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Assumable homes for sale in Tampa, FL

42 homesFHA & VA loansrates from 2.99% vs 7.40% today

Tampa assumption guide
2049 FIESTA RIDGE Court, Tampa, FL, 33604 — assumable FHA mortgage at 3.07%
FHA
Active
39
$199,999$23,643 equity gap
Rate
3.07%
7.40%today
Payment
$835/mo
$1,360today
  • 2beds
  • 2baths
  • 1,152sqft

2049 FIESTA RIDGE Court, Tampa

6504 21ST Street, Tampa, FL, 33610 — assumable VA mortgage at 3.92%
VA
Active
15
$339,000$45,426 equity gap
Rate
3.92%
7.40%today
Payment
$1,516/mo
$2,220today
  • 3beds
  • 3baths
  • 1,405sqft

6504 21ST Street, Tampa

10001 FLORENCE Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 1.00%
FHA
Active
33
$370,000$328,436 equity gap
Rate
1.00%
7.40%today
Payment
$688/mo
$928today
  • 3beds
  • 2baths
  • 1,235sqft

10001 FLORENCE Avenue, Tampa

1010 BERRY Avenue, Tampa, FL, 33603 — assumable FHA mortgage at 2.99%
FHA
Active
34
$360,000$189,514 equity gap
Rate
2.99%
7.40%today
Payment
$868/mo
$1,428today
  • 3beds
  • 1baths
  • 1,065sqft

1010 BERRY Avenue, Tampa

2313 CARROLL Place, Tampa, FL, 33612 — assumable FHA mortgage at 2.99%
FHA
Active
35
$369,000$158,313 equity gap
Rate
2.99%
7.40%today
Payment
$1,021/mo
$1,679today
  • 3beds
  • 2baths
  • 1,305sqft

2313 CARROLL Place, Tampa

9627 HIDDEN OAKS Circle, Tampa, FL, 33612 — assumable FHA mortgage at 3.09%
FHA
Active
42
$425,000$145,385 equity gap
Rate
3.09%
7.40%today
Payment
$1,327/mo
$2,155today
  • 3beds
  • 2baths
  • 1,522sqft

9627 HIDDEN OAKS Circle, Tampa

10906 LANTANA Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 3.89%
FHA
Active
38
$359,990$76,928 equity gap
Rate
3.89%
7.40%today
Payment
$1,457/mo
$2,141today
  • 3beds
  • 2baths
  • 1,442sqft

10906 LANTANA Avenue, Tampa

1718 MULBERRY Drive, Tampa, FL, 33604 — assumable FHA mortgage at 3.10%
FHA
Active
53
$399,999$216,197 equity gap
Rate
3.10%
7.40%today
Payment
$910/mo
$1,475today
  • 6beds
  • 6baths
  • 2,088sqft

1718 MULBERRY Drive, Tampa

9602 HIDDEN OAKS Circle, Tampa, FL, 33612 — assumable FHA mortgage at 3.53%
FHA
Active
31
$350,000$274,086 equity gap
Rate
3.53%
7.40%today
Payment
$505/mo
$775today
  • 3beds
  • 2baths
  • 1,169sqft

9602 HIDDEN OAKS Circle, Tampa

10209 LOLA Street, Tampa, FL, 33612 — assumable VA mortgage at 3.59%
VA
Active
28
$340,000$286,685 equity gap
Rate
3.59%
7.40%today
Payment
$726/mo
$993today
  • 3beds
  • 1baths
  • 1,500sqft

10209 LOLA Street, Tampa

1607 LINEBAUGH Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 3.62%
FHA
Active
17
$350,000$199,514 equity gap
Rate
3.62%
7.40%today
Payment
$802/mo
$1,219today
  • 3beds
  • 2baths
  • 1,347sqft

1607 LINEBAUGH Avenue, Tampa

203 FRIERSON Avenue, Tampa, FL, 33603 — assumable FHA mortgage at 3.69%
FHA
Active
75
$710,000$451,992 equity gap
Rate
3.69%
7.40%today
Payment
$1,379/mo
$2,077today
  • 4beds
  • 3baths
  • 1,892sqft

