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Assumable homes for sale in Palmetto, FL

30 homesFHA & VA loansrates from 2.65% vs 7.40% today

Palmetto assumption guide
5834 BUNGALOW GROVE Court, Palmetto, FL, 34221 — assumable VA mortgage at 2.99%
VA
Active
44
$325,000$94,017 equity gap
Rate
2.99%
7.40%today
Payment
$1,122/mo
$1,845today
  • 3beds
  • 2baths
  • 1,505sqft

5834 BUNGALOW GROVE Court, Palmetto

5310 72ND Street, Palmetto, FL, 34221 — assumable FHA mortgage at 3.10%
FHA
Active
45
$349,900$94,200 equity gap
Rate
3.10%
7.40%today
Payment
$1,237/mo
$2,006today
  • 3beds
  • 2baths
  • 1,703sqft

5310 72ND Street, Palmetto

5206 GAVELLA Cove, Palmetto, FL, 34221 — assumable FHA mortgage at 2.65%
FHA
Active
44
$519,900$205,488 equity gap
Rate
2.65%
7.40%today
Payment
$1,455/mo
$2,500today
  • 5beds
  • 4baths
  • 2,915sqft

5206 GAVELLA Cove, Palmetto

4195 LITTLE GAP Loop, Ellenton, FL, 34222 — assumable FHA mortgage at 2.70%
FHA
Active
5
$424,900$143,823 equity gap
Rate
2.70%
7.40%today
Payment
$1,314/mo
$2,243today
  • 4beds
  • 3baths
  • 2,697sqft

4195 LITTLE GAP Loop, Ellenton

3514 77TH Court, Palmetto, FL, 34221 — assumable VA mortgage at 2.72%
VA
Active
21
$415,000$163,675 equity gap
Rate
2.72%
7.40%today
Payment
$1,178/mo
$2,005today
  • 3beds
  • 2baths
  • 1,702sqft

3514 77TH Court, Palmetto

6133 WILLOWSIDE Street, Palmetto, FL, 34221 — assumable FHA mortgage at 3.10%
FHA
Active
30
$279,900$91,034 equity gap
Rate
3.10%
7.40%today
Payment
$933/mo
$1,512today
  • 3beds
  • 3baths
  • 1,607sqft

6133 WILLOWSIDE Street, Palmetto

4939 LOS ROBLES Court, Palmetto, FL, 34221 — assumable FHA mortgage at 3.76%
FHA
Active
44
$550,000$159,000 equity gap
Rate
3.76%
7.40%today
Payment
$1,985/mo
$2,964today
  • 5beds
  • 4baths
  • 2,636sqft

4939 LOS ROBLES Court, Palmetto

4514 STICKLEY Court, Palmetto, FL, 34221 — assumable VA mortgage at 2.90%
VA
Active
40
$885,000$467,430 equity gap
Rate
2.90%
7.40%today
Payment
$1,967/mo
$3,273today
  • 3beds
  • 3baths
  • 3,161sqft

4514 STICKLEY Court, Palmetto

4327 REISSWOOD Loop, Palmetto, FL, 34221 — assumable FHA mortgage at 3.30%
FHA
Active
43
$349,995$126,690 equity gap
Rate
3.30%
7.40%today
Payment
$1,134/mo
$1,793today
  • 3beds
  • 3baths
  • 2,014sqft

4327 REISSWOOD Loop, Palmetto

3940 MOSSY LIMB Court, Palmetto, FL, 34221 — assumable VA mortgage at 3.30%
VA
Active
42
$372,900$146,417 equity gap
Rate
3.30%
7.40%today
Payment
$1,147/mo
$1,814today
  • 3beds
  • 2baths
  • 1,844sqft

3940 MOSSY LIMB Court, Palmetto

6541 DEVESTA Loop, Palmetto, FL, 34221 — assumable FHA mortgage at 3.65%
FHA
Active
61
$455,000$180,944 equity gap
Rate
3.65%
7.40%today
Payment
$1,446/mo
$2,188today
  • 4beds
  • 3baths
  • 3,213sqft

6541 DEVESTA Loop, Palmetto

6723 DEVESTA Loop, Palmetto, FL, 34221 — assumable FHA mortgage at 3.65%
FHA
Active
37
$575,000$298,995 equity gap
Rate
3.65%
7.40%today
Payment
$1,469/mo
$2,224today
  • 5beds
  • 4baths
  • 3,651sqft

