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Assumable homes for sale in Ramsey, MN

12 homesFHA & VA loansrates from 3.09% vs 7.40% today

Ramsey assumption guide
15459 Iodine Ridge, Ramsey, MN, 55303 — assumable FHA mortgage at 3.09%
FHA
Active
50
$270,000$50,000 equity gap
Rate
3.09%
7.40%today
Payment
$1,047/mo
$1,699today
  • 3beds
  • 3baths
  • 1,763sqft

15459 Iodine Ridge, Ramsey

15513 Sodium Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.18%
FHA
Active
17
$219,900$61,705 equity gap
Rate
3.18%
7.40%today
Payment
$788/mo
$1,265today
  • 3beds
  • 3baths
  • 1,390sqft

15513 Sodium Street, Ramsey

14729 Krypton Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.44%
FHA
Active
49
$515,000$270,918 equity gap
Rate
3.44%
7.40%today
Payment
$1,400/mo
$2,175today
  • 4beds
  • 3baths
  • 3,161sqft

14729 Krypton Street, Ramsey

16001 Nowthen Boulevard, Ramsey, MN, 55303 — assumable FHA mortgage at 3.59%
FHA
Active
44
$459,900$306,872 equity gap
Rate
3.59%
7.40%today
Payment
$902/mo
$1,376today
  • 6beds
  • 4baths
  • 3,286sqft

16001 Nowthen Boulevard, Ramsey

6650 153rd Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 3.64%
FHA
Active
32
$399,000$221,193 equity gap
Rate
3.64%
7.40%today
Payment
$939/mo
$1,423today
  • 4beds
  • 3baths
  • 1,983sqft

6650 153rd Lane, Ramsey

6925 169th Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 3.75%
FHA
Active
51
$544,900$332,980 equity gap
Rate
3.75%
7.40%today
Payment
$1,498/mo
$2,240today
  • 4beds
  • 3baths
  • 2,558sqft

6925 169th Lane, Ramsey

7085 148th Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 6.62%
FHA
Active
22
$389,900$37,135 equity gap
Rate
6.62%
7.40%today
Payment
$2,324/mo
$2,515today
  • 3beds
  • 2baths
  • 2,194sqft

7085 148th Lane, Ramsey

14595 Traprock Street, Ramsey, MN, 55303 — assumable VA mortgage at 4.875%
VA
Active
59
$307,990$307,990 equity gap
Rate
4.875%
7.40%today
Payment
—/mo
  • 3beds
  • 3baths
  • 1,898sqft

14595 Traprock Street, Ramsey

7479 Ramsey Parkway, Ramsey, MN, 55303 — assumable VA mortgage at 4.875%
VA
Active
65
$324,990$331,500 equity gap
Rate
4.875%
7.40%today
Payment
—/mo
  • 3beds
  • 3baths
  • 1,898sqft

7479 Ramsey Parkway, Ramsey

5825 158th Avenue, Ramsey, MN, 55303 — assumable FHA mortgage at 6.58%
FHA
Active
58
$510,000$105,081 equity gap
Rate
6.58%
7.40%today
Payment
$2,607/mo
$2,832today
  • 5beds
  • 4baths
  • 3,500sqft

5825 158th Avenue, Ramsey

14633 Olivine Terrace, Anoka, MN, 55303 — assumable FHA mortgage at 6.79%
FHA
Active
35
$250,000Potential short sale
Rate
6.79%
7.40%today
Payment
$1,861/mo
$1,978today
  • 3beds
  • 3baths
  • 2,007sqft

14633 Olivine Terrace, Anoka

6918 139th Lane #7, Anoka, MN, 55303 — assumable FHA mortgage at 6.86%
FHA
Active
30
$275,000Potential short sale
Rate
6.86%
7.40%today
Payment
$1,932/mo
$2,040today
  • 3beds
  • 2baths
  • 1,712sqft

6918 139th Lane #7, Anoka

Assuming a mortgage in Ramsey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.09%
Lowest existing payment
$788 /mo
Median cash to assume
$246,055
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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