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Assumable homes for sale in Rancho Palos Verdes, CA

34 homesFHA & VA loansrates from 2.65% vs 7.40% today

Rancho Palos Verdes assumption guide
676 Colorado, Carson, CA, 90745 — assumable VA mortgage at 3.10%
VA
Active
50
$839,000$136,588 equity gap
Rate
3.10%
7.40%today
Payment
$3,331/mo
$5,401today
  • 4beds
  • 4baths
  • 2,091sqft

676 Colorado, Carson

3184 Gale, Long Beach, CA, 90810 — assumable VA mortgage at 2.99%
VA
Active
$959,000$245,041 equity gap
Rate
2.99%
7.40%today
Payment
$3,390/mo
$5,574today
  • 4beds
  • 2baths
  • 2,812sqft

3184 Gale, Long Beach

3655 Webster, Long Beach, CA, 90810 — assumable FHA mortgage at 3.76%
FHA
Active
35
$695,000$63,521 equity gap
Rate
3.76%
7.40%today
Payment
$3,187/mo
$4,759today
  • 3beds
  • 2baths
  • 1,100sqft

3655 Webster, Long Beach

4281 Admirable, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 2.97%
VA
Active
39
$1,450,000$507,378 equity gap
Rate
2.97%
7.40%today
Payment
$4,496/mo
$7,412today
  • 4beds
  • 4baths
  • 2,291sqft

4281 Admirable, Rancho Palos Verdes

378 Miraleste Dr Unit 431, San Pedro, CA, 90732 — assumable FHA mortgage at 3.01%
FHA
Active
33
$449,000$138,478 equity gap
Rate
3.01%
7.40%today
Payment
$1,464/mo
$2,402today
  • 2beds
  • 2baths
  • 1,143sqft

378 Miraleste Dr Unit 431, San Pedro

1316 Grand, San Pedro, CA, 90731 — assumable FHA mortgage at 3.09%
FHA
Active
34
$899,900$343,112 equity gap
Rate
3.09%
7.40%today
Payment
$2,690/mo
$4,368today
  • —beds
  • —baths
  • 2,226sqft

1316 Grand, San Pedro

3437 Caspian, Long Beach, CA, 90810 — assumable FHA mortgage at 3.13%
FHA
Active
18
$678,000$234,521 equity gap
Rate
3.13%
7.40%today
Payment
$2,197/mo
$3,549today
  • 3beds
  • 2baths
  • 1,272sqft

3437 Caspian, Long Beach

2746 Easy, Long Beach, CA, 90810 — assumable FHA mortgage at 2.65%
FHA
Active
40
$799,999$461,180 equity gap
Rate
2.65%
7.40%today
Payment
$1,564/mo
$2,688today
  • 3beds
  • 2baths
  • 1,352sqft

2746 Easy, Long Beach

30645 Ganado Drive, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 2.875%
VA
Active
45
$2,695,000$2,695,000 equity gap
Rate
2.875%
7.40%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,087sqft

30645 Ganado Drive, Rancho Palos Verdes

30569 Ganado Drive, Rancho Palos Verdes, CA, 90275 — assumable VA mortgage at 3.21%
VA
Active
59
$2,450,000$1,036,171 equity gap
Rate
3.21%
7.40%today
Payment
$6,772/mo
$10,829today
  • 5beds
  • 3baths
  • 2,677sqft

30569 Ganado Drive, Rancho Palos Verdes

1054 23rd Street, San Pedro, CA, 90731 — assumable VA mortgage at 4.67%
VA
Active
24
$1,399,000$254,762 equity gap
Rate
4.67%
7.40%today
Payment
$6,372/mo
$8,536today
  • —beds
  • —baths
  • 2,797sqft

1054 23rd Street, San Pedro

20215 Tajauta, Carson, CA, 90746 — assumable FHA mortgage at 3.65%
FHA
Active
35
$1,049,000$517,545 equity gap
Rate
3.65%
7.40%today
Payment
$2,785/mo
$4,215today
  • 4beds
  • 3baths
  • 2,186sqft

20215 Tajauta, Carson

24823 Island Avenue, Carson, CA, 90745 — assumable FHA mortgage at 3.73%
FHA
Active
5
$910,000$420,486 equity gap
Rate
3.73%
7.40%today
Payment
$2,651/mo
$3,972today
  • 4beds
  • 2baths
  • 2,087sqft

24823 Island Avenue, Carson

2214 Wardlow, Long Beach, CA, 90810 — assumable FHA mortgage at 5.25%
FHA
Active
24
$690,000$69,612 equity gap
Rate
5.25%
7.40%today
Payment
$3,660/mo
$4,589today
  • 4beds
  • 3baths
  • 1,485sqft

2214 Wardlow, Long Beach

719 Columbia Place, Torrance, CA, 90501 — assumable VA mortgage at 5.10%
VA
Active
35
$799,000$111,660 equity gap
Rate
5.10%
7.40%today
Payment
$3,994/mo
$5,093today
  • 2beds
  • 1baths
  • 788sqft

719 Columbia Place, Torrance

1631 Cabrillo, San Pedro, CA, 90731 — assumable FHA mortgage at 3.86%
FHA
Active
42
$899,999$606,513 equity gap
Rate
3.86%
7.40%today
Payment
$1,808/mo
$2,667today
  • 3beds
  • 2baths
  • 1,509sqft

1631 Cabrillo, San Pedro

22232 Vermont Avenue #104D, Torrance, CA, 90502 — assumable FHA mortgage at 4.67%
FHA
Active
49
$565,000$119,256 equity gap
Rate
4.67%
7.40%today
Payment
$2,482/mo
$3,325today
  • 3beds
  • 2baths
  • 1,219sqft

