Assumable homes for sale in Richmond, CA

4 homesFHA & VA loansrates from 3.66% vs 7.40% today

Richmond assumption guide

540 3rd ST, Richmond, CA, 94801 — assumable FHA mortgage at 3.66%

FHA

Active

$425,000$215,627 equity gap

Rate: 3.66%; ~~7.40%~~today
Payment: $1,246/mo; ~~$1,883~~today

3beds
2baths
963sqft

540 3rd ST, Richmond

4321 Florida Ave, Richmond, CA, 94804 — assumable VA mortgage at 4.01%

Active

$499,000$95,771 equity gap

Rate: 4.01%; ~~7.40%~~today
Payment: $2,340/mo; ~~$3,390~~today

4beds
3baths
1,223sqft

4321 Florida Ave, Richmond

159 Lakeshore Ct, Richmond, CA, 94804 — assumable FHA mortgage at 4.04%

FHA

Active

$435,000$186,551 equity gap

Rate: 4.04%; ~~7.40%~~today
Payment: $1,192/mo

1beds
1baths
779sqft

159 Lakeshore Ct, Richmond

670 30th Street, Richmond, CA, 94804-1569 — assumable FHA mortgage at 6.76%

FHA

Active

$444,000$407,812 equity gap

Rate: 6.76%; ~~7.40%~~today
Payment: $248/mo; ~~$263~~today

2beds
1baths
771sqft

670 30th Street, Richmond

Assuming a mortgage in Richmond

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 3.66%
Lowest existing payment: $1,192 /mo
Median cash to assume: $201,089