds
  • 3baths
  • 1,376sqft

236 Country Club Drive #B, Simi Valley

2192 Dawn Court, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 6.99%
FHA
Active
18
$548,990$29,566 equity gap
Rate
6.99%
7.40%today
Payment
$3,533/mo
$3,681today
  • 2beds
  • 1baths
  • 826sqft

2192 Dawn Court, Thousand Oaks

6056 Paseo Encantada, Camarillo, CA, 93012 — assumable VA mortgage at 7.79%
VA
Active
51
$639,000$53,422 equity gap
Rate
7.79%
7.40%today
Payment
$4,319/mo
$4,158today
  • 2beds
  • 3baths
  • 1,365sqft

6056 Paseo Encantada, Camarillo

2278 Moss Court, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 6.49%
FHA
Active
30
$575,000$71,208 equity gap
Rate
6.49%
7.40%today
Payment
$3,250/mo
$3,563today
  • 2beds
  • 1baths
  • 826sqft

2278 Moss Court, Thousand Oaks

1896 Stow Street, Simi Valley, CA, 93063 — assumable FHA mortgage at 6.50%
FHA
Active
39
$699,000$105,110 equity gap
Rate
6.50%
7.40%today
Payment
$4,077/mo
$4,423today
  • 4beds
  • 3baths
  • 1,950sqft

1896 Stow Street, Simi Valley

324 Venus Street, Thousand Oaks, CA, 91360 — assumable FHA mortgage at 6.36%
FHA
Active
48
$1,099,000$262,142 equity gap
Rate
6.36%
7.40%today
Payment
$5,222/mo
$5,805today
  • 3beds
  • 2baths
  • 1,712sqft

324 Venus Street, Thousand Oaks

1659 Avenida De Las Flores, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 5.51%
FHA
Active
28
$544,950$209,064 equity gap
Rate
5.51%
7.40%today
Payment
$2,025/mo
$2,467today
  • 2beds
  • 1baths
  • 826sqft

1659 Avenida De Las Flores, Thousand Oaks

1541 Eucalyptus Circle, Thousand Oaks, CA, 91360 — assumable VA mortgage at 5.54%
VA
Active
28
$599,900Potential short sale
Rate
5.54%
7.40%today
Payment
$3,988/mo
$4,842today
  • 3beds
  • 3baths
  • 1,493sqft

1541 Eucalyptus Circle, Thousand Oaks

4006 Hunt Club Court, Agoura Hills, CA, 91301 — assumable VA mortgage at 6.32%
VA
Active
68
$3,500,000$2,580,212 equity gap
Rate
6.32%
7.40%today
Payment
$9,304/mo
$10,385today
  • 5beds
  • 6baths
  • 6,167sqft

4006 Hunt Club Court, Agoura Hills

5407 Isabella Court, Agoura Hills, CA, 91301 — assumable FHA mortgage at 7.17%
FHA
Active
16
$900,000$876,043 equity gap
Rate
7.17%
7.40%today
Payment
$170/mo
$174today
  • 3beds
  • 3baths
  • 2,017sqft

5407 Isabella Court, Agoura Hills

Assuming a mortgage in Thousand Oaks

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$474 /mo
Median cash to assume
$265,950
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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