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Assumable homes for sale in Sanford, FL

28 homesFHA & VA loansrates from 2.73% vs 7.40% today

Sanford assumption guide
2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
15
$235,000$69,320 equity gap
Rate
2.73%
7.40%today
Payment
$772/mo
$1,312today
  • 3beds
  • 2baths
  • 1,199sqft

2617 LAUREL Avenue, Sanford

1880 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 3.06%
FHA
Active
36
$300,000$91,088 equity gap
Rate
3.06%
7.40%today
Payment
$993/mo
$1,618today
  • 3beds
  • 3baths
  • 1,669sqft

1880 PETERSON Place, Sanford

1615 TERRACE Drive, Sanford, FL, 32773 — assumable FHA mortgage at 3.11%
FHA
Active
17
$199,900$44,818 equity gap
Rate
3.11%
7.40%today
Payment
$735/mo
$1,190today
  • 3beds
  • 2baths
  • 1,296sqft

1615 TERRACE Drive, Sanford

1664 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
28
$320,000$117,462 equity gap
Rate
2.81%
7.40%today
Payment
$949/mo
$1,598today
  • 3beds
  • 3baths
  • 1,653sqft

1664 PETERSON Place, Sanford

109 OAKLAND Avenue, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$240,000$74,795 equity gap
Rate
2.81%
7.40%today
Payment
$782/mo
$1,316today
  • 3beds
  • 1baths
  • 892sqft

109 OAKLAND Avenue, Sanford

3531 PINE OAK Trail, Sanford, FL, 32773 — assumable FHA mortgage at 2.87%
FHA
Active
50
$270,000$84,693 equity gap
Rate
2.87%
7.40%today
Payment
$862/mo
$1,440today
  • 3beds
  • 3baths
  • 1,530sqft

3531 PINE OAK Trail, Sanford

3966 CRAWLEY DOWN Loop, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$470,000$201,403 equity gap
Rate
2.81%
7.40%today
Payment
$1,259/mo
$2,119today
  • 4beds
  • 3baths
  • 2,169sqft

3966 CRAWLEY DOWN Loop, Sanford

212 CARINA Circle, Sanford, FL, 32773 — assumable VA mortgage at 3.00%
VA
Active
28
$234,900$115,336 equity gap
Rate
3.00%
7.40%today
Payment
$665/mo
$1,027today
  • 2beds
  • 3baths
  • 1,589sqft

212 CARINA Circle, Sanford

108 SUGAR MAPLE Court, Sanford, FL, 32773 — assumable VA mortgage at 3.02%
VA
Active
16
$339,000$142,918 equity gap
Rate
3.02%
7.40%today
Payment
$928/mo
$1,520today
  • 3beds
  • 2baths
  • 1,236sqft

108 SUGAR MAPLE Court, Sanford

2536 MAGNOLIA Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 3.24%
FHA
Active
40
$242,500$101,458 equity gap
Rate
3.24%
7.40%today
Payment
$708/mo
$1,129today
  • 3beds
  • 2baths
  • 1,311sqft

2536 MAGNOLIA Avenue, Sanford

3005 PARK Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 3.43%
FHA
Active
16
$205,000$102,032 equity gap
Rate
3.43%
7.40%today
Payment
$590/mo
$918today
  • 3beds
  • 1baths
  • 1,088sqft

3005 PARK Avenue, Sanford

6420 WINDSOR LAKE Circle, Sanford, FL, 32773 — assumable FHA mortgage at 3.59%
FHA
Active
21
$265,000$187,767 equity gap
Rate
3.59%
7.40%today
Payment
$525/mo
$801today
  • 3beds
  • 3baths
  • 1,549sqft

6420 WINDSOR LAKE Circle, Sanford

129 REEL Court, Sanford, FL, 32773 — assumable FHA mortgage at 3.97%
FHA
Active
25
$329,900$244,021 equity gap
Rate
3.97%
7.40%today
Payment
$528/mo
$768today
  • 3beds
  • 2baths
  • 1,151sqft

129 REEL Court, Sanford

3851 SANFORD Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 4.15%
FHA
Active
78
$512,500$380,904 equity gap
Rate
4.15%
7.40%today
Payment
$770/mo
$1,097today
  • 4beds
  • 3baths
  • 2,120sqft

3851 SANFORD Avenue, Sanford

221 ODHAM Drive, Sanford, FL, 32773 — assumable VA mortgage at 6.00%
VA
Active
22
$340,000$13,416 equity gap
Rate
6.00%
7.40%today
Payment
$1,966/mo
$2,270today
  • 3beds
  • 2baths
  • 1,446sqft

