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Assumable homes for sale in Tampa, FL

44 homesFHA & VA loansrates from 2.70% vs 7.40% today

Tampa assumption guide
6902 SOLEDAD Court, Tampa, FL, 33615 — assumable FHA mortgage at 2.90%
FHA
Active
22
$224,900$85,615 equity gap
Rate
2.90%
7.40%today
Payment
$670/mo
$1,115today
  • 2beds
  • 2baths
  • 1,048sqft

6902 SOLEDAD Court, Tampa

9218 ROBSON Street, Tampa, FL, 33615 — assumable FHA mortgage at 2.70%
FHA
Active
25
$430,000$268,168 equity gap
Rate
2.70%
7.40%today
Payment
$757/mo
$1,292today
  • 4beds
  • 2baths
  • 1,530sqft

9218 ROBSON Street, Tampa

9216 ROBSON Street, Tampa, FL, 33615 — assumable VA mortgage at 2.73%
VA
Active
43
$379,900$213,208 equity gap
Rate
2.73%
7.40%today
Payment
$825/mo
$1,367today
  • 3beds
  • 2baths
  • 1,438sqft

9216 ROBSON Street, Tampa

7310 BAJA Court, Tampa, FL, 33634 — assumable FHA mortgage at 2.80%
FHA
Active
28
$228,500$93,690 equity gap
Rate
2.80%
7.40%today
Payment
$625/mo
$1,054today
  • 2beds
  • 1baths
  • 998sqft

7310 BAJA Court, Tampa

4715 STONEPOINTE Place, Tampa, FL, 33634 — assumable FHA mortgage at 2.81%
FHA
Active
34
$280,000$178,184 equity gap
Rate
2.81%
7.40%today
Payment
$477/mo
$803today
  • 3beds
  • 2baths
  • 1,136sqft

4715 STONEPOINTE Place, Tampa

8819 BROAD Street, Tampa, FL, 33615 — assumable FHA mortgage at 2.88%
FHA
Active
24
$449,500$237,268 equity gap
Rate
2.88%
7.40%today
Payment
$1,019/mo
$1,700today
  • 4beds
  • 4baths
  • 1,825sqft

8819 BROAD Street, Tampa

7608 BARRY Road, Tampa, FL, 33615 — assumable VA mortgage at 2.90%
VA
Active
42
$629,000$322,531 equity gap
Rate
2.90%
7.40%today
Payment
$1,475/mo
$2,453today
  • 4beds
  • 3baths
  • 1,822sqft

7608 BARRY Road, Tampa

5406 LONGBOAT, Tampa, FL, 33615 — assumable VA mortgage at 2.98%
VA
Active
83
$1,150,000$587,410 equity gap
Rate
2.98%
7.40%today
Payment
$2,644/mo
$4,354today
  • 4beds
  • 3baths
  • 2,446sqft

5406 LONGBOAT, Tampa

6915 LAKEVIEW Court, Tampa, FL, 33634 — assumable VA mortgage at 3.00%
VA
Active
21
$219,000$102,453 equity gap
Rate
3.00%
7.40%today
Payment
$581/mo
$954today
  • 2beds
  • 3baths
  • 1,270sqft

6915 LAKEVIEW Court, Tampa

8723 HICKORYWOOD Lane, Tampa, FL, 33615 — assumable FHA mortgage at 3.53%
FHA
Active
81
$750,000$601,227 equity gap
Rate
3.53%
7.40%today
Payment
$1,015/mo
$1,560today
  • 3beds
  • 2baths
  • 1,965sqft

8723 HICKORYWOOD Lane, Tampa

5116 ELDORADO Drive, Tampa, FL, 33615 — assumable FHA mortgage at 5.10%
FHA
Active
19
$410,000$52,167 equity gap
Rate
5.10%
7.40%today
Payment
$2,079/mo
$2,651today
  • 4beds
  • 2baths
  • 1,530sqft

5116 ELDORADO Drive, Tampa

4834 ALVARADO Drive, Tampa, FL, 33634 — assumable FHA mortgage at 4.16%
FHA
Active
22
$350,000$113,232 equity gap
Rate
4.16%
7.40%today
Payment
$1,252/mo
$1,781today
  • 3beds
  • 2baths
  • 1,480sqft

