Assumable homes for sale in Smithville, TN

4 homesFHA & VA loansrates from 3.01% vs 7.40% today

Smithville assumption guide
308 Allens Chapel Rd, Smithville, TN, 37166 — assumable FHA mortgage at 4.16%
FHA
Active
26
$229,900$43,830 equity gap
Rate
4.16%
7.40%today
Payment
$984/mo
$1,400today
  • 3beds
  • 2baths
  • 1,620sqft

308 Allens Chapel Rd, Smithville

307 W Main St, Smithville, TN, 37166 — assumable VA mortgage at 3.01%
VA
Active
60
$545,000$353,211 equity gap
Rate
3.01%
7.40%today
Payment
$932/mo
$1,510today
  • 5beds
  • 3baths
  • 3,602sqft

307 W Main St, Smithville

423 Eagle Creek Rd, Smithville, TN, 37166 — assumable FHA mortgage at 3.09%
FHA
Active
16
$240,000$99,095 equity gap
Rate
3.09%
7.40%today
Payment
$681/mo
$1,105today
  • 3beds
  • 2baths
  • 1,144sqft

423 Eagle Creek Rd, Smithville

229 Adams St, Smithville, TN, 37166 — assumable FHA mortgage at 4.83%
FHA
Active
45
$215,000$131,650 equity gap
Rate
4.83%
7.40%today
Payment
$509/mo
$669today
  • 2beds
  • 1baths
  • 1,008sqft

229 Adams St, Smithville

Assuming a mortgage in Smithville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.01%
Lowest existing payment
$509 /mo
Median cash to assume
$115,372
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Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.