UMe
Get pre-qualified

Assumable homes for sale in Tampa, FL

37 homesFHA & VA loansrates from 2.81% vs 7.40% today

Tampa assumption guide
2049 FIESTA RIDGE Court, Tampa, FL, 33604 — assumable FHA mortgage at 3.07%
FHA
Active
39
$199,999$23,643 equity gap
Rate
3.07%
7.40%today
Payment
$835/mo
$1,360today
  • 2beds
  • 2baths
  • 1,152sqft

2049 FIESTA RIDGE Court, Tampa

2209 FLETCHERS POINT Circle, Tampa, FL, 33613 — assumable FHA mortgage at 2.81%
FHA
Active
39
$199,000$61,101 equity gap
Rate
2.81%
7.40%today
Payment
$646/mo
$1,088today
  • 2beds
  • 2baths
  • 896sqft

2209 FLETCHERS POINT Circle, Tampa

1107 ISOBEL RESERVE Lane, Tampa, FL, 33613 — assumable VA mortgage at 3.05%
VA
Active
86
$925,000$365,134 equity gap
Rate
3.05%
7.40%today
Payment
$2,652/mo
$4,327today
  • 4beds
  • 4baths
  • 3,423sqft

1107 ISOBEL RESERVE Lane, Tampa

10001 FLORENCE Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 1.00%
FHA
Active
33
$370,000$328,436 equity gap
Rate
1.00%
7.40%today
Payment
$688/mo
$928today
  • 3beds
  • 2baths
  • 1,235sqft

10001 FLORENCE Avenue, Tampa

12009 WATERSIDE Court, Tampa, FL, 33612 — assumable FHA mortgage at 2.90%
FHA
Active
19
$499,000$208,312 equity gap
Rate
2.90%
7.40%today
Payment
$1,373/mo
$2,284today
  • 4beds
  • 3baths
  • 2,210sqft

12009 WATERSIDE Court, Tampa

2313 CARROLL Place, Tampa, FL, 33612 — assumable FHA mortgage at 2.99%
FHA
Active
35
$369,000$158,313 equity gap
Rate
2.99%
7.40%today
Payment
$1,021/mo
$1,679today
  • 3beds
  • 2baths
  • 1,305sqft

2313 CARROLL Place, Tampa

1316 MOUNTAINVIEW, Tampa, FL, 33612 — assumable VA mortgage at 3.00%
VA
Active
26
$165,000$165,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,072sqft

1316 MOUNTAINVIEW, Tampa

9627 HIDDEN OAKS Circle, Tampa, FL, 33612 — assumable FHA mortgage at 3.09%
FHA
Active
42
$425,000$145,385 equity gap
Rate
3.09%
7.40%today
Payment
$1,327/mo
$2,155today
  • 3beds
  • 2baths
  • 1,522sqft

9627 HIDDEN OAKS Circle, Tampa

10906 LANTANA Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 3.89%
FHA
Active
38
$359,990$76,928 equity gap
Rate
3.89%
7.40%today
Payment
$1,457/mo
$2,141today
  • 3beds
  • 2baths
  • 1,442sqft

10906 LANTANA Avenue, Tampa

12510 FOREST HILLS Drive, Tampa, FL, 33612 — assumable VA mortgage at 3.44%
VA
Active
56
$479,900$283,405 equity gap
Rate
3.44%
7.40%today
Payment
$1,130/mo
$1,756today
  • 4beds
  • 3baths
  • 2,916sqft

12510 FOREST HILLS Drive, Tampa

9602 HIDDEN OAKS Circle, Tampa, FL, 33612 — assumable FHA mortgage at 3.53%
FHA
Active
31
$350,000$274,086 equity gap
Rate
3.53%
7.40%today
Payment
$505/mo
$775today
  • 3beds
  • 2baths
  • 1,169sqft

9602 HIDDEN OAKS Circle, Tampa

10209 LOLA Street, Tampa, FL, 33612 — assumable VA mortgage at 3.59%
VA
Active
28
$340,000$286,685 equity gap
Rate
3.59%
7.40%today
Payment
$726/mo
$993today
  • 3beds
  • 1baths
  • 1,500sqft

