Assumable homes for sale in Sarasota, FL

7 homesFHA & VA loansrates from 2.87% vs 7.40% today

Sarasota assumption guide
2924 ORIOLE Drive, Sarasota, FL, 34243 — assumable VA mortgage at 2.87%
VA
Active
43
$500,000$195,315 equity gap
Rate
2.87%
7.40%today
Payment
$1,415/mo
$2,362today
  • 3beds
  • 3baths
  • 2,035sqft

2924 ORIOLE Drive, Sarasota

1649 8TH Street, Sarasota, FL, 34236 — assumable FHA mortgage at 3.62%
FHA
Active
35
$599,000$414,622 equity gap
Rate
3.62%
7.40%today
Payment
$1,096/mo
$1,666today
  • 4beds
  • 2baths
  • 1,820sqft

1649 8TH Street, Sarasota

4111 SARASOTA Avenue, Sarasota, FL, 34234 — assumable FHA mortgage at 3.64%
FHA
Active
38
$419,900$216,124 equity gap
Rate
3.64%
7.40%today
Payment
$1,076/mo
$1,631today
  • 2beds
  • 1baths
  • 1,292sqft

4111 SARASOTA Avenue, Sarasota

888 BLVD OF THE ARTS #1008, Sarasota, FL, 34236 — assumable VA mortgage at 6.60%
VA
Active
38
$1,329,050Potential short sale
Rate
6.60%
7.40%today
Payment
$8,766/mo
$9,503today
  • 2beds
  • 2baths
  • 1,642sqft

888 BLVD OF THE ARTS #1008, Sarasota

1930 29TH Street, Sarasota, FL, 34234 — assumable FHA mortgage at 6.50%
FHA
Active
41
$220,000$28,557 equity gap
Rate
6.50%
7.40%today
Payment
$1,235/mo
$1,353today
  • 2beds
  • 1baths
  • 720sqft

1930 29TH Street, Sarasota

431 EAST Avenue, Sarasota, FL, 34237 — assumable FHA mortgage at 6.52%
FHA
Active
29
$999,000$140,975 equity gap
Rate
6.52%
7.40%today
Payment
$5,439/mo
$5,946today
  • 5beds
  • 4baths
  • 2,245sqft

431 EAST Avenue, Sarasota

1553 29TH Street, Sarasota, FL, 34234 — assumable FHA mortgage at 6.34%
FHA
Active
25
$150,000Potential short sale
Rate
6.34%
7.40%today
Payment
$1,230/mo
$1,370today
  • 2beds
  • 1baths
  • 572sqft

1553 29TH Street, Sarasota

Assuming a mortgage in Sarasota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$1,076 /mo
Median cash to assume
$195,315
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.