22232 Vermont Avenue #104D, Torrance

13 Paradise, Carson, CA, 90745 — assumable VA mortgage at 5.51%
VA
Active
22
$458,000$46,741 equity gap
Rate
5.51%
7.40%today
Payment
$2,483/mo
$3,024today
  • 4beds
  • 2baths
  • 1,421sqft

13 Paradise, Carson

181 223rd Street, Carson, CA, 90745 — assumable VA mortgage at 6.35%
VA
Active
59
$920,000$79,958 equity gap
Rate
6.35%
7.40%today
Payment
$5,277/mo
$5,872today
  • 4beds
  • 2baths
  • 1,778sqft

181 223rd Street, Carson

1208 Dock Lane, Harbor City, CA, 90710 — assumable VA mortgage at 6.42%
VA
Active
45
$995,000$57,978 equity gap
Rate
6.42%
7.40%today
Payment
$6,008/mo
$6,636today
  • 4beds
  • 4baths
  • 2,451sqft

1208 Dock Lane, Harbor City

23302 Marigold #Y202, Torrance, CA, 90502 — assumable FHA mortgage at 6.61%
FHA
Active
37
$519,000$51,722 equity gap
Rate
6.61%
7.40%today
Payment
$3,076/mo
$3,331today
  • 2beds
  • 2baths
  • 859sqft

23302 Marigold #Y202, Torrance

1247 Neptune Avenue, Wilmington, CA, 90744 — assumable FHA mortgage at 5.89%
FHA
Active
37
$899,999$109,063 equity gap
Rate
5.89%
7.40%today
Payment
$4,945/mo
$5,779today
  • 4beds
  • 3baths
  • 1,754sqft

1247 Neptune Avenue, Wilmington

1444 Plaza Del Amo, Torrance, CA, 90501 — assumable FHA mortgage at 6.35%
FHA
Active
2
$820,000$113,309 equity gap
Rate
6.35%
7.40%today
Payment
$4,495/mo
$5,001today
  • 3beds
  • 3baths
  • 1,519sqft

1444 Plaza Del Amo, Torrance

1624 Gramercy, Torrance, CA, 90501 — assumable FHA mortgage at 6.58%
FHA
Active
27
$1,025,000$167,432 equity gap
Rate
6.58%
7.40%today
Payment
$5,516/mo
$5,992today
  • 4beds
  • 3baths
  • 1,800sqft

1624 Gramercy, Torrance

2636 Easy Avenue, Long Beach, CA, 90810 — assumable FHA mortgage at 6.74%
FHA
Active
45
$850,000$194,477 equity gap
Rate
6.74%
7.40%today
Payment
$4,361/mo
$4,660today
  • 2beds
  • 1baths
  • 1,293sqft

2636 Easy Avenue, Long Beach

1638 Hornet, San Pedro, CA, 90732 — assumable VA mortgage at 6.95%
VA
Active
19
$950,000$268,926 equity gap
Rate
6.95%
7.40%today
Payment
$4,634/mo
$4,847today
  • 4beds
  • 4baths
  • 1,873sqft

1638 Hornet, San Pedro

2166 Fashion Avenue, Long Beach, CA, 90810 — assumable FHA mortgage at 6.99%
FHA
Active
30
$779,900$177,148 equity gap
Rate
6.99%
7.40%today
Payment
$4,146/mo
$4,316today
  • 3beds
  • 2baths
  • 1,002sqft

2166 Fashion Avenue, Long Beach

1511 O Street, Wilmington, CA, 90744 — assumable FHA mortgage at 5.78%
FHA
Active
9
$650,000$497,362 equity gap
Rate
5.78%
7.40%today
Payment
$1,445/mo
$1,708today
  • 3beds
  • 2baths
  • 1,261sqft

1511 O Street, Wilmington

2911 Pacific, San Pedro, CA, 90731 — assumable FHA mortgage at 6.76%
FHA
Active
31
$895,000$848,777 equity gap
Rate
6.76%
7.40%today
Payment
$321/mo
$341today
  • 3beds
  • 3baths
  • 1,914sqft

2911 Pacific, San Pedro

188 214th, Carson, CA, 90745 — assumable FHA mortgage at 6.78%
FHA
Active
24
$570,000$561,812 equity gap
Rate
6.78%
7.40%today
Payment
$62/mo
$66today
  • 2beds
  • 1baths
  • 732sqft

188 214th, Carson

211 Western Avenue, San Pedro, CA, 90732 — assumable FHA mortgage at 6.89%
FHA
Active
61
$1,079,000$512,686 equity gap
Rate
6.89%
7.40%today
Payment
$3,782/mo
$3,980today
  • —beds
  • —baths
  • 1,635sqft

211 Western Avenue, San Pedro

211 Western Avenue, San Pedro, CA, 90732 — assumable FHA mortgage at 6.89%
FHA
Active
61
$1,079,000$512,686 equity gap
Rate
6.89%
7.40%today
Payment
$3,782/mo
$3,980today
  • —beds
  • —baths
  • 1,635sqft

211 Western Avenue, San Pedro

332 Miraleste Drive #235, San Pedro, CA, 90732 — assumable VA mortgage at 7.96%
VA
Active
50
$419,000$420,106 equity gap
Rate
7.96%
7.40%today
Payment
$366/mo
$347today
  • 2beds
  • 2baths
  • 1,107sqft

332 Miraleste Drive #235, San Pedro

732 12th, San Pedro, CA, 90731 — assumable FHA mortgage
FHA
Active
12
$749,000$749,000 equity gap
Rate
—%
7.40%today
Payment
$0/mo
  • 3beds
  • 1baths
  • 800sqft

732 12th, San Pedro

Assuming a mortgage in Rancho Palos Verdes

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$321 /mo
Median cash to assume
$249,902
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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