10209 LOLA Street, Tampa

1607 LINEBAUGH Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 3.62%
FHA
Active
17
$350,000$199,514 equity gap
Rate
3.62%
7.40%today
Payment
$802/mo
$1,219today
  • 3beds
  • 2baths
  • 1,347sqft

1607 LINEBAUGH Avenue, Tampa

12408 BOULEVARD, Tampa, FL, 33612 — assumable FHA mortgage at 3.78%
FHA
Active
45
$379,900$243,950 equity gap
Rate
3.78%
7.40%today
Payment
$844/mo
$1,258today
  • 3beds
  • 3baths
  • 1,661sqft

12408 BOULEVARD, Tampa

8602 ROME Avenue, Tampa, FL, 33604 — assumable VA mortgage at 3.83%
VA
Active
18
$430,000$334,829 equity gap
Rate
3.83%
7.40%today
Payment
$669/mo
$990today
  • 3beds
  • 4baths
  • 1,875sqft

8602 ROME Avenue, Tampa

8115 OLA Avenue, Tampa, FL, 33604 — assumable FHA mortgage at 5.41%
FHA
Active
36
$399,000$29,617 equity gap
Rate
5.41%
7.40%today
Payment
$2,208/mo
$2,719today
  • 3beds
  • 2baths
  • 1,540sqft

8115 OLA Avenue, Tampa

1827 HEATHER Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 4.16%
FHA
Active
21
$364,900$246,695 equity gap
Rate
4.16%
7.40%today
Payment
$717/mo
$1,020today
  • 3beds
  • 2baths
  • 1,356sqft

1827 HEATHER Avenue, Tampa

43 HAMILTON HEATH Drive, Tampa, FL, 33604 — assumable FHA mortgage at 6.54%
FHA
Active
37
$475,000$14,991 equity gap
Rate
6.54%
7.40%today
Payment
$3,041/mo
$3,318today
  • 2beds
  • 2baths
  • 1,200sqft

43 HAMILTON HEATH Drive, Tampa

10803 OREGON Circle, Tampa, FL, 33612 — assumable FHA mortgage at 4.43%
FHA
Active
26
$475,000$248,444 equity gap
Rate
4.43%
7.40%today
Payment
$1,357/mo
$1,870today
  • 3beds
  • 2baths
  • 1,862sqft

10803 OREGON Circle, Tampa

8520 BRANCH Avenue, Tampa, FL, 33604 — assumable FHA mortgage at 6.19%
FHA
Active
33
$439,900$40,074 equity gap
Rate
6.19%
7.40%today
Payment
$2,463/mo
$2,787today
  • 5beds
  • 2baths
  • 1,949sqft

8520 BRANCH Avenue, Tampa

10909 ELBOW Drive, Tampa, FL, 33612 — assumable FHA mortgage at 6.63%
FHA
Active
18
$487,900$71,492 equity gap
Rate
6.63%
7.40%today
Payment
$2,705/mo
$2,923today
  • 4beds
  • 2baths
  • 1,917sqft

10909 ELBOW Drive, Tampa

10905 22ND Street, Tampa, FL, 33612 — assumable FHA mortgage at 6.64%
FHA
Active
80
$352,000$56,013 equity gap
Rate
6.64%
7.40%today
Payment
$1,952/mo
$2,108today
  • 4beds
  • 3baths
  • 1,374sqft

10905 22ND Street, Tampa

8930 NEWPORT Avenue, Tampa, FL, 33604 — assumable FHA mortgage at 6.39%
FHA
Active
43
$544,900$136,471 equity gap
Rate
6.39%
7.40%today
Payment
$2,655/mo
$2,942today
  • 3beds
  • 2baths
  • 2,376sqft

8930 NEWPORT Avenue, Tampa

10124 HYACINTH Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 6.50%
FHA
Active
46
$289,900$82,896 equity gap
Rate
6.50%
7.40%today
Payment
$1,312/mo
$1,437today
  • 2beds
  • 2baths
  • 899sqft

