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Assumable homes for sale in San Ysidro, CA

155 homesVA & FHA loansrates from 2.71% vs 7.40% today

San Ysidro assumption guide
940 Calla Avenue #12, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.94%
VA
Active
41
$389,000$70,239 equity gap
Rate
2.94%
7.40%today
Payment
$1,540/mo
$2,549today
  • 2beds
  • 2baths
  • 960sqft

940 Calla Avenue #12, Imperial Beach

627 13th St #23, San Diego, CA, 92154 — assumable VA mortgage at 3.22%
VA
Active
32
$525,000$48,665 equity gap
Rate
3.22%
7.40%today
Payment
$2,284/mo
$3,648today
  • 2beds
  • 3baths
  • 1,219sqft

627 13th St #23, San Diego

1858 Wedgewood Pl, Chula Vista, CA, 91913 — assumable VA mortgage at 3.21%
VA
Active
40
$808,000$114,232 equity gap
Rate
3.21%
7.40%today
Payment
$3,323/mo
$5,314today
  • 3beds
  • 4baths
  • 1,822sqft

1858 Wedgewood Pl, Chula Vista

1880 Aubrives Place #2126, Chula Vista, CA, 91913 — assumable VA mortgage at 3.45%
VA
Active
24
$595,000$76,728 equity gap
Rate
3.45%
7.40%today
Payment
$2,544/mo
$3,947today
  • 3beds
  • 2baths
  • 1,315sqft

1880 Aubrives Place #2126, Chula Vista

1172 Bow Willow Trail Way, Chula Vista, CA, 91915 — assumable VA mortgage at 2.80%
VA
Active
22
$870,000$231,086 equity gap
Rate
2.80%
7.40%today
Payment
$2,984/mo
$5,029today
  • 3beds
  • 3baths
  • 1,448sqft

1172 Bow Willow Trail Way, Chula Vista

1721 Santa Carolina Avenue ##1, Chula Vista, CA, 91913 — assumable VA mortgage at 2.87%
VA
Active
45
$500,000$104,609 equity gap
Rate
2.87%
7.40%today
Payment
$1,888/mo
$3,152today
  • 2beds
  • 2baths
  • 1,116sqft

1721 Santa Carolina Avenue ##1, Chula Vista

571 Delaware, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.875%
VA
Active
51
$1,199,000$300,474 equity gap
Rate
2.875%
7.40%today
Payment
$4,165/mo
$6,951today
  • 5beds
  • 4baths
  • 2,401sqft

571 Delaware, Imperial Beach

748 Eastshore #114, Chula Vista, CA, 91913 — assumable FHA mortgage at 2.90%
FHA
Active
34
$494,000$110,602 equity gap
Rate
2.90%
7.40%today
Payment
$1,798/mo
$2,991today
  • 2beds
  • 2baths
  • 752sqft

748 Eastshore #114, Chula Vista

1811 Mattero Avenue, Chula Vista, CA, 91913 — assumable VA mortgage at 3.05%
VA
Active
32
$1,099,000$266,367 equity gap
Rate
3.05%
7.40%today
Payment
$3,944/mo
$6,436today
  • 5beds
  • 4baths
  • 2,896sqft

1811 Mattero Avenue, Chula Vista

2285 Whistling Ln, Chula Vista, CA, 91915 — assumable VA mortgage at 4.17%
VA
Active
19
$570,000Potential short sale
Rate
4.17%
7.40%today
Payment
$3,115/mo
$4,427today
  • 2beds
  • 2baths
  • 1,334sqft

2285 Whistling Ln, Chula Vista

1472 Iris Avenue #2, Imperial Beach, CA, 91932 — assumable VA mortgage at 3.69%
VA
Active
25
$454,999$47,988 equity gap
Rate
3.69%
7.40%today
Payment
$2,050/mo
$3,088today
  • 2beds
  • 1baths
  • 800sqft

1472 Iris Avenue #2, Imperial Beach

1585 San Alfonso, San Diego, CA, 92154 — assumable VA mortgage at 4.48%
VA
Active
45
$638,999$25,088 equity gap
Rate
4.48%
7.40%today
Payment
$3,352/mo
$4,591today
  • 3beds
  • 3baths
  • 1,485sqft

