FHA
Active
40$809,900$229,102 equity gap
- Rate
- 2.83%
7.40%today- Payment
- $2,754/mo
$4,623today
- 3beds
- 2baths
- 1,700sqft
Assumable homes for sale in Spreckels, CA
9 homesVA & FHA loansrates from 2.83% vs 7.40% today
Spreckels assumption guide
VA
Active
13$799,000$268,524 equity gap
- Rate
- 2.87%
7.40%today- Payment
- $2,474/mo
$4,132today
- 4beds
- 3baths
- 1,806sqft
931 Sage Court, Salinas
FHA
Active
$742,900$259,673 equity gap
- Rate
- 2.98%
7.40%today- Payment
- $2,292/mo
$3,773today
- 4beds
- 2baths
- 1,277sqft
1230 Paseo Grande, Salinas
VA
Active
35$960,000$618,641 equity gap
- Rate
- 3.47%
7.40%today- Payment
- $1,760/mo
$2,724today
- 3beds
- 2baths
- 1,716sqft
18015 McDowell Street, Marina
FHA
Active
33$865,250Potential short sale
- Rate
- 6.35%
7.40%today- Payment
- $5,531/mo
$6,154today
- 3beds
- 3baths
- 1,866sqft
19307 Stonehenge Lane, Marina
VA
Active
52$1,229,000$93,948 equity gap
- Rate
- 6.12%
7.40%today- Payment
- $7,045/mo
$8,032today
- 6beds
- 4baths
- 2,700sqft
394 Mesa Road, Salinas
VA
Active
29$699,999$128,401 equity gap
- Rate
- 6.67%
7.40%today- Payment
- $3,717/mo
$4,001today
- 3beds
- 3baths
- 1,397sqft
1960 Bradbury Street, Salinas
VA
Active
40$799,999$86,068 equity gap
- Rate
- 7.08%
7.40%today- Payment
- $4,933/mo
$5,092today
- 3beds
- 2baths
- 1,302sqft
3080 Crumpton Lane #21, Marina
VA
Active
54$1,549,000Potential short sale
- Rate
- 4.75%
7.40%today- Payment
- $9,390/mo
$12,463today
- 4beds
- 5baths
- 3,764sqft
25983 High Terrace Lane, Salinas
Assuming a mortgage in Spreckels
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.83%
- Lowest existing payment
- $1,760 /mo
- Median cash to assume
- $229,102