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Assumable homes for sale in Sparta, TN

12 homesFHA & VA loansrates from 2.88% vs 7.40% today

Sparta assumption guide
117 Gillen Dr, Sparta, TN, 38583 — assumable VA mortgage at 2.98%
VA
Active
56
$349,900$83,367 equity gap
Rate
2.98%
7.40%today
Payment
$1,261/mo
$2,076today
  • 4beds
  • 3baths
  • 4,095sqft

117 Gillen Dr, Sparta

513 N Spring St, Sparta, TN, 38583 — assumable VA mortgage at 2.88%
VA
Active
37
$379,900$235,008 equity gap
Rate
2.88%
7.40%today
Payment
$677/mo
$1,128today
  • 3beds
  • 2baths
  • 1,938sqft

513 N Spring St, Sparta

2040 Walker Cove Rd, Sparta, TN, 38583 — assumable FHA mortgage at 3.05%
FHA
Active
26
$309,900$182,085 equity gap
Rate
3.05%
7.40%today
Payment
$615/mo
$1,003today
  • 3beds
  • 2baths
  • 1,344sqft

2040 Walker Cove Rd, Sparta

204 Camp Dr, Sparta, TN, 38583 — assumable FHA mortgage at 3.66%
FHA
Active
37
$239,900$192,795 equity gap
Rate
3.66%
7.40%today
Payment
$325/mo
$491today
  • 3beds
  • 2baths
  • 1,202sqft

204 Camp Dr, Sparta

237 S Fork Rd, Sparta, TN, 38583 — assumable VA mortgage at 6.56%
VA
Active
47
$699,900$51,517 equity gap
Rate
6.56%
7.40%today
Payment
$4,166/mo
$4,535today
  • 3beds
  • 3baths
  • 3,334sqft

237 S Fork Rd, Sparta

311 Clark St, Sparta, TN, 38583 — assumable FHA mortgage at 6.35%
FHA
Active
21
$179,000$18,864 equity gap
Rate
6.35%
7.40%today
Payment
$1,018/mo
$1,133today
  • 3beds
  • 1baths
  • 1,143sqft

311 Clark St, Sparta

435 Heather Dr, Sparta, TN, 38583 — assumable FHA mortgage at 6.60%
FHA
Active
34
$274,900$40,357 equity gap
Rate
6.60%
7.40%today
Payment
$1,560/mo
$1,691today
  • 4beds
  • 2baths
  • 2,288sqft

435 Heather Dr, Sparta

516 Madison Ave, Sparta, TN, 38583 — assumable FHA mortgage at 6.67%
FHA
Active
49
$260,000$46,546 equity gap
Rate
6.67%
7.40%today
Payment
$1,415/mo
$1,523today
  • 3beds
  • 2baths
  • 1,400sqft

516 Madison Ave, Sparta

234 Jim Hennessee Rd, Sparta, TN, 38583 — assumable FHA mortgage at 6.93%
FHA
Active
40
$290,000$52,252 equity gap
Rate
6.93%
7.40%today
Payment
$1,596/mo
$1,672today
  • 3beds
  • 1baths
  • 1,200sqft

234 Jim Hennessee Rd, Sparta

1719 Purvin Lollar Rd, Sparta, TN, 38583 — assumable FHA mortgage at 7.29%
FHA
Active
45
$389,900$56,238 equity gap
Rate
7.29%
7.40%today
Payment
$2,347/mo
$2,373today
  • 3beds
  • 2baths
  • 1,476sqft

1719 Purvin Lollar Rd, Sparta

2684 Blue Springs Rd, Sparta, TN, 38583 — assumable FHA mortgage at 6.81%
FHA
Active
27
$264,000$73,190 equity gap
Rate
6.81%
7.40%today
Payment
$1,260/mo
$1,336today
  • 3beds
  • 2baths
  • 1,620sqft

2684 Blue Springs Rd, Sparta

212 Oakland Dr, Sparta, TN, 38583 — assumable FHA mortgage at 6.54%
FHA
Active
55
$587,400$262,718 equity gap
Rate
6.54%
7.40%today
Payment
$2,144/mo
$2,339today
  • 4beds
  • 2baths
  • 2,807sqft

212 Oakland Dr, Sparta

Assuming a mortgage in Sparta

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$325 /mo
Median cash to assume
$64,714
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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