203 FRIERSON Avenue, Tampa

1508 KNOLLWOOD Street, Tampa, FL, 33604 — assumable FHA mortgage at 3.82%
FHA
Active
58
$509,900$408,741 equity gap
Rate
3.82%
7.40%today
Payment
$619/mo
$918today
  • 5beds
  • 4baths
  • 2,978sqft

1508 KNOLLWOOD Street, Tampa

8602 ROME Avenue, Tampa, FL, 33604 — assumable VA mortgage at 3.83%
VA
Active
18
$430,000$334,829 equity gap
Rate
3.83%
7.40%today
Payment
$669/mo
$990today
  • 3beds
  • 4baths
  • 1,875sqft

8602 ROME Avenue, Tampa

813 NEW ORLEANS Avenue, Tampa, FL, 33603 — assumable FHA mortgage at 3.88%
FHA
Active
21
$424,900$282,305 equity gap
Rate
3.88%
7.40%today
Payment
$826/mo
$1,216today
  • 3beds
  • 2baths
  • 1,480sqft

813 NEW ORLEANS Avenue, Tampa

1804 IDLEWILD Avenue, Tampa, FL, 33610 — assumable VA mortgage at 4.01%
VA
Active
29
$299,999$136,127 equity gap
Rate
4.01%
7.40%today
Payment
$966/mo
$1,399today
  • 3beds
  • 2baths
  • 1,112sqft

1804 IDLEWILD Avenue, Tampa

7307 HUNTLEY Avenue, Tampa, FL, 33604 — assumable FHA mortgage at 4.03%
FHA
Active
33
$380,000$249,722 equity gap
Rate
4.03%
7.40%today
Payment
$773/mo
$1,117today
  • 3beds
  • 2baths
  • 1,412sqft

7307 HUNTLEY Avenue, Tampa

2307 HAMILTON Avenue, Tampa, FL, 33604 — assumable FHA mortgage at 4.05%
FHA
Active
26
$515,000$356,560 equity gap
Rate
4.05%
7.40%today
Payment
$939/mo
$1,354today
  • 5beds
  • 4baths
  • 2,308sqft

2307 HAMILTON Avenue, Tampa

8115 OLA Avenue, Tampa, FL, 33604 — assumable FHA mortgage at 5.41%
FHA
Active
36
$399,000$29,617 equity gap
Rate
5.41%
7.40%today
Payment
$2,208/mo
$2,719today
  • 3beds
  • 2baths
  • 1,540sqft

8115 OLA Avenue, Tampa

1827 HEATHER Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 4.16%
FHA
Active
21
$364,900$246,695 equity gap
Rate
4.16%
7.40%today
Payment
$717/mo
$1,020today
  • 3beds
  • 2baths
  • 1,356sqft

1827 HEATHER Avenue, Tampa

43 HAMILTON HEATH Drive, Tampa, FL, 33604 — assumable FHA mortgage at 6.54%
FHA
Active
37
$475,000$14,991 equity gap
Rate
6.54%
7.40%today
Payment
$3,041/mo
$3,318today
  • 2beds
  • 2baths
  • 1,200sqft

43 HAMILTON HEATH Drive, Tampa

2009 JEAN Street, Tampa, FL, 33610 — assumable VA mortgage at 7.03%
VA
Active
62
$545,000Potential short sale
Rate
7.03%
7.40%today
Payment
$3,695/mo
$3,834today
  • 3beds
  • 2baths
  • 1,570sqft

2009 JEAN Street, Tampa

6726 11TH Street, Tampa, FL, 33604 — assumable VA mortgage at 4.26%
VA
Active
32
$340,000$249,761 equity gap
Rate
4.26%
7.40%today
Payment
$595/mo
$837today
  • 4beds
  • 3baths
  • 1,385sqft

6726 11TH Street, Tampa

1204 PARK Circle, Tampa, FL, 33604 — assumable VA mortgage at 4.33%
VA
Active
70
$675,000$306,801 equity gap
Rate
4.33%
7.40%today
Payment
$2,185/mo
$3,046today
  • 4beds
  • 2baths
  • 2,425sqft