10124 HYACINTH Avenue, Tampa

2714 98TH Avenue, Tampa, FL, 33612 — assumable VA mortgage at 6.81%
VA
Active
42
$370,000$106,926 equity gap
Rate
6.81%
7.40%today
Payment
$1,777/mo
$1,885today
  • 3beds
  • 2baths
  • 1,450sqft

2714 98TH Avenue, Tampa

2107 FORE Drive, Tampa, FL, 33612 — assumable VA mortgage at 6.81%
VA
Active
52
$494,999$112,646 equity gap
Rate
6.81%
7.40%today
Payment
$2,529/mo
$2,683today
  • 3beds
  • 2baths
  • 1,669sqft

2107 FORE Drive, Tampa

12409 BOULEVARD, Tampa, FL, 33612 — assumable VA mortgage at 6.90%
VA
Active
72
$850,000$231,701 equity gap
Rate
6.90%
7.40%today
Payment
$4,182/mo
$4,397today
  • 5beds
  • 4baths
  • 3,273sqft

12409 BOULEVARD, Tampa

8923 ARRAWANA Avenue, Tampa, FL, 33614 — assumable FHA mortgage at 6.96%
FHA
Active
$645,000$192,114 equity gap
Rate
6.96%
7.40%today
Payment
$3,051/mo
$3,188today
  • 3beds
  • 2baths
  • 1,458sqft

8923 ARRAWANA Avenue, Tampa

10420 22ND Street, Tampa, FL, 33612 — assumable FHA mortgage at 5.70%
FHA
Active
18
$349,000$133,304 equity gap
Rate
5.70%
7.40%today
Payment
$1,329/mo
$1,585today
  • 3beds
  • 2baths
  • 1,610sqft

10420 22ND Street, Tampa

10009 FLORENCE Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 5.79%
FHA
Active
49
$272,000$136,087 equity gap
Rate
5.79%
7.40%today
Payment
$15,468/mo
$15,602today
  • 2beds
  • 2baths
  • 832sqft

10009 FLORENCE Avenue, Tampa

12510 NOREAST LAKE Drive, Tampa, FL, 33612 — assumable FHA mortgage at 5.70%
FHA
Active
43
$379,000$317,758 equity gap
Rate
5.70%
7.40%today
Payment
$771/mo
$919today
  • 3beds
  • 2baths
  • 1,804sqft

12510 NOREAST LAKE Drive, Tampa

11001 ARMENIA Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 6.34%
FHA
Active
44
$495,000$154,408 equity gap
Rate
6.34%
7.40%today
Payment
$2,203/mo
$2,454today
  • 6beds
  • 4baths
  • 2,348sqft

11001 ARMENIA Avenue, Tampa

8501 PACKWOOD Avenue, Tampa, FL, 33604 — assumable FHA mortgage at 6.96%
FHA
Active
30
$494,900$175,664 equity gap
Rate
6.96%
7.40%today
Payment
$2,149/mo
$2,245today
  • 3beds
  • 2baths
  • 1,285sqft

8501 PACKWOOD Avenue, Tampa

9306 FOREST HILLS Drive, Tampa, FL, 33612 — assumable FHA mortgage at 6.67%
FHA
Active
16
$390,000Potential short sale
Rate
6.67%
7.40%today
Payment
$2,779/mo
$2,991today
  • 4beds
  • 3baths
  • 1,801sqft

9306 FOREST HILLS Drive, Tampa

916 123RD Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 6.72%
FHA
Active
18
$325,000$309,259 equity gap
Rate
6.72%
7.40%today
Payment
$108/mo
$115today
  • 3beds
  • 1baths
  • 1,014sqft

916 123RD Avenue, Tampa

8709 EL PORTAL Drive, Tampa, FL, 33604 — assumable FHA mortgage at 7.00%
FHA
Active
41
$284,700$275,792 equity gap
Rate
7.00%
7.40%today
Payment
$346/mo
$360today
  • 2beds
  • 1baths
  • 1,110sqft

8709 EL PORTAL Drive, Tampa

Assuming a mortgage in Tampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$346 /mo
Median cash to assume
$170,332
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe