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Assumable homes for sale in Sanford, FL

20 homesFHA & VA loansrates from 2.73% vs 7.40% today

Sanford assumption guide
2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
15
$235,000$69,320 equity gap
Rate
2.73%
7.40%today
Payment
$772/mo
$1,312today
  • 3beds
  • 2baths
  • 1,199sqft

2617 LAUREL Avenue, Sanford

417 6TH Street, Sanford, FL, 32771 — assumable FHA mortgage at 2.90%
FHA
Active
49
$329,000$80,663 equity gap
Rate
2.90%
7.40%today
Payment
$1,165/mo
$1,938today
  • 3beds
  • 2baths
  • 1,456sqft

417 6TH Street, Sanford

1615 TERRACE Drive, Sanford, FL, 32773 — assumable FHA mortgage at 3.11%
FHA
Active
17
$199,900$44,818 equity gap
Rate
3.11%
7.40%today
Payment
$735/mo
$1,190today
  • 3beds
  • 2baths
  • 1,296sqft

1615 TERRACE Drive, Sanford

2536 MAGNOLIA Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 3.24%
FHA
Active
40
$242,500$101,458 equity gap
Rate
3.24%
7.40%today
Payment
$708/mo
$1,129today
  • 3beds
  • 2baths
  • 1,311sqft

2536 MAGNOLIA Avenue, Sanford

3005 PARK Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 3.43%
FHA
Active
16
$205,000$102,032 equity gap
Rate
3.43%
7.40%today
Payment
$590/mo
$918today
  • 3beds
  • 1baths
  • 1,088sqft

3005 PARK Avenue, Sanford

210 FAIRFIELD Drive, Sanford, FL, 32771 — assumable FHA mortgage at 3.61%
FHA
Active
13
$349,900$147,643 equity gap
Rate
3.61%
7.40%today
Payment
$1,072/mo
$1,631today
  • 4beds
  • 2baths
  • 2,021sqft

210 FAIRFIELD Drive, Sanford

1457 DALKEITH Cove, Sanford, FL, 32771 — assumable FHA mortgage at 6.89%
FHA
Active
25
$430,000Potential short sale
Rate
6.89%
7.40%today
Payment
$2,972/mo
$3,127today
  • 5beds
  • 3baths
  • 2,260sqft

1457 DALKEITH Cove, Sanford

1026 SARITA Street, Sanford, FL, 32773 — assumable FHA mortgage at 5.52%
FHA
Active
28
$295,000$50,001 equity gap
Rate
5.52%
7.40%today
Payment
$1,481/mo
$1,802today
  • 4beds
  • 2baths
  • 1,104sqft

1026 SARITA Street, Sanford

1910 WILLIAM CLARK Avenue, Sanford, FL, 32771 — assumable FHA mortgage at 5.52%
FHA
Active
16
$285,000$44,624 equity gap
Rate
5.52%
7.40%today
Payment
$1,453/mo
$1,768today
  • 3beds
  • 2baths
  • 1,426sqft

1910 WILLIAM CLARK Avenue, Sanford

2541 PALMETTO Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 4.44%
FHA
Active
28
$227,900$100,254 equity gap
Rate
4.44%
7.40%today
Payment
$765/mo
$1,053today
  • 3beds
  • 2baths
  • 1,172sqft

2541 PALMETTO Avenue, Sanford

1451 DALKEITH Cove, Sanford, FL, 32771 — assumable VA mortgage at 6.77%
VA
Active
26
$445,000$36,577 equity gap
Rate
6.77%
7.40%today
Payment
$2,685/mo
$2,861today
  • 3beds
  • 3baths
  • 1,605sqft

1451 DALKEITH Cove, Sanford

801 PECAN Avenue, Sanford, FL, 32771 — assumable FHA mortgage at 6.86%
FHA
Active
15
$430,000$39,506 equity gap
Rate
6.86%
7.40%today
Payment
$2,596/mo
$2,740today
  • 4beds
  • 3baths
  • 2,142sqft

801 PECAN Avenue, Sanford

1406 15TH Street, Sanford, FL, 32771 — assumable FHA mortgage at 6.31%
FHA
Active
28
$240,900$29,944 equity gap
Rate
6.31%
7.40%today
Payment
$1,369/mo
$1,530today
  • 3beds
  • 2baths
  • 1,200sqft

1406 15TH Street, Sanford

812 LOCUST Avenue, Sanford, FL, 32771 — assumable FHA mortgage at 6.74%
FHA
Active
16
$299,900$53,908 equity gap
Rate
6.74%
7.40%today
Payment
$1,610/mo
$1,720today
  • 3beds
  • 2baths
  • 1,034sqft

812 LOCUST Avenue, Sanford

156 PINECREST DR, Sanford, FL, 32773 — assumable FHA mortgage at 6.81%
FHA
Active
24
$324,900$45,058 equity gap
Rate
6.81%
7.40%today
Payment
$1,890/mo
$2,006today
  • 4beds
  • 2baths
  • 1,288sqft

156 PINECREST DR, Sanford

1100 CORNELL Drive, Sanford, FL, 32771 — assumable FHA mortgage at 6.90%
FHA
Active
73
$480,000$56,889 equity gap
Rate
6.90%
7.40%today
Payment
$2,865/mo
$3,012today
  • 5beds
  • 4baths
  • 2,226sqft

1100 CORNELL Drive, Sanford

168 COUNTRY CLUB Circle, Sanford, FL, 32771 — assumable FHA mortgage at 5.62%
FHA
Active
18
$244,850$190,992 equity gap
Rate
5.62%
7.40%today
Payment
$637/mo
$766today
  • 3beds
  • 1baths
  • 1,039sqft

168 COUNTRY CLUB Circle, Sanford

2024 OLD LAKE MARY Road, Sanford, FL, 32771 — assumable VA mortgage at 6.50%
VA
Active
19
$194,999Potential short sale
Rate
6.50%
7.40%today
Payment
$1,550/mo
$1,697today
  • 3beds
  • 2baths
  • 912sqft

2024 OLD LAKE MARY Road, Sanford

2542 PALMETTO Avenue, Sanford, FL, 32773 — assumable VA mortgage at 6.81%
VA
Active
17
$234,900Potential short sale
Rate
6.81%
7.40%today
Payment
$1,671/mo
$1,773today
  • 2beds
  • 1baths
  • 840sqft

2542 PALMETTO Avenue, Sanford

2841 EMPIRE Place, Sanford, FL, 32773 — assumable FHA mortgage at 6.95%
FHA
Active
35
$345,000$336,763 equity gap
Rate
6.95%
7.40%today
Payment
$51/mo
$54today
  • 3beds
  • 2baths
  • 1,533sqft

2841 EMPIRE Place, Sanford

Assuming a mortgage in Sanford

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$590 /mo
Median cash to assume
$56,889
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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