1204 PARK Circle, Tampa

10803 OREGON Circle, Tampa, FL, 33612 — assumable FHA mortgage at 4.43%
FHA
Active
26
$475,000$248,444 equity gap
Rate
4.43%
7.40%today
Payment
$1,357/mo
$1,870today
  • 3beds
  • 2baths
  • 1,862sqft

10803 OREGON Circle, Tampa

8520 BRANCH Avenue, Tampa, FL, 33604 — assumable FHA mortgage at 6.19%
FHA
Active
33
$439,900$40,074 equity gap
Rate
6.19%
7.40%today
Payment
$2,463/mo
$2,787today
  • 5beds
  • 2baths
  • 1,949sqft

8520 BRANCH Avenue, Tampa

6907 20TH Street, Tampa, FL, 33610 — assumable FHA mortgage at 6.81%
FHA
Active
25
$319,900$29,073 equity gap
Rate
6.81%
7.40%today
Payment
$1,922/mo
$2,039today
  • 2beds
  • 1baths
  • 756sqft

6907 20TH Street, Tampa

1204 NORTH Street, Tampa, FL, 33604 — assumable FHA mortgage at 6.13%
FHA
Active
32
$525,000$80,062 equity gap
Rate
6.13%
7.40%today
Payment
$3,108/mo
$3,490today
  • 4beds
  • 3baths
  • 2,235sqft

1204 NORTH Street, Tampa

703 HAMILTON Avenue, Tampa, FL, 33604 — assumable FHA mortgage at 6.26%
FHA
Active
99
$390,000$59,396 equity gap
Rate
6.26%
7.40%today
Payment
$2,058/mo
$2,311today
  • 3beds
  • 2baths
  • 1,300sqft

703 HAMILTON Avenue, Tampa

10905 22ND Street, Tampa, FL, 33612 — assumable FHA mortgage at 6.64%
FHA
Active
80
$352,000$56,013 equity gap
Rate
6.64%
7.40%today
Payment
$1,952/mo
$2,108today
  • 4beds
  • 3baths
  • 1,374sqft

10905 22ND Street, Tampa

701 CRENSHAW Street, Tampa, FL, 33604 — assumable FHA mortgage at 6.91%
FHA
Active
48
$430,000$54,425 equity gap
Rate
6.91%
7.40%today
Payment
$2,518/mo
$2,645today
  • 3beds
  • 2baths
  • 1,302sqft

701 CRENSHAW Street, Tampa

8930 NEWPORT Avenue, Tampa, FL, 33604 — assumable FHA mortgage at 6.39%
FHA
Active
43
$544,900$136,471 equity gap
Rate
6.39%
7.40%today
Payment
$2,655/mo
$2,942today
  • 3beds
  • 2baths
  • 2,376sqft

8930 NEWPORT Avenue, Tampa

10124 HYACINTH Avenue, Tampa, FL, 33612 — assumable FHA mortgage at 6.50%
FHA
Active
46
$289,900$82,896 equity gap
Rate
6.50%
7.40%today
Payment
$1,312/mo
$1,437today
  • 2beds
  • 2baths
  • 899sqft

10124 HYACINTH Avenue, Tampa

2114 HANNA Avenue, Tampa, FL, 33604 — assumable FHA mortgage at 6.52%
FHA
Active
28
$430,000$98,182 equity gap
Rate
6.52%
7.40%today
Payment
$2,107/mo
$2,304today
  • 3beds
  • 2baths
  • 1,522sqft

2114 HANNA Avenue, Tampa

8923 ARRAWANA Avenue, Tampa, FL, 33614 — assumable FHA mortgage at 6.96%
FHA
Active
$645,000$192,114 equity gap
Rate
6.96%
7.40%today
Payment
$3,051/mo
$3,188today
  • 3beds
  • 2baths
  • 1,458sqft

8923 ARRAWANA Avenue, Tampa

10420 22ND Street, Tampa, FL, 33612 — assumable FHA mortgage at 5.70%
FHA
Active
18
$349,000$133,304 equity gap
Rate
5.70%
7.40%today
Payment
$1,329/mo
$1,585today
  • 3beds
  • 2baths
  • 1,610sqft

10420 22ND Street, Tampa

Assuming a mortgage in Tampa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.99%
Lowest existing payment
$346 /mo
Median cash to assume
$166,989
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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