1585 San Alfonso, San Diego

5208 Surfwalk Way #152, San Diego, CA, 92154 — assumable FHA mortgage at 2.77%
FHA
Active
39
$629,000$203,068 equity gap
Rate
2.77%
7.40%today
Payment
$1,997/mo
$3,378today
  • 4beds
  • 3baths
  • 1,696sqft

5208 Surfwalk Way #152, San Diego

2143 Element Way, Chula Vista, CA, 91915 — assumable VA mortgage at 2.77%
VA
Active
29
$889,000$297,749 equity gap
Rate
2.77%
7.40%today
Payment
$2,766/mo
$4,679today
  • 3beds
  • 4baths
  • 2,157sqft

2143 Element Way, Chula Vista

1138 Camino Levante, Chula Vista, CA, 91913 — assumable VA mortgage at 2.80%
VA
Active
40
$999,000$388,893 equity gap
Rate
2.80%
7.40%today
Payment
$2,891/mo
$4,871today
  • 4beds
  • 4baths
  • 2,815sqft

1138 Camino Levante, Chula Vista

1460 Seacoast Drive #11, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.90%
VA
Active
45
$559,999$201,268 equity gap
Rate
2.90%
7.40%today
Payment
$1,671/mo
$2,780today
  • 1beds
  • 2baths
  • 669sqft

1460 Seacoast Drive #11, Imperial Beach

946 11Th, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.90%
VA
Active
30
$799,000$259,212 equity gap
Rate
2.90%
7.40%today
Payment
$2,598/mo
$4,321today
  • 4beds
  • 3baths
  • 1,933sqft

946 11Th, Imperial Beach

2205 Andalusia Ln #6, Chula Vista, CA, 91915 — assumable VA mortgage at 2.93%
VA
Active
42
$815,000$319,745 equity gap
Rate
2.93%
7.40%today
Payment
$2,385/mo
$3,952today
  • 4beds
  • 3baths
  • 1,993sqft

2205 Andalusia Ln #6, Chula Vista

1975 Avenida Del Mexico #217, San Diego, CA, 92154 — assumable VA mortgage at 2.94%
VA
Active
18
$330,000$122,686 equity gap
Rate
2.94%
7.40%today
Payment
$1,000/mo
$1,654today
  • 1beds
  • 1baths
  • 655sqft

1975 Avenida Del Mexico #217, San Diego

238 Regency Ct #C, Chula Vista, CA, 91911 — assumable FHA mortgage at 2.98%
FHA
Active
19
$560,000$184,765 equity gap
Rate
2.98%
7.40%today
Payment
$1,776/mo
$2,923today
  • 3beds
  • 2baths
  • 1,212sqft

238 Regency Ct #C, Chula Vista

1527 Triton Pl, San Diego, CA, 92154 — assumable VA mortgage at 3.05%
VA
Active
18
$850,000$313,562 equity gap
Rate
3.05%
7.40%today
Payment
$2,581/mo
$4,212today
  • 4beds
  • 2baths
  • 1,713sqft

1527 Triton Pl, San Diego

1675 Melrose Ave #L, Chula Vista, CA, 91911 — assumable VA mortgage at 3.09%
VA
Active
31
$510,000$158,598 equity gap
Rate
3.09%
7.40%today
Payment
$1,668/mo
$2,708today
  • 3beds
  • 2baths
  • 1,074sqft

1675 Melrose Ave #L, Chula Vista

1844 San Sebastian, Chula Vista, CA, 91913 — assumable VA mortgage at 3.18%
VA
Active
18
$774,900$301,833 equity gap
Rate
3.18%
7.40%today
Payment
$2,303/mo
$3,696today
  • 4beds
  • 3baths
  • 1,649sqft

1844 San Sebastian, Chula Vista

2724 Slippery Elm, Chula Vista, CA, 91915 — assumable VA mortgage at 3.21%
VA
Active
44
$575,000$198,151 equity gap
Rate
3.21%
7.40%today
Payment
$1,883/mo
$3,010today
  • 2beds
  • 3baths
  • 1,332sqft

