VA
Active
36$520,000$178,992 equity gap
- Rate
- 2.77%
7.40%today- Payment
- $1,573/mo
$2,661today
- 2beds
- 2baths
- 1,349sqft
Assumable homes for sale in Santa Maria, CA
13 homesFHA & VA loansrates from 2.73% vs 7.40% today
Santa Maria assumption guide
VA
Active
29$699,000$340,133 equity gap
- Rate
- 2.73%
7.40%today- Payment
- $1,671/mo
$2,842today
- 3beds
- 2baths
- 1,744sqft
375 Cain Drive, Santa Maria
VA
Active
17$680,000$101,507 equity gap
- Rate
- 4.72%
7.40%today- Payment
- $3,238/mo
$4,313today
- 3beds
- 3baths
- 1,546sqft
1378 Blossom Drive, Santa Maria
VA
Active
55$1,035,000$729,692 equity gap
- Rate
- 3.88%
7.40%today- Payment
- $2,153/mo
$3,168today
- 3beds
- 2baths
- 1,718sqft
290 Casa Real Place, Nipomo
FHA
Active
29$709,000$269,992 equity gap
- Rate
- 4.20%
7.40%today- Payment
- $2,499/mo
$3,539today
- 3beds
- 3baths
- 2,052sqft
5604 Aidan Way, Santa Maria
VA
Active
39$739,000$126,550 equity gap
- Rate
- 6.12%
7.40%today- Payment
- $3,887/mo
$4,431today
- 3beds
- 3baths
- 2,052sqft
5628 Aidan, Santa Maria
FHA
Active
57$550,000$410,946 equity gap
- Rate
- 4.77%
7.40%today- Payment
- $1,109/mo
$1,468today
- 3beds
- 1baths
- 1,254sqft
666 Moss Lane, Nipomo
FHA
Active
75$919,000$677,142 equity gap
- Rate
- 5.00%
7.40%today- Payment
- $2,093/mo
$2,699today
- 4beds
- 3baths
- 2,513sqft
838 Rain Tree Court, Santa Maria
FHA
Active
47$715,000$113,732 equity gap
- Rate
- 5.00%
7.40%today- Payment
- $3,447/mo
$4,446today
- 3beds
- 3baths
- 1,856sqft
4365 Herado, Guadalupe
VA
Active
72$1,499,000$567,058 equity gap
- Rate
- 6.13%
7.40%today- Payment
- $5,927/mo
$6,751today
- 2beds
- 3baths
- 2,558sqft
1978 Eucalyptus, Nipomo
FHA
Active
42$1,050,000$334,848 equity gap
- Rate
- 6.78%
7.40%today- Payment
- $4,743/mo
$5,048today
- —beds
- —baths
- 3,692sqft
509 Bunny #4, Santa Maria
FHA
Active
36$560,000$187,290 equity gap
- Rate
- 6.94%
7.40%today- Payment
- $2,523/mo
$2,642today
- 3beds
- 2baths
- 1,440sqft
3435 Greenacre, Santa Maria
FHA
Active
44$629,000$609,953 equity gap
- Rate
- 6.58%
7.40%today- Payment
- $131/mo
$142today
- 2beds
- 2baths
- 1,540sqft
144 Palm Court, Santa Maria
Assuming a mortgage in Santa Maria
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.73%
- Lowest existing payment
- $1,109 /mo
- Median cash to assume
- $334,848