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Assumable homes for sale in Smithville, TN

20 homesFHA & VA loansrates from 2.70% vs 7.40% today

Smithville assumption guide
829 Luttrell Ave, Smithville, TN, 37166 — assumable FHA mortgage at 3.45%
FHA
Active
47
$274,900$42,867 equity gap
Rate
3.45%
7.40%today
Payment
$1,139/mo
$1,767today
  • 3beds
  • 2baths
  • 1,320sqft

829 Luttrell Ave, Smithville

117 Windy Cut St, Dowelltown, TN, 37059 — assumable FHA mortgage at 3.76%
FHA
Active
21
$262,000$44,976 equity gap
Rate
3.76%
7.40%today
Payment
$1,100/mo
$1,642today
  • 3beds
  • 2baths
  • 1,250sqft

117 Windy Cut St, Dowelltown

308 Allens Chapel Rd, Smithville, TN, 37166 — assumable FHA mortgage at 4.16%
FHA
Active
26
$229,900$43,830 equity gap
Rate
4.16%
7.40%today
Payment
$984/mo
$1,400today
  • 3beds
  • 2baths
  • 1,620sqft

308 Allens Chapel Rd, Smithville

219 Antler Dr, Smithville, TN, 37166 — assumable VA mortgage at 4.67%
VA
Active
41
$333,000$11,941 equity gap
Rate
4.67%
7.40%today
Payment
$1,788/mo
$2,395today
  • 3beds
  • 2baths
  • 1,460sqft

219 Antler Dr, Smithville

3249 Pea Ridge Rd, Liberty, TN, 37095 — assumable FHA mortgage at 2.70%
FHA
Active
21
$399,000$309,311 equity gap
Rate
2.70%
7.40%today
Payment
$411/mo
$702today
  • 3beds
  • 2baths
  • 1,188sqft

3249 Pea Ridge Rd, Liberty

135 Shiloh Ln, Smithville, TN, 37166 — assumable VA mortgage at 2.71%
VA
Active
56
$434,000$203,518 equity gap
Rate
2.71%
7.40%today
Payment
$1,076/mo
$1,835today
  • 4beds
  • 3baths
  • 2,240sqft

135 Shiloh Ln, Smithville

307 W Main St, Smithville, TN, 37166 — assumable VA mortgage at 3.01%
VA
Active
60
$545,000$353,211 equity gap
Rate
3.01%
7.40%today
Payment
$932/mo
$1,510today
  • 5beds
  • 3baths
  • 3,602sqft

307 W Main St, Smithville

178 Mullican Dr, Smithville, TN, 37166 — assumable FHA mortgage at 3.07%
FHA
Active
83
$699,999$375,077 equity gap
Rate
3.07%
7.40%today
Payment
$1,542/mo
$2,511today
  • 1beds
  • 3baths
  • 2,660sqft

178 Mullican Dr, Smithville

423 Eagle Creek Rd, Smithville, TN, 37166 — assumable FHA mortgage at 3.09%
FHA
Active
16
$240,000$99,095 equity gap
Rate
3.09%
7.40%today
Payment
$681/mo
$1,105today
  • 3beds
  • 2baths
  • 1,144sqft

423 Eagle Creek Rd, Smithville

161 Shiloh Ln, Smithville, TN, 37166 — assumable VA mortgage at 5.00%
VA
Active
38
$320,000$56,482 equity gap
Rate
5.00%
7.40%today
Payment
$1,535/mo
$1,970today
  • 4beds
  • 2baths
  • 2,138sqft

161 Shiloh Ln, Smithville

480 Seaton Dr, Smithville, TN, 37166 — assumable VA mortgage at 3.75%
VA
Active
58
$725,000$431,352 equity gap
Rate
3.75%
7.40%today
Payment
$1,579/mo
$2,360today
  • 3beds
  • 4baths
  • 2,400sqft

480 Seaton Dr, Smithville

340 Herman Rd, Smithville, TN, 37166 — assumable FHA mortgage at 5.11%
FHA
Active
33
$359,900$94,061 equity gap
Rate
5.11%
7.40%today
Payment
$1,549/mo
$1,973today
  • 3beds
  • 2baths
  • 1,440sqft

340 Herman Rd, Smithville

672 Old Snow Hill Rd, Dowelltown, TN, 37059 — assumable FHA mortgage at 6.50%
FHA
Active
49
$469,000$32,944 equity gap
Rate
6.50%
7.40%today
Payment
$2,793/mo
$3,059today
  • 3beds
  • 3baths
  • 3,251sqft

672 Old Snow Hill Rd, Dowelltown

207 Sims St, Dowelltown, TN, 37059 — assumable FHA mortgage at 6.34%
FHA
Active
26
$189,900$23,698 equity gap
Rate
6.34%
7.40%today
Payment
$1,043/mo
$1,162today
  • 2beds
  • 1baths
  • 950sqft

207 Sims St, Dowelltown

136 Hawkins Dr, Smithville, TN, 37166 — assumable FHA mortgage at 6.79%
FHA
Active
19
$279,900$45,795 equity gap
Rate
6.79%
7.40%today
Payment
$1,567/mo
$1,666today
  • 3beds
  • 2baths
  • 1,512sqft

136 Hawkins Dr, Smithville

300 Still Point Rd, Smithville, TN, 37166 — assumable FHA mortgage at 7.22%
FHA
Active
40
$321,000$45,403 equity gap
Rate
7.22%
7.40%today
Payment
$1,917/mo
$1,951today
  • 3beds
  • 2baths
  • 1,456sqft

300 Still Point Rd, Smithville

229 Adams St, Smithville, TN, 37166 — assumable FHA mortgage at 4.83%
FHA
Active
45
$215,000$131,650 equity gap
Rate
4.83%
7.40%today
Payment
$509/mo
$669today
  • 2beds
  • 1baths
  • 1,008sqft

229 Adams St, Smithville

196 Winter Dr, Dowelltown, TN, 37059 — assumable VA mortgage at 5.89%
VA
Active
26
$219,900$44,352 equity gap
Rate
5.89%
7.40%today
Payment
$1,116/mo
$1,300today
  • 3beds
  • 2baths
  • 1,116sqft

196 Winter Dr, Dowelltown

473 Ponder Rd, Smithville, TN, 37166 — assumable VA mortgage at 5.23%
VA
Active
34
$389,000$163,226 equity gap
Rate
5.23%
7.40%today
Payment
$1,352/mo
$1,691today
  • 3beds
  • 2baths
  • 2,018sqft

473 Ponder Rd, Smithville

251 Tisdale Dr, Smithville, TN, 37166 — assumable VA mortgage at 6.50%
VA
Active
54
$759,999$305,945 equity gap
Rate
6.50%
7.40%today
Payment
$2,914/mo
$3,192today
  • 3beds
  • 2baths
  • 2,364sqft

251 Tisdale Dr, Smithville

Assuming a mortgage in Smithville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$411 /mo
Median cash to assume
$75,272
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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