Assumable homes for sale in Santa Paula, CA

6 homesVA & FHA loansrates from 3.34% vs 7.40% today

Santa Paula assumption guide
950 10th Street, Santa Paula, CA, 93060 — assumable VA mortgage at 3.34%
VA
Active
34
$925,000$346,976 equity gap
Rate
3.34%
7.40%today
Payment
$2,927/mo
$4,604today
  • 5beds
  • 4baths
  • 2,370sqft

950 10th Street, Santa Paula

1806 Cherry Hill Road, Santa Paula, CA, 93060 — assumable VA mortgage at 4.72%
VA
Active
59
$819,900$166,865 equity gap
Rate
4.72%
7.40%today
Payment
$3,649/mo
$4,861today
  • 4beds
  • 2baths
  • 1,607sqft

1806 Cherry Hill Road, Santa Paula

2130 Harvest Loop, Santa Paula, CA, 93060 — assumable FHA mortgage at 6.22%
FHA
Active
62
$739,000Potential short sale
Rate
6.22%
7.40%today
Payment
$4,640/mo
$5,235today
  • 4beds
  • 4baths
  • 2,189sqft

2130 Harvest Loop, Santa Paula

509 Snowdrop Lane, Santa Paula, CA, 93060 — assumable FHA mortgage at 6.50%
FHA
Active
30
$785,000$36,832 equity gap
Rate
6.50%
7.40%today
Payment
$4,841/mo
$5,303today
  • 4beds
  • 3baths
  • 2,327sqft

509 Snowdrop Lane, Santa Paula

1951 Meyer Court, Santa Paula, CA, 93060 — assumable VA mortgage at 6.79%
VA
Active
55
$749,000$49,411 equity gap
Rate
6.79%
7.40%today
Payment
$4,722/mo
$5,020today
  • 4beds
  • 4baths
  • 2,213sqft

1951 Meyer Court, Santa Paula

318 Sycamore Street, Santa Paula, CA, 93060 — assumable FHA mortgage at 6.50%
FHA
Active
5
$549,000$74,369 equity gap
Rate
6.50%
7.40%today
Payment
$3,068/mo
$3,360today
  • 2beds
  • 1baths
  • 720sqft

318 Sycamore Street, Santa Paula

Assuming a mortgage in Santa Paula

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.34%
Lowest existing payment
$2,927 /mo
Median cash to assume
$74,369
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.