VA
Active
63$214,999$176,743 equity gap
- Rate
- 3.19%
7.40%today- Payment
- $608/mo
$800today
- 2beds
- 2baths
- 1,008sqft
Assumable homes for sale in Spencer, TN
4 homesVA & FHA loansrates from 3.19% vs 7.40% today
Spencer assumption guide
FHA
Active
31$289,000$156,068 equity gap
- Rate
- 4.14%
7.40%today- Payment
- $751/mo
$1,071today
- 5beds
- 2baths
- 2,728sqft
118 Bone Cave Rd, Rock Island
VA
Active
50$299,000$40,103 equity gap
- Rate
- 6.57%
7.40%today- Payment
- $1,713/mo
$1,863today
- 3beds
- 2baths
- 1,500sqft
177 Hidden River Ave, Sparta
FHA
Active
27$325,000$102,797 equity gap
- Rate
- 6.08%
7.40%today- Payment
- $1,414/mo
$1,609today
- 4beds
- 2baths
- 2,600sqft
267 Simmons St, Spencer
Assuming a mortgage in Spencer
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 3.19%
- Lowest existing payment
- $608 /mo
- Median cash to assume
- $129,433