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Assumable homes for sale in Riverbank, CA

11 homesFHA & VA loansrates from 2.24% vs 7.40% today

Riverbank assumption guide
548 Hudson, Oakdale, CA, 95361 — assumable VA mortgage at 3.45%
VA
Active
27
$608,900$122,981 equity gap
Rate
3.45%
7.40%today
Payment
$2,385/mo
$3,700today
  • 5beds
  • 3baths
  • 2,424sqft

548 Hudson, Oakdale

1417 Cherrywood Drive, Modesto, CA, 95350 — assumable VA mortgage at 3.26%
VA
Active
48
$429,900$158,710 equity gap
Rate
3.26%
7.40%today
Payment
$1,365/mo
$2,169today
  • 3beds
  • 2baths
  • 1,371sqft

1417 Cherrywood Drive, Modesto

Rumble Road, Modesto, CA, 95350 — assumable VA mortgage at 2.24%
VA
Active
47
$699,000$303,963 equity gap
Rate
2.24%
7.40%today
Payment
$1,998/mo
$3,359today
  • 3beds
  • 3baths
  • 2,872sqft

Rumble Road, Modesto

3705 Kona Oak Drive, Modesto, CA, 95355 — assumable VA mortgage at 2.89%
VA
Active
24
$449,000$385,951 equity gap
Rate
2.89%
7.40%today
Payment
$302/mo
$502today
  • 3beds
  • 2baths
  • 1,636sqft

3705 Kona Oak Drive, Modesto

Leavenworth Way, Modesto, CA, 95357 — assumable FHA mortgage at 3.07%
FHA
Active
24
$465,000$190,020 equity gap
Rate
3.07%
7.40%today
Payment
$1,303/mo
$2,120today
  • 3beds
  • 3baths
  • 1,725sqft

Leavenworth Way, Modesto

5239 Sire Court, Riverbank, CA, 95367 — assumable FHA mortgage at 5.30%
FHA
Active
12
$515,000$86,789 equity gap
Rate
5.30%
7.40%today
Payment
$2,531/mo
$3,156today
  • 4beds
  • 2baths
  • 1,937sqft

5239 Sire Court, Riverbank

2716 Dania Ct, Modesto, CA, 95358 — assumable VA mortgage at 6.67%
VA
Active
33
$505,000$25,001 equity gap
Rate
6.67%
7.40%today
Payment
$3,122/mo
$3,360today
  • 3beds
  • 2baths
  • 1,506sqft

2716 Dania Ct, Modesto

River Bluff Drive, Oakdale, CA, 95361 — assumable FHA mortgage at 6.90%
FHA
Active
30
$480,000$91,930 equity gap
Rate
6.90%
7.40%today
Payment
$2,667/mo
$2,804today
  • 3beds
  • 2baths
  • 1,682sqft

River Bluff Drive, Oakdale

Mount Vernon Drive, Modesto, CA, 95350 — assumable FHA mortgage at 6.30%
FHA
Active
50
$554,999$112,239 equity gap
Rate
6.30%
7.40%today
Payment
$2,751/mo
$3,077today
  • 3beds
  • 2baths
  • 1,545sqft

Mount Vernon Drive, Modesto

1042 Walnut St, Oakdale, CA, 95361 — assumable FHA mortgage at 7.62%
FHA
Active
31
$475,000$91,665 equity gap
Rate
7.62%
7.40%today
Payment
$2,786/mo
$2,726today
  • 3beds
  • 2baths
  • 1,511sqft

1042 Walnut St, Oakdale

4600 Via Terreno, Modesto, CA, 95357 — assumable FHA mortgage at 6.81%
FHA
Active
19
$600,000$60,964 equity gap
Rate
6.81%
7.40%today
Payment
$3,558/mo
$3,775today
  • 4beds
  • 3baths
  • 2,334sqft

4600 Via Terreno, Modesto

Assuming a mortgage in Riverbank

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.24%
Lowest existing payment
$302 /mo
Median cash to assume
$112,239
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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