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Assumable homes for sale in Stillwater, MN

19 homesFHA & VA loansrates from 2.65% vs 7.40% today

Stillwater assumption guide
171 Hanson Road, Mahtomedi, MN, 55115 — assumable VA mortgage at 3.55%
VA
Active
11
$315,000$40,469 equity gap
Rate
3.55%
7.40%today
Payment
$1,362/mo
$2,087today
  • 4beds
  • 2baths
  • 1,670sqft

171 Hanson Road, Mahtomedi

14789 57th Street, Stillwater, MN, 55082 — assumable FHA mortgage at 2.65%
FHA
Active
38
$409,900$389,827 equity gap
Rate
2.65%
7.40%today
Payment
$96/mo
$163today
  • 4beds
  • 3baths
  • 2,636sqft

14789 57th Street, Stillwater

4570 Neal Avenue, Stillwater, MN, 55082 — assumable VA mortgage at 2.86%
VA
Active
83
$1,875,000$1,365,443 equity gap
Rate
2.86%
7.40%today
Payment
$2,880/mo
$4,518today
  • 6beds
  • 5baths
  • 5,115sqft

4570 Neal Avenue, Stillwater

11779 32nd Street, Lake Elmo, MN, 55042 — assumable FHA mortgage at 2.98%
FHA
Active
35
$660,000$337,875 equity gap
Rate
2.98%
7.40%today
Payment
$1,531/mo
$2,521today
  • 5beds
  • 4baths
  • 3,496sqft

11779 32nd Street, Lake Elmo

1767 Hilo Avenue, Oakdale, MN, 55128 — assumable FHA mortgage at 3.49%
FHA
Active
23
$425,000$148,289 equity gap
Rate
3.49%
7.40%today
Payment
$1,453/mo
$2,243today
  • 4beds
  • 2baths
  • 2,000sqft

1767 Hilo Avenue, Oakdale

630 Main Street #412, Stillwater, MN, 55082 — assumable FHA mortgage at 3.20%
FHA
Active
58
$695,000$616,131 equity gap
Rate
3.20%
7.40%today
Payment
$1,134/mo
$1,493today
  • 2beds
  • 2baths
  • 1,589sqft

630 Main Street #412, Stillwater

2415 Lisbon Avenue, Lake Elmo, MN, 55042 — assumable VA mortgage at 3.26%
VA
Active
63
$659,900$355,722 equity gap
Rate
3.26%
7.40%today
Payment
$1,538/mo
$2,444today
  • 5beds
  • 4baths
  • 3,422sqft

2415 Lisbon Avenue, Lake Elmo

4856 Helena Lane #11, Oakdale, MN, 55128 — assumable VA mortgage at 4.06%
VA
Active
24
$224,900$67,230 equity gap
Rate
4.06%
7.40%today
Payment
$884/mo
$1,272today
  • 2beds
  • 2baths
  • 1,407sqft

4856 Helena Lane #11, Oakdale

704 Mulberry Street, Stillwater, MN, 55082 — assumable FHA mortgage at 3.68%
FHA
Active
22
$320,000$107,575 equity gap
Rate
3.68%
7.40%today
Payment
$1,132/mo
$1,706today
  • 3beds
  • 2baths
  • 1,760sqft

704 Mulberry Street, Stillwater

3441 Maureen Lane, Stillwater, MN, 55082 — assumable FHA mortgage at 3.42%
FHA
Active
64
$335,000$170,602 equity gap
Rate
3.42%
7.40%today
Payment
$939/mo
$1,462today
  • 3beds
  • 3baths
  • 1,822sqft

3441 Maureen Lane, Stillwater

2841 Riviera Drive, White Bear Lake, MN, 55110 — assumable FHA mortgage at 3.57%
FHA
Active
43
$399,999$213,967 equity gap
Rate
3.57%
7.40%today
Payment
$1,092/mo
$1,669today
  • 3beds
  • 2baths
  • 1,824sqft

2841 Riviera Drive, White Bear Lake

11756 Upper 31st Street, Lake Elmo, MN, 55042 — assumable VA mortgage at 4.98%
VA
Active
45
$565,000$53,018 equity gap
Rate
4.98%
7.40%today
Payment
$2,939/mo
$3,799today
  • 5beds
  • 3baths
  • 3,004sqft

11756 Upper 31st Street, Lake Elmo

1252 Rolling Hills Trail, Hudson, WI, 54016 — assumable FHA mortgage at 3.70%
FHA
Active
53
$695,000$461,070 equity gap
Rate
3.70%
7.40%today
Payment
$1,246/mo
$1,874today
  • 4beds
  • 2baths
  • 2,670sqft

1252 Rolling Hills Trail, Hudson

4836 Grenwich Trail, Oakdale, MN, 55128 — assumable VA mortgage at 5.52%
VA
Active
24
$163,000Potential short sale
Rate
5.52%
7.40%today
Payment
$1,019/mo
$1,240today
  • 2beds
  • 1baths
  • 956sqft

4836 Grenwich Trail, Oakdale

316 Prairie Way, Bayport, MN, 55003 — assumable FHA mortgage at 3.73%
FHA
Active
46
$565,000$242,282 equity gap
Rate
3.73%
7.40%today
Payment
$1,724/mo
$2,583today
  • 3beds
  • 3baths
  • 2,134sqft

316 Prairie Way, Bayport

5919 Oldfield Avenue, Stillwater, MN, 55082 — assumable FHA mortgage at 6.66%
FHA
Active
8
$314,000$3,987 equity gap
Rate
6.66%
7.40%today
Payment
$2,051/mo
$2,209today
  • 3beds
  • 1baths
  • 1,458sqft

5919 Oldfield Avenue, Stillwater

4043 Heath Lane, Oakdale, MN, 55128 — assumable VA mortgage at 6.93%
VA
Active
59
$565,000$18,733 equity gap
Rate
6.93%
7.40%today
Payment
$3,666/mo
$3,843today
  • 4beds
  • 3baths
  • 2,487sqft

4043 Heath Lane, Oakdale

360 144th Avenue, Houlton, WI, 54082 — assumable FHA mortgage at 5.07%
FHA
Active
61
$725,000$507,605 equity gap
Rate
5.07%
7.40%today
Payment
$1,889/mo
$2,417today
  • 6beds
  • 3baths
  • 2,728sqft

360 144th Avenue, Houlton

2432 Henslow Court, Oakdale, MN, 55128 — assumable FHA mortgage at 6.14%
FHA
Active
28
$379,900$359,613 equity gap
Rate
6.14%
7.40%today
Payment
$137/mo
$154today
  • 4beds
  • 2baths
  • 1,800sqft

2432 Henslow Court, Oakdale

Assuming a mortgage in Stillwater

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$884 /mo
Median cash to assume
$228,124
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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