Assumable homes for sale in Rockville, MN

11 homesVA & FHA loansrates from 2.98% vs 7.40% today

Rockville assumption guide
830 Mckinley Place, Saint Cloud, MN, 56301 — assumable VA mortgage at 2.98%
VA
Active
54
$209,999$63,775 equity gap
Rate
2.98%
7.40%today
Payment
$693/mo
$1,142today
  • 3beds
  • 3baths
  • 1,550sqft

830 Mckinley Place, Saint Cloud

317 9th Avenue, Cold Spring, MN, 56320 — assumable FHA mortgage at 3.76%
FHA
Active
34
$285,000$58,540 equity gap
Rate
3.76%
7.40%today
Payment
$1,147/mo
$1,713today
  • 3beds
  • 2baths
  • 1,864sqft

317 9th Avenue, Cold Spring

443 Cedarwood Court, Waite Park, MN, 56387 — assumable VA mortgage at 3.76%
VA
Active
61
$344,900$70,330 equity gap
Rate
3.76%
7.40%today
Payment
$1,391/mo
$2,077today
  • 4beds
  • 3baths
  • 2,306sqft

443 Cedarwood Court, Waite Park

1041 17th Avenue, Saint Cloud, MN, 56301 — assumable FHA mortgage at 3.70%
FHA
Active
28
$149,900$57,667 equity gap
Rate
3.70%
7.40%today
Payment
$491/mo
$739today
  • 2beds
  • 1baths
  • 1,280sqft

1041 17th Avenue, Saint Cloud

436 9th Street, Waite Park, MN, 56387 — assumable VA mortgage at 6.54%
VA
Active
44
$319,800$24,731 equity gap
Rate
6.54%
7.40%today
Payment
$1,949/mo
$2,126today
  • 4beds
  • 4baths
  • 3,004sqft

436 9th Street, Waite Park

100 13th Avenue, Cold Spring, MN, 56320 — assumable VA mortgage at 6.62%
VA
Active
40
$345,000$30,540 equity gap
Rate
6.62%
7.40%today
Payment
$2,045/mo
$2,212today
  • 3beds
  • 2baths
  • 1,754sqft

100 13th Avenue, Cold Spring

288 Park Avenue, Saint Cloud, MN, 56301 — assumable VA mortgage at 6.50%
VA
Active
24
$275,000$28,307 equity gap
Rate
6.50%
7.40%today
Payment
$1,574/mo
$1,724today
  • 2beds
  • 2baths
  • 1,520sqft

288 Park Avenue, Saint Cloud

239 32nd Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 6.99%
FHA
Active
37
$169,900$19,781 equity gap
Rate
6.99%
7.40%today
Payment
$1,021/mo
$1,064today
  • 2beds
  • 1baths
  • 1,232sqft

239 32nd Avenue, Saint Cloud

231 22nd Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 6.43%
FHA
Active
32
$225,000$45,417 equity gap
Rate
6.43%
7.40%today
Payment
$1,171/mo
$1,292today
  • 3beds
  • 2baths
  • 1,265sqft

231 22nd Avenue, Saint Cloud

1003 2nd Street, Cold Spring, MN, 56320 — assumable VA mortgage at 7.08%
VA
Active
30
$374,999$88,705 equity gap
Rate
7.08%
7.40%today
Payment
$2,005/mo
$2,070today
  • 6beds
  • 2baths
  • 2,082sqft

1003 2nd Street, Cold Spring

141 36th Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 5.25%
FHA
Active
25
$245,000$128,525 equity gap
Rate
5.25%
7.40%today
Payment
$688/mo
$863today
  • 3beds
  • 2baths
  • 1,152sqft

141 36th Avenue, Saint Cloud

Assuming a mortgage in Rockville

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$491 /mo
Median cash to assume
$57,667
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.