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Assumable homes for sale in Shakopee, MN

57 homesFHA & VA loansrates from 2.20% vs 7.40% today

Shakopee assumption guide
2044 Pheasant Run Street, Shakopee, MN, 55379 — assumable FHA mortgage at 2.96%
FHA
Active
20
$430,000$70,948 equity gap
Rate
2.96%
7.40%today
Payment
$1,703/mo
$2,811today
  • 4beds
  • 3baths
  • 2,344sqft

2044 Pheasant Run Street, Shakopee

1948 Commonwealth Boulevard #7, Chanhassen, MN, 55317 — assumable FHA mortgage at 3.09%
FHA
Active
39
$335,000$79,062 equity gap
Rate
3.09%
7.40%today
Payment
$1,239/mo
$2,012today
  • 3beds
  • 3baths
  • 1,652sqft

1948 Commonwealth Boulevard #7, Chanhassen

114012 Hundertmark Road, Chaska, MN, 55318 — assumable VA mortgage at 2.81%
VA
Active
22
$340,000$116,684 equity gap
Rate
2.81%
7.40%today
Payment
$1,044/mo
$1,757today
  • 4beds
  • 3baths
  • 2,069sqft

114012 Hundertmark Road, Chaska

17762 Shore Lane, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.23%
FHA
Active
10
$440,000$138,439 equity gap
Rate
3.23%
7.40%today
Payment
$1,513/mo
$2,413today
  • 4beds
  • 2baths
  • 2,212sqft

17762 Shore Lane, Eden Prairie

456 Braeburn Drive, Shakopee, MN, 55379 — assumable FHA mortgage at 3.26%
FHA
Active
25
$399,900$143,489 equity gap
Rate
3.26%
7.40%today
Payment
$1,291/mo
$2,051today
  • 4beds
  • 2baths
  • 1,678sqft

456 Braeburn Drive, Shakopee

728 Newberry Lane, Chaska, MN, 55318 — assumable VA mortgage at 2.20%
VA
Active
23
$449,900$219,452 equity gap
Rate
2.20%
7.40%today
Payment
$1,541/mo
$2,390today
  • 4beds
  • 4baths
  • 2,690sqft

728 Newberry Lane, Chaska

8935 Pine Bluff Court, Eden Prairie, MN, 55347 — assumable VA mortgage at 2.81%
VA
Active
43
$549,900$276,430 equity gap
Rate
2.81%
7.40%today
Payment
$1,300/mo
$2,188today
  • 4beds
  • 3baths
  • 2,003sqft

8935 Pine Bluff Court, Eden Prairie

6480 Yosemite Lane, Excelsior, MN, 55331 — assumable VA mortgage at 2.87%
VA
Active
71
$1,450,000$845,506 equity gap
Rate
2.87%
7.40%today
Payment
$2,819/mo
$4,708today
  • 4beds
  • 4baths
  • 5,706sqft

6480 Yosemite Lane, Excelsior

1245 Vernon Drive, Carver, MN, 55315 — assumable FHA mortgage at 3.02%
FHA
Active
29
$359,900$158,941 equity gap
Rate
3.02%
7.40%today
Payment
$1,054/mo
$1,666today
  • 3beds
  • 3baths
  • 2,639sqft

1245 Vernon Drive, Carver

9767 Gable Drive, Eden Prairie, MN, 55347 — assumable FHA mortgage at 3.33%
FHA
Active
35
$414,995$162,822 equity gap
Rate
3.33%
7.40%today
Payment
$1,279/mo
$2,014today
  • 4beds
  • 4baths
  • 2,548sqft

9767 Gable Drive, Eden Prairie

18126 Settlers Way, Eden Prairie, MN, 55347 — assumable FHA mortgage at 3.50%
FHA
Active
32
$244,900$76,708 equity gap
Rate
3.50%
7.40%today
Payment
$872/mo
$1,344today
  • 2beds
  • 2baths
  • 1,213sqft

18126 Settlers Way, Eden Prairie

370 Liberty Heights Drive, Chaska, MN, 55318 — assumable VA mortgage at 3.56%
VA
Active
51
$780,000$239,181 equity gap
Rate
3.56%
7.40%today
Payment
$2,692/mo
$4,120today
  • 4beds
  • 4baths
  • 3,944sqft