4834 ALVARADO Drive, Tampa

6223 ANHINGA Place, Tampa, FL, 33615 — assumable VA mortgage at 3.89%
VA
Active
63
$450,000$249,394 equity gap
Rate
3.89%
7.40%today
Payment
$1,254/mo
$1,842today
  • 3beds
  • 3baths
  • 2,441sqft

6223 ANHINGA Place, Tampa

6811 MITCHELL Circle, Tampa, FL, 33634 — assumable FHA mortgage at 3.94%
FHA
Active
26
$460,000$285,131 equity gap
Rate
3.94%
7.40%today
Payment
$1,024/mo
$1,496today
  • 4beds
  • 3baths
  • 2,154sqft

6811 MITCHELL Circle, Tampa

8301 LOPEZ Drive, Tampa, FL, 33615 — assumable VA mortgage at 4.01%
VA
Active
63
$670,000$520,137 equity gap
Rate
4.01%
7.40%today
Payment
$932/mo
$1,350today
  • 5beds
  • 5baths
  • 2,274sqft

8301 LOPEZ Drive, Tampa

6506 SALINE Street, Tampa, FL, 33634 — assumable FHA mortgage at 4.07%
FHA
Active
31
$439,900$376,592 equity gap
Rate
4.07%
7.40%today
Payment
$430/mo
$619today
  • 3beds
  • 3baths
  • 1,486sqft

6506 SALINE Street, Tampa

7736 MARBELLA CREEK Avenue, Tampa, FL, 33615 — assumable FHA mortgage at 4.15%
FHA
Active
76
$499,900$319,646 equity gap
Rate
4.15%
7.40%today
Payment
$1,057/mo
$1,506today
  • 3beds
  • 2baths
  • 1,682sqft

7736 MARBELLA CREEK Avenue, Tampa

8026 JACKSON SPRINGS Road, Tampa, FL, 33615 — assumable FHA mortgage at 4.20%
FHA
Active
49
$475,000$367,032 equity gap
Rate
4.20%
7.40%today
Payment
$715/mo
$1,013today
  • 3beds
  • 2baths
  • 2,031sqft

8026 JACKSON SPRINGS Road, Tampa

8431 EDGEWATER PLACE Boulevard, Tampa, FL, 33615 — assumable FHA mortgage at 6.60%
FHA
Active
24
$290,000$7,083 equity gap
Rate
6.60%
7.40%today
Payment
$1,881/mo
$2,040today
  • 3beds
  • 3baths
  • 1,524sqft

8431 EDGEWATER PLACE Boulevard, Tampa

4914 HOLIDAY Drive, Tampa, FL, 33615 — assumable FHA mortgage at 4.29%
FHA
Active
54
$457,000$372,478 equity gap
Rate
4.29%
7.40%today
Payment
$566/mo
$793today
  • 3beds
  • 2baths
  • 1,758sqft

4914 HOLIDAY Drive, Tampa

5513 GOLDEN Drive, Tampa, FL, 33634 — assumable FHA mortgage at 4.36%
FHA
Active
28
$495,000$406,572 equity gap
Rate
4.36%
7.40%today
Payment
$597/mo
$829today
  • 3beds
  • 2baths
  • 1,852sqft

5513 GOLDEN Drive, Tampa

9404 COOPERVILLE Court, Tampa, FL, 33635 — assumable VA mortgage at 4.44%
VA
Active
42
$279,000$134,973 equity gap
Rate
4.44%
7.40%today
Payment
$863/mo
$1,188today
  • 3beds
  • 3baths
  • 1,408sqft

9404 COOPERVILLE Court, Tampa

7906 WOODVINE Circle, Tampa, FL, 33615 — assumable FHA mortgage at 4.48%
FHA
Active
34
$369,900$278,022 equity gap
Rate
4.48%
7.40%today
Payment
$644/mo
$882today
  • 3beds
  • 2baths
  • 1,300sqft

7906 WOODVINE Circle, Tampa

8622 COBBLER Place, Tampa, FL, 33615 — assumable FHA mortgage at 4.50%
FHA
Active
39
$230,000$178,304 equity gap
Rate
4.50%
7.40%today
Payment
$361/mo
$493today
  • 3beds
  • 3baths
  • 1,316sqft

