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Assumable homes for sale in Ponce Inlet, FL

74 homesVA & FHA loansrates from 2.65% vs 7.40% today

Ponce Inlet assumption guide
5215 BEAR CORN Run, Port Orange, FL, 32128 — assumable VA mortgage at 3.04%
VA
Active
79
$450,000$86,523 equity gap
Rate
3.04%
7.40%today
Payment
$1,743/mo
$2,848today
  • 5beds
  • 3baths
  • 2,724sqft

5215 BEAR CORN Run, Port Orange

5258 BEAR CORN Run, Port Orange, FL, 32128 — assumable VA mortgage at 2.65%
VA
Active
55
$335,000$94,491 equity gap
Rate
2.65%
7.40%today
Payment
$1,113/mo
$1,912today
  • 3beds
  • 2baths
  • 1,760sqft

5258 BEAR CORN Run, Port Orange

84 BELLA LAGO Circle, Port Orange, FL, 32129 — assumable FHA mortgage at 2.87%
FHA
Active
38
$250,000$53,863 equity gap
Rate
2.87%
7.40%today
Payment
$936/mo
$1,564today
  • 2beds
  • 3baths
  • 1,624sqft

84 BELLA LAGO Circle, Port Orange

2858 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 2.90%
FHA
Active
29
$330,000$95,893 equity gap
Rate
2.90%
7.40%today
Payment
$1,124/mo
$1,869today
  • 4beds
  • 2baths
  • 1,889sqft

2858 NEVERLAND Drive, New Smyrna Beach

2055 ATLANTIC Avenue #1410, Daytona Beach, FL, 32118 — assumable VA mortgage at 2.94%
VA
Active
55
$585,000$134,126 equity gap
Rate
2.94%
7.40%today
Payment
$2,134/mo
$3,531today
  • 3beds
  • 3baths
  • 2,140sqft

2055 ATLANTIC Avenue #1410, Daytona Beach

2626 ATLANTIC Avenue #4050, Daytona Beach Shores, FL, 32118 — assumable VA mortgage at 2.97%
VA
Active
30
$249,900$51,866 equity gap
Rate
2.97%
7.40%today
Payment
$945/mo
$1,557today
  • 2beds
  • 2baths
  • 1,013sqft

2626 ATLANTIC Avenue #4050, Daytona Beach Shores

4767 ATLANTIC Avenue #402, Ponce Inlet, FL, 32127 — assumable VA mortgage at 3.75%
VA
Active
54
$874,900$43,285 equity gap
Rate
3.75%
7.40%today
Payment
$4,201/mo
$6,280today
  • 3beds
  • 3baths
  • 2,190sqft

4767 ATLANTIC Avenue #402, Ponce Inlet

748 MERRIMAC Drive, Port Orange, FL, 32127 — assumable FHA mortgage at 4.22%
FHA
Active
13
$210,000$5,444 equity gap
Rate
4.22%
7.40%today
Payment
$1,963/mo
$2,409today
  • 3beds
  • 2baths
  • 1,536sqft

748 MERRIMAC Drive, Port Orange

6239 WOODHAVEN VILLAGE Drive, Port Orange, FL, 32128 — assumable VA mortgage at 3.85%
VA
Active
50
$525,000$99,178 equity gap
Rate
3.85%
7.40%today
Payment
$2,178/mo
$3,217today
  • 4beds
  • 4baths
  • 2,651sqft

6239 WOODHAVEN VILLAGE Drive, Port Orange

400 HOLLY Street, South Daytona, FL, 32119 — assumable FHA mortgage at 2.67%
FHA
Active
19
$234,000$88,945 equity gap
Rate
2.67%
7.40%today
Payment
$674/mo
$1,156today
  • 3beds
  • 2baths
  • 1,050sqft

400 HOLLY Street, South Daytona

555 RIDGE Boulevard, South Daytona, FL, 32119 — assumable FHA mortgage at 2.73%
FHA
Active
38
$319,900$109,581 equity gap
Rate
2.73%
7.40%today
Payment
$980/mo
$1,666today
  • 3beds
  • 2baths
  • 1,320sqft

