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Assumable homes for sale in Port Charlotte, FL

200 homesFHA & VA loansrates from 2.66% vs 7.40% today

Port Charlotte assumption guide
2038 MINCEY Terrace, North Port, FL, 34286 — assumable VA mortgage at 3.07%
VATop pick
Active
30
$350,000$4,251 equity gap
Rate
3.07%
7.40%today
Payment
$1,638/mo
$2,666today
  • 3beds
  • 2baths
  • 1,832sqft

2038 MINCEY Terrace, North Port

1354 AQUI ESTA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 3.09%
VATop pick
Active
37
$474,500$32,452 equity gap
Rate
3.09%
7.40%today
Payment
$2,103/mo
$3,414today
  • 2beds
  • 2baths
  • 1,559sqft

1354 AQUI ESTA Drive, Punta Gorda

17220 HORIZON Lane, Port Charlotte, FL, 33948 — assumable VA mortgage at 2.90%
VA
Active
33
$350,000$63,745 equity gap
Rate
2.90%
7.40%today
Payment
$1,352/mo
$2,249today
  • 3beds
  • 2baths
  • 2,388sqft

17220 HORIZON Lane, Port Charlotte

22105 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.07%
VA
Active
39
$279,000$33,782 equity gap
Rate
3.07%
7.40%today
Payment
$1,164/mo
$1,895today
  • 3beds
  • 2baths
  • 1,400sqft

22105 OLEAN Boulevard, Port Charlotte

1921 ISLES Road, Port Charlotte, FL, 33953 — assumable FHA mortgage at 3.55%
FHA
Active
52
$364,777$35,341 equity gap
Rate
3.55%
7.40%today
Payment
$1,638/mo
$2,510today
  • 3beds
  • 3baths
  • 2,201sqft

1921 ISLES Road, Port Charlotte

2373 AMNESTY Drive, North Port, FL, 34288 — assumable VA mortgage at 2.66%
VA
Active
37
$293,000$87,197 equity gap
Rate
2.66%
7.40%today
Payment
$949/mo
$1,628today
  • 3beds
  • 2baths
  • 1,956sqft

2373 AMNESTY Drive, North Port

1179 TALBOT Street, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.81%
VA
Active
50
$348,800$86,088 equity gap
Rate
2.81%
7.40%today
Payment
$1,234/mo
$2,077today
  • 3beds
  • 2baths
  • 1,867sqft

1179 TALBOT Street, Port Charlotte

313 GOLD TREE, Punta Gorda, FL, 33955 — assumable FHA mortgage at 2.86%
FHA
Active
50
$359,000$87,758 equity gap
Rate
2.86%
7.40%today
Payment
$1,261/mo
$2,108today
  • 3beds
  • 2baths
  • 1,779sqft

313 GOLD TREE, Punta Gorda

6260 LANDOVER Terrace, North Port, FL, 34287 — assumable FHA mortgage at 2.87%
FHA
Active
8
$335,000$73,142 equity gap
Rate
2.87%
7.40%today
Payment
$1,221/mo
$2,040today
  • 4beds
  • 2baths
  • 1,842sqft

6260 LANDOVER Terrace, North Port

4374 TRIBY Terrace, North Port, FL, 34288 — assumable FHA mortgage at 2.87%
FHA
Active
39
$324,900$85,282 equity gap
Rate
2.87%
7.40%today
Payment
$1,115/mo
$1,862today
  • 3beds
  • 2baths
  • 1,689sqft

4374 TRIBY Terrace, North Port

470 RIDGECREST Drive, Punta Gorda, FL, 33982 — assumable VA mortgage at 2.87%
VA
Active
31
$230,000$55,477 equity gap
Rate
2.87%
7.40%today
Payment
$814/mo
$1,359today
  • 2beds
  • 2baths
  • 1,288sqft

470 RIDGECREST Drive, Punta Gorda

258 RIO DE JANEIRO Avenue, Punta Gorda, FL, 33983 — assumable VA mortgage at 2.88%
VA
Active
48
$299,999$67,004 equity gap
Rate
2.88%
7.40%today
Payment
$1,085/mo
$1,810today
  • 4beds
  • 2baths
  • 1,846sqft