370 Liberty Heights Drive, Chaska

7522 Southridge Court, Savage, MN, 55378 — assumable FHA mortgage at 3.58%
FHA
Active
23
$275,000$109,409 equity gap
Rate
3.58%
7.40%today
Payment
$877/mo
$1,339today
  • 2beds
  • 2baths
  • 1,334sqft

7522 Southridge Court, Savage

1673 Countryside Drive, Shakopee, MN, 55379 — assumable FHA mortgage at 3.60%
FHA
Active
26
$235,000$83,976 equity gap
Rate
3.60%
7.40%today
Payment
$802/mo
$1,221today
  • 2beds
  • 2baths
  • 1,408sqft

1673 Countryside Drive, Shakopee

7059 Sussex Lane, Shakopee, MN, 55379 — assumable VA mortgage at 3.31%
VA
Active
42
$465,000$304,902 equity gap
Rate
3.31%
7.40%today
Payment
$1,046/mo
$1,652today
  • 4beds
  • 2baths
  • 2,424sqft

7059 Sussex Lane, Shakopee

1963 Shady View Court, Shakopee, MN, 55379 — assumable FHA mortgage at 3.50%
FHA
Active
39
$647,990$647,990 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,448sqft

1963 Shady View Court, Shakopee

17604 Lorence Way, Eden Prairie, MN, 55346 — assumable FHA mortgage at 3.55%
FHA
Active
44
$399,900$163,628 equity gap
Rate
3.55%
7.40%today
Payment
$1,172/mo
$1,796today
  • 4beds
  • 2baths
  • 1,877sqft

17604 Lorence Way, Eden Prairie

7611 Kiowa Avenue, Chanhassen, MN, 55317 — assumable VA mortgage at 3.75%
VA
Active
36
$449,900$195,793 equity gap
Rate
3.75%
7.40%today
Payment
$1,375/mo
$2,056today
  • 4beds
  • 2baths
  • 1,986sqft

7611 Kiowa Avenue, Chanhassen

8903 Preserve Trail, Savage, MN, 55378 — assumable FHA mortgage at 3.75%
FHA
Active
37
$369,900$246,040 equity gap
Rate
3.75%
7.40%today
Payment
$893/mo
$1,336today
  • 3beds
  • 3baths
  • 2,556sqft

8903 Preserve Trail, Savage

7559 Derby Lane, Shakopee, MN, 55379 — assumable FHA mortgage at 3.84%
FHA
Active
26
$264,559$239,900 equity gap
Rate
3.84%
7.40%today
Payment
$153/mo
$226today
  • 3beds
  • 2baths
  • 1,576sqft

7559 Derby Lane, Shakopee

8370 Lake Drive, Chanhassen, MN, 55317 — assumable VA mortgage at 3.85%
VA
Active
52
$750,000$716,724 equity gap
Rate
3.85%
7.40%today
Payment
$191/mo
$282today
  • 5beds
  • 4baths
  • 4,061sqft

8370 Lake Drive, Chanhassen

7601 101st Street #114, Bloomington, MN, 55438 — assumable FHA mortgage at 3.87%
FHA
Active
28
$149,900$86,848 equity gap
Rate
3.87%
7.40%today
Payment
$386/mo
$569today
  • 1beds
  • 1baths
  • 690sqft

7601 101st Street #114, Bloomington

3829 Pascolo Bend, Chaska, MN, 55318 — assumable FHA mortgage at 4.17%
FHA
Active
42
$645,000$224,174 equity gap
Rate
4.17%
7.40%today
Payment
$2,224/mo
$3,160today
  • 4beds
  • 3baths
  • 2,805sqft

3829 Pascolo Bend, Chaska

14132 Natalie Road, Prior Lake, MN, 55372 — assumable FHA mortgage at 3.89%
FHA
Active
24
$335,000$162,205 equity gap
Rate
3.89%
7.40%today
Payment
$1,064/mo
$1,564today
  • 3beds
  • 3baths
  • 2,160sqft