2724 Slippery Elm, Chula Vista

1526 Caminito Sicilia, Chula Vista, CA, 91915 — assumable VA mortgage at 4.75%
VA
Active
51
$745,000$37,754 equity gap
Rate
4.75%
7.40%today
Payment
$3,965/mo
$5,262today
  • 3beds
  • 3baths
  • 1,810sqft

1526 Caminito Sicilia, Chula Vista

1315 Preston Place, Chula Vista, CA, 91911 — assumable FHA mortgage at 2.71%
FHA
Active
10
$600,000$380,368 equity gap
Rate
2.71%
7.40%today
Payment
$1,026/mo
$1,748today
  • 3beds
  • 2baths
  • 1,080sqft

1315 Preston Place, Chula Vista

1724 Copper Penny Drive, Chula Vista, CA, 91915 — assumable VA mortgage at 2.72%
VA
Active
26
$1,250,000$708,564 equity gap
Rate
2.72%
7.40%today
Payment
$2,525/mo
$4,299today
  • 4beds
  • 3baths
  • 2,491sqft

1724 Copper Penny Drive, Chula Vista

2327 Trellis St, Chula Vista, CA, 91915 — assumable VA mortgage at 2.73%
VA
Active
50
$1,100,000$676,471 equity gap
Rate
2.73%
7.40%today
Payment
$1,973/mo
$3,354today
  • 4beds
  • 3baths
  • 2,408sqft

2327 Trellis St, Chula Vista

917 Via Terecina, Chula Vista, CA, 91910 — assumable VA mortgage at 2.80%
VA
Active
36
$849,000$357,756 equity gap
Rate
2.80%
7.40%today
Payment
$2,274/mo
$3,831today
  • 4beds
  • 3baths
  • 1,827sqft

917 Via Terecina, Chula Vista

171 Palm Ave, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.81%
VA
Active
32
$699,000$438,150 equity gap
Rate
2.81%
7.40%today
Payment
$1,234/mo
$2,077today
  • 2beds
  • 2baths
  • 1,035sqft

171 Palm Ave, Imperial Beach

1485 Caminito Padova, Chula Vista, CA, 91915 — assumable VA mortgage at 2.85%
VA
Active
60
$954,000$443,550 equity gap
Rate
2.85%
7.40%today
Payment
$2,409/mo
$4,033today
  • 4beds
  • 3baths
  • 2,310sqft

1485 Caminito Padova, Chula Vista

413 Delaware St, Imperial Beach, CA, 91932 — assumable VA mortgage at 2.85%
VA
Active
37
$1,299,000$650,042 equity gap
Rate
2.85%
7.40%today
Payment
$3,055/mo
$5,115today
  • 3beds
  • 3baths
  • 1,945sqft

413 Delaware St, Imperial Beach

765 Caminito Valiente, Chula Vista, CA, 91911 — assumable FHA mortgage at 2.87%
FHA
Active
12
$573,000$291,994 equity gap
Rate
2.87%
7.40%today
Payment
$1,477/mo
$2,377today
  • 2beds
  • 2baths
  • 1,034sqft

765 Caminito Valiente, Chula Vista

1020 Camino Prado, Chula Vista, CA, 91913 — assumable VA mortgage at 2.87%
VA
Active
36
$1,070,000$481,919 equity gap
Rate
2.87%
7.40%today
Payment
$2,807/mo
$4,688today
  • 4beds
  • 4baths
  • 2,569sqft

1020 Camino Prado, Chula Vista

1808 Lynx Ter, Chula Vista, CA, 91915 — assumable VA mortgage at 2.87%
VA
Active
50
$849,900$418,531 equity gap
Rate
2.87%
7.40%today
Payment
$2,064/mo
$3,447today
  • 4beds
  • 4baths
  • 2,612sqft

1808 Lynx Ter, Chula Vista

2053 Clearwater Place, Chula Vista, CA, 91913 — assumable VA mortgage at 2.93%
VA
Active
29
$915,000$429,980 equity gap
Rate
2.93%
7.40%today
Payment
$2,288/mo
$3,791today
  • 3beds
  • 3baths
  • 1,532sqft

2053 Clearwater Place, Chula Vista

Assuming a mortgage in San Ysidro

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$645 /mo
Median cash to assume
$177,052
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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