555 RIDGE Boulevard, South Daytona

843 NILES Street, Daytona Beach, FL, 32114 — assumable FHA mortgage at 3.02%
FHA
Active
31
$220,000$90,348 equity gap
Rate
3.02%
7.40%today
Payment
$632/mo
$1,035today
  • 3beds
  • 2baths
  • 1,000sqft

843 NILES Street, Daytona Beach

2916 MELETO Boulevard, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 3.07%
FHA
Active
39
$320,000$105,520 equity gap
Rate
3.07%
7.40%today
Payment
$1,058/mo
$1,723today
  • 3beds
  • 3baths
  • 1,754sqft

2916 MELETO Boulevard, New Smyrna Beach

49 CROOKED PINE Road, Port Orange, FL, 32128 — assumable VA mortgage at 2.71%
VA
Active
42
$249,000$118,617 equity gap
Rate
2.71%
7.40%today
Payment
$609/mo
$1,038today
  • 2beds
  • 2baths
  • 1,295sqft

49 CROOKED PINE Road, Port Orange

3434 TORRE Boulevard, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.81%
VA
Active
43
$418,500$173,885 equity gap
Rate
2.81%
7.40%today
Payment
$1,149/mo
$1,934today
  • 3beds
  • 2baths
  • 1,847sqft

3434 TORRE Boulevard, New Smyrna Beach

110 PORTOFINO Boulevard, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.89%
VA
Active
66
$1,100,000$816,107 equity gap
Rate
2.89%
7.40%today
Payment
$1,361/mo
$2,268today
  • 3beds
  • 3baths
  • 2,669sqft

110 PORTOFINO Boulevard, New Smyrna Beach

907 SYCAMORE Street, Daytona Beach, FL, 32114 — assumable VA mortgage at 2.90%
VA
Active
$325,950$187,775 equity gap
Rate
2.90%
7.40%today
Payment
$645/mo
$1,073today
  • 4beds
  • 3baths
  • 1,274sqft

907 SYCAMORE Street, Daytona Beach

2195 POINSETTIA Drive, Port Orange, FL, 32128 — assumable VA mortgage at 2.90%
VA
Active
90
$1,340,000$1,075,684 equity gap
Rate
2.90%
7.40%today
Payment
$1,234/mo
$2,053today
  • 6beds
  • 5baths
  • 5,648sqft

2195 POINSETTIA Drive, Port Orange

2144 JUNGLE Road, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.90%
VA
Active
31
$320,000$129,793 equity gap
Rate
2.90%
7.40%today
Payment
$915/mo
$1,523today
  • 3beds
  • 3baths
  • 1,868sqft

2144 JUNGLE Road, New Smyrna Beach

2071 PENINSULA Drive, Daytona Beach, FL, 32118 — assumable FHA mortgage at 2.91%
FHA
Active
53
$578,800$332,316 equity gap
Rate
2.91%
7.40%today
Payment
$1,187/mo
$1,973today
  • 4beds
  • 4baths
  • 2,048sqft

2071 PENINSULA Drive, Daytona Beach

3446 MEDICI Boulevard, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 2.95%
VA
Active
59
$415,000$254,084 equity gap
Rate
2.95%
7.40%today
Payment
$761/mo
$1,257today
  • 4beds
  • 4baths
  • 2,379sqft

3446 MEDICI Boulevard, New Smyrna Beach

3321 PINO Avenue, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 3.09%
FHA
Active
100
$410,000$251,014 equity gap
Rate
3.09%
7.40%today
Payment
$788/mo
$1,265today
  • 3beds
  • 2baths
  • 1,867sqft

3321 PINO Avenue, New Smyrna Beach

1317 SHANGRI LA Drive, Daytona Beach, FL, 32119 — assumable FHA mortgage at 3.92%
FHA
Active
37
$259,999$67,367 equity gap
Rate
3.92%
7.40%today
Payment
$995/mo
$1,457today
  • 3beds
  • 2baths
  • 1,448sqft

1317 SHANGRI LA Drive, Daytona Beach

636 RIVERSIDE Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 3.18%
VA
Active
75
$2,049,000$1,254,842 equity gap
Rate
3.18%
7.40%today
Payment
$3,928/mo
$6,304today
  • 3beds
  • 4baths
  • 3,250sqft

636 RIVERSIDE Drive, New Smyrna Beach

2635 NEVERLAND Drive, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.98%
VA
Active
57
$365,000$21,809 equity gap
Rate
4.98%
7.40%today
Payment
$1,970/mo
$2,546today
  • 3beds
  • 2baths
  • 1,690sqft