14132 Natalie Road, Prior Lake

989 Danube Avenue, Shakopee, MN, 55379 — assumable FHA mortgage at 4.72%
FHA
Active
24
$575,000$150,483 equity gap
Rate
4.72%
7.40%today
Payment
$2,372/mo
$3,160today
  • 5beds
  • 3baths
  • 3,023sqft

989 Danube Avenue, Shakopee

7817 145th Street, Savage, MN, 55378 — assumable FHA mortgage at 3.94%
FHA
Active
20
$270,000$144,695 equity gap
Rate
3.94%
7.40%today
Payment
$773/mo
$1,129today
  • 3beds
  • 3baths
  • 1,593sqft

7817 145th Street, Savage

6997 Edington Circle, Shakopee, MN, 55379 — assumable FHA mortgage at 4.04%
FHA
Active
33
$549,900$340,818 equity gap
Rate
4.04%
7.40%today
Payment
$1,319/mo
$1,904today
  • 4beds
  • 4baths
  • 2,850sqft

6997 Edington Circle, Shakopee

1585 Chartreux Avenue, Shakopee, MN, 55379 — assumable FHA mortgage at 4.13%
FHA
Active
32
$265,000$140,177 equity gap
Rate
4.13%
7.40%today
Payment
$755/mo
$1,078today
  • 3beds
  • 2baths
  • 1,540sqft

1585 Chartreux Avenue, Shakopee

2230 Downing Avenue, Shakopee, MN, 55379 — assumable FHA mortgage at 6.35%
FHA
Active
25
$295,000Potential short sale
Rate
6.35%
7.40%today
Payment
$1,894/mo
$2,108today
  • 3beds
  • 2baths
  • 1,425sqft

2230 Downing Avenue, Shakopee

14358 Parkside Court, Prior Lake, MN, 55372 — assumable FHA mortgage at 6.92%
FHA
Active
41
$394,000$20,343 equity gap
Rate
6.92%
7.40%today
Payment
$2,520/mo
$2,644today
  • 3beds
  • 4baths
  • 2,123sqft

14358 Parkside Court, Prior Lake

9751 Brighton Lane, Eden Prairie, MN, 55347 — assumable FHA mortgage at 4.50%
FHA
Active
21
$329,000$231,634 equity gap
Rate
4.50%
7.40%today
Payment
$772/mo
$1,055today
  • 3beds
  • 2baths
  • 1,776sqft

9751 Brighton Lane, Eden Prairie

1702 Athens Terrace, Shakopee, MN, 55379 — assumable FHA mortgage at 6.15%
FHA
Active
50
$433,000$33,080 equity gap
Rate
6.15%
7.40%today
Payment
$2,552/mo
$2,900today
  • 3beds
  • 3baths
  • 1,751sqft

1702 Athens Terrace, Shakopee

8973 Knoble Court, Eden Prairie, MN, 55347 — assumable VA mortgage at 6.31%
VA
Active
55
$805,000$64,812 equity gap
Rate
6.31%
7.40%today
Payment
$4,769/mo
$5,328today
  • 5beds
  • 4baths
  • 4,335sqft

8973 Knoble Court, Eden Prairie

1636 Liberty Street, Shakopee, MN, 55379 — assumable FHA mortgage at 6.34%
FHA
Active
20
$242,900Potential short sale
Rate
6.34%
7.40%today
Payment
$1,617/mo
$1,802today
  • 2beds
  • 2baths
  • 1,226sqft

1636 Liberty Street, Shakopee

6512 Gray Fox Curve, Chanhassen, MN, 55317 — assumable FHA mortgage at 4.51%
FHA
Active
36
$460,067$273,478 equity gap
Rate
4.51%
7.40%today
Payment
$1,320/mo
$1,802today
  • 3beds
  • 2baths
  • 1,719sqft

6512 Gray Fox Curve, Chanhassen

15071 Appaloosa Trail, Prior Lake, MN, 55372 — assumable FHA mortgage at 6.50%
FHA
Active
29
$439,900$79,721 equity gap
Rate
6.50%
7.40%today
Payment
$2,326/mo
$2,547today
  • 5beds
  • 3baths
  • 2,864sqft

15071 Appaloosa Trail, Prior Lake

Assuming a mortgage in Shakopee

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$386 /mo
Median cash to assume
$219,452
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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