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Assumable homes for sale in Prescott, WI

13 homesVA & FHA loansrates from 2.98% vs 7.40% today

Prescott assumption guide
556 Pleasant Drive, Prescott, WI, 54021 — assumable VA mortgage at 2.98%
VA
Active
20
$399,795$90,855 equity gap
Rate
2.98%
7.40%today
Payment
$1,446/mo
$2,380today
  • 3beds
  • 3baths
  • 1,450sqft

556 Pleasant Drive, Prescott

487 Northern Lights Drive, Prescott, WI, 54021 — assumable FHA mortgage at 3.21%
FHA
Active
62
$485,000$169,378 equity gap
Rate
3.21%
7.40%today
Payment
$1,577/mo
$2,521today
  • 4beds
  • 4baths
  • 3,010sqft

487 Northern Lights Drive, Prescott

830 5th Street, Hastings, MN, 55033 — assumable FHA mortgage at 3.14%
FHA
Active
18
$300,000$155,455 equity gap
Rate
3.14%
7.40%today
Payment
$690/mo
$1,113today
  • 1beds
  • 1baths
  • 1,076sqft

830 5th Street, Hastings

10524 Kimbro Avenue, Cottage Grove, MN, 55016 — assumable VA mortgage at 3.36%
VA
Active
34
$530,000$260,534 equity gap
Rate
3.36%
7.40%today
Payment
$1,377/mo
$2,160today
  • 5beds
  • 2baths
  • 1,836sqft

10524 Kimbro Avenue, Cottage Grove

178 Sieben Crest Lane, Hastings, MN, 55033 — assumable FHA mortgage at 3.49%
FHA
Active
39
$300,000$131,939 equity gap
Rate
3.49%
7.40%today
Payment
$880/mo
$1,359today
  • 3beds
  • 2baths
  • 1,500sqft

178 Sieben Crest Lane, Hastings

752 Melville Circle, Hastings, MN, 55033 — assumable VA mortgage at 3.92%
VA
Active
27
$479,000$247,999 equity gap
Rate
3.92%
7.40%today
Payment
$1,343/mo
$1,967today
  • 5beds
  • 3baths
  • 2,852sqft

752 Melville Circle, Hastings

577 Kendall Drive, Hastings, MN, 55033 — assumable VA mortgage at 6.35%
VA
Active
39
$279,900$4,619 equity gap
Rate
6.35%
7.40%today
Payment
$1,751/mo
$1,948today
  • 3beds
  • 2baths
  • 1,812sqft

577 Kendall Drive, Hastings

6869 101st Street, Cottage Grove, MN, 55016 — assumable FHA mortgage at 6.79%
FHA
Active
37
$359,900$6,086 equity gap
Rate
6.79%
7.40%today
Payment
$2,365/mo
$2,515today
  • 3beds
  • 3baths
  • 1,719sqft

6869 101st Street, Cottage Grove

11605 Manning Avenue, Hastings, MN, 55033 — assumable VA mortgage at 6.92%
VA
Active
23
$520,000$48,300 equity gap
Rate
6.92%
7.40%today
Payment
$3,181/mo
$3,337today
  • 3beds
  • 2baths
  • 2,657sqft

11605 Manning Avenue, Hastings

1325 4th Street, Hastings, MN, 55033 — assumable FHA mortgage at 5.81%
FHA
Active
21
$220,000$25,542 equity gap
Rate
5.81%
7.40%today
Payment
$1,211/mo
$1,428today
  • 3beds
  • 2baths
  • 1,836sqft

1325 4th Street, Hastings

925 Bahls Drive #208, Hastings, MN, 55033 — assumable VA mortgage at 6.36%
VA
Active
21
$180,000$20,257 equity gap
Rate
6.36%
7.40%today
Payment
$1,021/mo
$1,131today
  • 2beds
  • 2baths
  • 1,078sqft

925 Bahls Drive #208, Hastings

9200 Harkness Avenue, Cottage Grove, MN, 55016 — assumable FHA mortgage at 6.63%
FHA
Active
17
$429,900$77,473 equity gap
Rate
6.63%
7.40%today
Payment
$2,296/mo
$2,481today
  • 5beds
  • 3baths
  • 2,955sqft

9200 Harkness Avenue, Cottage Grove

W12942 640th Avenue, Prescott, WI, 54021 — assumable VA mortgage at 7.17%
VA
Active
49
$725,000$76,395 equity gap
Rate
7.17%
7.40%today
Payment
$4,494/mo
$4,597today
  • 4beds
  • 3baths
  • 2,503sqft

W12942 640th Avenue, Prescott

Assuming a mortgage in Prescott

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$690 /mo
Median cash to assume
$77,473
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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