258 RIO DE JANEIRO Avenue, Punta Gorda

9614 SHELBURNE Circle, Port Charlotte, FL, 33981 — assumable VA mortgage at 2.90%
VA
Active
65
$995,000$283,042 equity gap
Rate
2.90%
7.40%today
Payment
$3,426/mo
$5,699today
  • 3beds
  • 3baths
  • 2,307sqft

9614 SHELBURNE Circle, Port Charlotte

1982 WINSLOW Lane, North Port, FL, 34286 — assumable FHA mortgage at 3.24%
FHA
Active
17
$284,000$61,146 equity gap
Rate
3.24%
7.40%today
Payment
$1,122/mo
$1,787today
  • 4beds
  • 2baths
  • 2,240sqft

1982 WINSLOW Lane, North Port

1673 MERCED Street, North Port, FL, 34288 — assumable VA mortgage at 2.71%
VA
Active
32
$500,000$193,023 equity gap
Rate
2.71%
7.40%today
Payment
$1,433/mo
$2,444today
  • 5beds
  • 3baths
  • 2,344sqft

1673 MERCED Street, North Port

3407 ISLAND VIEW Drive, Punta Gorda, FL, 33950 — assumable FHA mortgage at 2.76%
FHA
Active
74
$495,000$183,843 equity gap
Rate
2.76%
7.40%today
Payment
$1,668/mo
$2,825today
  • 4beds
  • 4baths
  • 2,771sqft

3407 ISLAND VIEW Drive, Punta Gorda

14062 HOPEWELL Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 2.80%
FHA
Active
35
$292,000$108,995 equity gap
Rate
2.80%
7.40%today
Payment
$845/mo
$1,424today
  • 3beds
  • 2baths
  • 1,469sqft

14062 HOPEWELL Avenue, Port Charlotte

145 BAYSHORE Court, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.90%
VA
Active
38
$395,000$137,858 equity gap
Rate
2.90%
7.40%today
Payment
$1,209/mo
$2,011today
  • 2beds
  • 2baths
  • 1,440sqft

145 BAYSHORE Court, Punta Gorda

25292 LENOX Circle, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.94%
VA
Active
49
$315,000$114,151 equity gap
Rate
2.94%
7.40%today
Payment
$971/mo
$1,606today
  • 3beds
  • 2baths
  • 1,744sqft

25292 LENOX Circle, Punta Gorda

4234 GALVIN Lane, North Port, FL, 34288 — assumable FHA mortgage at 2.96%
FHA
Active
33
$280,000$100,648 equity gap
Rate
2.96%
7.40%today
Payment
$869/mo
$1,434today
  • 3beds
  • 2baths
  • 1,464sqft

4234 GALVIN Lane, North Port

1093 DORCHESTER ST, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.97%
FHA
Active
49
$335,000$109,962 equity gap
Rate
2.97%
7.40%today
Payment
$1,076/mo
$1,774today
  • 4beds
  • 2baths
  • 1,950sqft

1093 DORCHESTER ST, Port Charlotte

7519 CARAMBOLA, Punta Gorda, FL, 33955 — assumable FHA mortgage at 3.00%
FHA
Active
45
$324,900$119,044 equity gap
Rate
3.00%
7.40%today
Payment
$1,006/mo
$1,652today
  • 3beds
  • 2baths
  • 1,800sqft

7519 CARAMBOLA, Punta Gorda

1953 RADA Lane, North Port, FL, 34288 — assumable FHA mortgage at 3.02%
FHA
Active
57
$349,888$138,265 equity gap
Rate
3.02%
7.40%today
Payment
$1,015/mo
$1,662today
  • 3beds
  • 2baths
  • 2,040sqft

1953 RADA Lane, North Port

22348 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.10%
VA
Active
22
$299,500$117,489 equity gap
Rate
3.10%
7.40%today
Payment
$861/mo
$1,397today
  • 4beds
  • 2baths
  • 2,201sqft