2635 NEVERLAND Drive, New Smyrna Beach

706 BOSTON Avenue, South Daytona, FL, 32119 — assumable FHA mortgage at 3.54%
FHA
Active
62
$299,900$205,939 equity gap
Rate
3.54%
7.40%today
Payment
$620/mo
$952today
  • 4beds
  • 2baths
  • 2,086sqft

706 BOSTON Avenue, South Daytona

2511 MILTON Avenue, New Smyrna Beach, FL, 32168 — assumable FHA mortgage at 3.61%
FHA
Active
36
$330,000$223,759 equity gap
Rate
3.61%
7.40%today
Payment
$626/mo
$952today
  • 3beds
  • 2baths
  • 1,466sqft

2511 MILTON Avenue, New Smyrna Beach

940 VILLAGE Trail #6-103, Port Orange, FL, 32127 — assumable VA mortgage at 4.50%
VA
Active
64
$220,000$41,864 equity gap
Rate
4.50%
7.40%today
Payment
$970/mo
$1,325today
  • 2beds
  • 2baths
  • 1,006sqft

940 VILLAGE Trail #6-103, Port Orange

169 LEISURE Circle, Port Orange, FL, 32127 — assumable FHA mortgage at 3.75%
FHA
Active
32
$299,900$122,279 equity gap
Rate
3.75%
7.40%today
Payment
$955/mo
$1,428today
  • 3beds
  • 2baths
  • 1,658sqft

169 LEISURE Circle, Port Orange

2005 ORIOLE Lane, South Daytona, FL, 32119 — assumable VA mortgage at 5.09%
VA
Active
39
$299,900$31,839 equity gap
Rate
5.09%
7.40%today
Payment
$1,556/mo
$1,986today
  • 3beds
  • 2baths
  • 1,172sqft

2005 ORIOLE Lane, South Daytona

1110 MONTICELLO Lane #1, Port Orange, FL, 32129 — assumable FHA mortgage at 5.30%
FHA
Active
59
$279,000$44,717 equity gap
Rate
5.30%
7.40%today
Payment
$1,385/mo
$1,727today
  • 2beds
  • 2baths
  • 1,039sqft

1110 MONTICELLO Lane #1, Port Orange

724 ST ANDREWS CIRCLE, New Smyrna Beach, FL, 32168 — assumable VA mortgage at 4.05%
VA
Active
54
$400,000$266,095 equity gap
Rate
4.05%
7.40%today
Payment
$794/mo
$1,144today
  • 2beds
  • 2baths
  • 1,755sqft

724 ST ANDREWS CIRCLE, New Smyrna Beach

770 PELICAN BAY Drive, Daytona Beach, FL, 32119 — assumable VA mortgage at 6.32%
VA
Active
85
$795,000$14,810 equity gap
Rate
6.32%
7.40%today
Payment
$4,937/mo
$5,510today
  • 5beds
  • 4baths
  • 3,165sqft

770 PELICAN BAY Drive, Daytona Beach

825 KOTTLE Circle, Daytona Beach, FL, 32114 — assumable FHA mortgage at 6.34%
FHA
Active
35
$179,900Potential short sale
Rate
6.34%
7.40%today
Payment
$1,240/mo
$1,381today
  • 4beds
  • 2baths
  • 1,337sqft

825 KOTTLE Circle, Daytona Beach

780 BENNETT Road, South Daytona, FL, 32119 — assumable FHA mortgage at 6.63%
FHA
Active
11
$248,800Potential short sale
Rate
6.63%
7.40%today
Payment
$1,620/mo
$1,751today
  • 3beds
  • 2baths
  • 1,264sqft

780 BENNETT Road, South Daytona

918 WELLS Drive, South Daytona, FL, 32119 — assumable FHA mortgage at 6.65%
FHA
Active
44
$355,000$3,499 equity gap
Rate
6.65%
7.40%today
Payment
$2,288/mo
$2,468today
  • 3beds
  • 2baths
  • 1,687sqft

918 WELLS Drive, South Daytona

Assuming a mortgage in Ponce Inlet

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$524 /mo
Median cash to assume
$76,982
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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