221 ODHAM Drive, Sanford

507 NORTHLAKE Drive #507, Sanford, FL, 32773 — assumable VA mortgage at 6.50%
VA
Active
19
$133,500Potential short sale
Rate
6.50%
7.40%today
Payment
$895/mo
$980today
  • 2beds
  • 2baths
  • 912sqft

507 NORTHLAKE Drive #507, Sanford

1026 SARITA Street, Sanford, FL, 32773 — assumable FHA mortgage at 5.52%
FHA
Active
28
$295,000$50,001 equity gap
Rate
5.52%
7.40%today
Payment
$1,481/mo
$1,802today
  • 4beds
  • 2baths
  • 1,104sqft

1026 SARITA Street, Sanford

2541 PALMETTO Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 4.44%
FHA
Active
28
$227,900$100,254 equity gap
Rate
4.44%
7.40%today
Payment
$765/mo
$1,053today
  • 3beds
  • 2baths
  • 1,172sqft

2541 PALMETTO Avenue, Sanford

3853 GLIDING Place, Sanford, FL, 32773 — assumable FHA mortgage at 4.53%
FHA
Active
72
$325,000$185,438 equity gap
Rate
4.53%
7.40%today
Payment
$964/mo
$1,312today
  • 3beds
  • 3baths
  • 1,781sqft

3853 GLIDING Place, Sanford

112 BELGIAN WAY, Sanford, FL, 32773 — assumable FHA mortgage at 4.54%
FHA
Active
12
$399,000$193,944 equity gap
Rate
4.54%
7.40%today
Payment
$1,224/mo
$1,665today
  • 4beds
  • 2baths
  • 1,955sqft

112 BELGIAN WAY, Sanford

284 CLYDESDALE Circle, Sanford, FL, 32773 — assumable VA mortgage at 6.50%
VA
Active
44
$429,900$62,691 equity gap
Rate
6.50%
7.40%today
Payment
$2,345/mo
$2,569today
  • 4beds
  • 2baths
  • 1,725sqft

284 CLYDESDALE Circle, Sanford

156 PINECREST DR, Sanford, FL, 32773 — assumable FHA mortgage at 6.81%
FHA
Active
24
$324,900$45,058 equity gap
Rate
6.81%
7.40%today
Payment
$1,890/mo
$2,006today
  • 4beds
  • 2baths
  • 1,288sqft

156 PINECREST DR, Sanford

1100 CORNELL Drive, Sanford, FL, 32771 — assumable FHA mortgage at 6.90%
FHA
Active
73
$480,000$56,889 equity gap
Rate
6.90%
7.40%today
Payment
$2,865/mo
$3,012today
  • 5beds
  • 4baths
  • 2,226sqft

1100 CORNELL Drive, Sanford

659 SAINT JOHNS RIVER Drive, Sanford, FL, 32773 — assumable FHA mortgage at 6.71%
FHA
Active
28
$240,000$53,550 equity gap
Rate
6.71%
7.40%today
Payment
$1,249/mo
$1,339today
  • 2beds
  • 2baths
  • 1,091sqft

659 SAINT JOHNS RIVER Drive, Sanford

168 COUNTRY CLUB Circle, Sanford, FL, 32771 — assumable FHA mortgage at 5.62%
FHA
Active
18
$244,850$190,992 equity gap
Rate
5.62%
7.40%today
Payment
$637/mo
$766today
  • 3beds
  • 1baths
  • 1,039sqft

168 COUNTRY CLUB Circle, Sanford

2024 OLD LAKE MARY Road, Sanford, FL, 32771 — assumable VA mortgage at 6.50%
VA
Active
19
$194,999Potential short sale
Rate
6.50%
7.40%today
Payment
$1,550/mo
$1,697today
  • 3beds
  • 2baths
  • 912sqft

2024 OLD LAKE MARY Road, Sanford

2542 PALMETTO Avenue, Sanford, FL, 32773 — assumable VA mortgage at 6.81%
VA
Active
17
$234,900Potential short sale
Rate
6.81%
7.40%today
Payment
$1,671/mo
$1,773today
  • 2beds
  • 1baths
  • 840sqft

2542 PALMETTO Avenue, Sanford

2841 EMPIRE Place, Sanford, FL, 32773 — assumable FHA mortgage at 6.95%
FHA
Active
35
$345,000$336,763 equity gap
Rate
6.95%
7.40%today
Payment
$51/mo
$54today
  • 3beds
  • 2baths
  • 1,533sqft

2841 EMPIRE Place, Sanford

Assuming a mortgage in Sanford

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$525 /mo
Median cash to assume
$101,458
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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