22348 OLEAN Boulevard, Port Charlotte

2267 MINERVA Road, North Port, FL, 34288 — assumable FHA mortgage at 3.10%
FHA
Active
13
$310,000$93,775 equity gap
Rate
3.10%
7.40%today
Payment
$1,025/mo
$1,663today
  • 3beds
  • 2baths
  • 1,252sqft

2267 MINERVA Road, North Port

25504 TALTAL Drive, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.70%
FHA
Active
13
$305,900$88,060 equity gap
Rate
3.70%
7.40%today
Payment
$1,163/mo
$1,749today
  • 4beds
  • 3baths
  • 3,060sqft

25504 TALTAL Drive, Punta Gorda

9082 ACORN Boulevard, Punta Gorda, FL, 33982 — assumable FHA mortgage at 2.70%
FHA
Active
50
$359,900$135,663 equity gap
Rate
2.70%
7.40%today
Payment
$1,043/mo
$1,781today
  • 4beds
  • 2baths
  • 2,313sqft

9082 ACORN Boulevard, Punta Gorda

10628 MCALESTER Circle, Port Charlotte, FL, 33981 — assumable VA mortgage at 2.72%
VA
Active
69
$894,000$384,496 equity gap
Rate
2.72%
7.40%today
Payment
$2,382/mo
$4,055today
  • 3beds
  • 3baths
  • 2,181sqft

10628 MCALESTER Circle, Port Charlotte

138 BUCKEYE Avenue, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.77%
VA
Active
49
$335,000$186,603 equity gap
Rate
2.77%
7.40%today
Payment
$696/mo
$1,177today
  • 2beds
  • 2baths
  • 1,080sqft

138 BUCKEYE Avenue, Port Charlotte

AMNESTY Drive, North Port, FL, 34288 — assumable FHA mortgage at 2.77%
FHA
Active
$65,000Potential short sale
Rate
2.77%
7.40%today
Payment
$884/mo
$1,496today
  • —beds
  • —baths
  • —sqft

AMNESTY Drive, North Port

3634 LULLABY Road, North Port, FL, 34287 — assumable VA mortgage at 2.78%
VA
Active
57
$275,000$121,580 equity gap
Rate
2.78%
7.40%today
Payment
$724/mo
$1,222today
  • 3beds
  • 2baths
  • 1,868sqft

3634 LULLABY Road, North Port

401 SORRENTO Court, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.81%
VA
Active
70
$1,080,000$512,547 equity gap
Rate
2.81%
7.40%today
Payment
$2,691/mo
$4,529today
  • 3beds
  • 3baths
  • 2,843sqft

401 SORRENTO Court, Punta Gorda

1240 NORA Lane, North Port, FL, 34286 — assumable VA mortgage at 2.86%
VA
Active
84
$415,000$194,994 equity gap
Rate
2.86%
7.40%today
Payment
$1,025/mo
$1,714today
  • 4beds
  • 2baths
  • 2,247sqft

1240 NORA Lane, North Port

1409 LAVILLA Road, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.90%
VA
Active
77
$875,000$555,253 equity gap
Rate
2.90%
7.40%today
Payment
$1,542/mo
$2,566today
  • 4beds
  • 3baths
  • 3,400sqft

1409 LAVILLA Road, Punta Gorda

13443 PEMBROKE Circle, Lake Suzy, FL, 34269 — assumable FHA mortgage at 2.90%
FHA
Active
45
$499,000$336,691 equity gap
Rate
2.90%
7.40%today
Payment
$918/mo
$1,433today
  • 3beds
  • 3baths
  • 3,055sqft

13443 PEMBROKE Circle, Lake Suzy

1452 WASSAIL Lane, Punta Gorda, FL, 33983 — assumable VA mortgage at 2.95%
VA
Active
37
$429,777$200,016 equity gap
Rate
2.95%
7.40%today
Payment
$1,089/mo
$1,799today
  • 3beds
  • 3baths
  • 2,104sqft

1452 WASSAIL Lane, Punta Gorda

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$305 /mo
Median cash to assume
$105,152
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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