8622 COBBLER Place, Tampa

6524 LA MESA Circle, Tampa, FL, 33634 — assumable FHA mortgage at 6.33%
FHA
Active
45
$339,900$30,447 equity gap
Rate
6.33%
7.40%today
Payment
$2,012/mo
$2,243today
  • 3beds
  • 2baths
  • 1,251sqft

6524 LA MESA Circle, Tampa

6240 OAK CLUSTER Circle, Tampa, FL, 33634 — assumable FHA mortgage at 6.75%
FHA
Active
28
$275,000$17,424 equity gap
Rate
6.75%
7.40%today
Payment
$1,719/mo
$1,835today
  • 2beds
  • 3baths
  • 1,024sqft

6240 OAK CLUSTER Circle, Tampa

7529 ARMAND Circle, Tampa, FL, 33634 — assumable FHA mortgage at 4.55%
FHA
Active
50
$499,000$332,599 equity gap
Rate
4.55%
7.40%today
Payment
$1,001/mo
$1,360today
  • 3beds
  • 2baths
  • 1,536sqft

7529 ARMAND Circle, Tampa

8205 WESTRIDGE Drive, Tampa, FL, 33615 — assumable FHA mortgage at 4.60%
FHA
Active
56
$495,000$391,058 equity gap
Rate
4.60%
7.40%today
Payment
$627/mo
$846today
  • 3beds
  • 2baths
  • 1,599sqft

8205 WESTRIDGE Drive, Tampa

6201 THERESA Street, Tampa, FL, 33615 — assumable VA mortgage at 4.98%
VA
Active
43
$340,000$111,744 equity gap
Rate
4.98%
7.40%today
Payment
$1,312/mo
$1,696today
  • 2beds
  • 2baths
  • 1,131sqft

6201 THERESA Street, Tampa

9608 ELGIN Court, Tampa, FL, 33615 — assumable FHA mortgage at 6.11%
FHA
Active
34
$365,000$42,251 equity gap
Rate
6.11%
7.40%today
Payment
$1,966/mo
$2,243today
  • 3beds
  • 2baths
  • 1,082sqft

9608 ELGIN Court, Tampa

6910 LAKE PLACE Court, Tampa, FL, 33634 — assumable VA mortgage at 6.76%
VA
Active
38
$219,900$25,529 equity gap
Rate
6.76%
7.40%today
Payment
$1,280/mo
$1,365today
  • 2beds
  • 3baths
  • 1,234sqft

6910 LAKE PLACE Court, Tampa

4710 SHALE Place, Tampa, FL, 33615 — assumable FHA mortgage at 6.78%
FHA
Active
31
$550,000$65,023 equity gap
Rate
6.78%
7.40%today
Payment
$3,226/mo
$3,433today
  • 4beds
  • 2baths
  • 1,970sqft

4710 SHALE Place, Tampa

6401 REGATTA Court, Tampa, FL, 33634 — assumable FHA mortgage at 7.09%
FHA
Active
24
$355,000$47,884 equity gap
Rate
7.09%
7.40%today
Payment
$2,109/mo
$2,175today
  • 3beds
  • 2baths
  • 1,200sqft

6401 REGATTA Court, Tampa

7805 WINSTON Lane, Tampa, FL, 33615 — assumable FHA mortgage at 4.80%
FHA
Active
49
$474,900$301,816 equity gap
Rate
4.80%
7.40%today
Payment
$1,056/mo
$1,394today
  • 4beds
  • 2baths
  • 2,033sqft

7805 WINSTON Lane, Tampa

4916 ELDORADO Drive, Tampa, FL, 33615 — assumable FHA mortgage at 4.81%
FHA
Active
34
$329,990$275,002 equity gap
Rate
4.81%
7.40%today
Payment
$464/mo
$612today
  • 3beds
  • 2baths
  • 1,020sqft

4916 ELDORADO Drive, Tampa

9720 FREDERICKSBURG Road, Tampa, FL, 33635 — assumable FHA mortgage at 7.49%
FHA
Active
37
$539,999$139,278 equity gap
Rate
7.49%
7.40%today
Payment
$2,880/mo
$2,855today
  • 3beds
  • 2baths
  • 1,551sqft

9720 FREDERICKSBURG Road, Tampa

Assuming a mortgage in Tampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$361 /mo
Median cash to assume
$265,326
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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