6723 DEVESTA Loop, Palmetto

5951 MAIDENSTONE Way, Palmetto, FL, 34221 — assumable FHA mortgage at 6.89%
FHA
Active
51
$399,900$4,056 equity gap
Rate
6.89%
7.40%today
Payment
$2,662/mo
$2,801today
  • 4beds
  • 3baths
  • 2,320sqft

5951 MAIDENSTONE Way, Palmetto

8131 TEA OLIVE Terrace, Palmetto, FL, 34221 — assumable FHA mortgage at 6.96%
FHA
Active
29
$420,000$20,443 equity gap
Rate
6.96%
7.40%today
Payment
$2,735/mo
$2,858today
  • 4beds
  • 3baths
  • 1,698sqft

8131 TEA OLIVE Terrace, Palmetto

4546 LINDEVER Lane, Palmetto, FL, 34221 — assumable FHA mortgage at 4.32%
FHA
Active
48
$319,900$143,711 equity gap
Rate
4.32%
7.40%today
Payment
$1,047/mo
$1,462today
  • 3beds
  • 2baths
  • 1,516sqft

4546 LINDEVER Lane, Palmetto

3809 SILVER STRAND Trail, Palmetto, FL, 34221 — assumable FHA mortgage at 4.41%
FHA
Active
28
$414,000$224,150 equity gap
Rate
4.41%
7.40%today
Payment
$1,108/mo
$1,530today
  • 5beds
  • 3baths
  • 2,605sqft

3809 SILVER STRAND Trail, Palmetto

5521 OLANO Street, Palmetto, FL, 34221 — assumable FHA mortgage at 6.11%
FHA
Active
36
$425,000$42,063 equity gap
Rate
6.11%
7.40%today
Payment
$2,636/mo
$2,966today
  • 4beds
  • 2baths
  • 2,278sqft

5521 OLANO Street, Palmetto

5603 NIGHT OWL Terrace, Palmetto, FL, 34221 — assumable FHA mortgage at 6.73%
FHA
Active
34
$465,000$40,843 equity gap
Rate
6.73%
7.40%today
Payment
$2,856/mo
$3,055today
  • 4beds
  • 3baths
  • 2,738sqft

5603 NIGHT OWL Terrace, Palmetto

9210 52ND Avenue, Palmetto, FL, 34221 — assumable VA mortgage at 5.41%
VA
Active
42
$475,000$111,439 equity gap
Rate
5.41%
7.40%today
Payment
$2,170/mo
$2,673today
  • 3beds
  • 2baths
  • 1,718sqft

9210 52ND Avenue, Palmetto

8234 TEA OLIVE Terrace, Palmetto, FL, 34221 — assumable VA mortgage at 6.12%
VA
Active
51
$699,900$112,332 equity gap
Rate
6.12%
7.40%today
Payment
$3,743/mo
$4,267today
  • 5beds
  • 4baths
  • 2,949sqft

8234 TEA OLIVE Terrace, Palmetto

5802 BROAD RIVER Run, Ellenton, FL, 34222 — assumable VA mortgage at 6.39%
VA
Active
73
$469,900$68,233 equity gap
Rate
6.39%
7.40%today
Payment
$2,614/mo
$2,897today
  • 4beds
  • 3baths
  • 3,235sqft

5802 BROAD RIVER Run, Ellenton

5918 OAK MILL Terrace, Palmetto, FL, 34221 — assumable FHA mortgage at 4.71%
FHA
Active
56
$410,000$289,670 equity gap
Rate
4.71%
7.40%today
Payment
$941/mo
$1,254today
  • 4beds
  • 3baths
  • 2,166sqft

5918 OAK MILL Terrace, Palmetto

6834 34TH Avenue, Palmetto, FL, 34221 — assumable FHA mortgage at 5.78%
FHA
Active
38
$369,900$88,351 equity gap
Rate
5.78%
7.40%today
Payment
$1,748/mo
$2,068today
  • 3beds
  • 2baths
  • 1,180sqft

6834 34TH Avenue, Palmetto

8922 FOUNDERS Circle, Palmetto, FL, 34221 — assumable FHA mortgage at 5.07%
FHA
Active
$420,000$273,357 equity gap
Rate
5.07%
7.40%today
Payment
$1,328/mo
$1,700today
  • 4beds
  • 4baths
  • 2,909sqft

8922 FOUNDERS Circle, Palmetto

5118 ROCKY COAST Place, Palmetto, FL, 34221 — assumable FHA mortgage at 6.12%
FHA
Active
99
$599,000$168,262 equity gap
Rate
6.12%
7.40%today
Payment
$2,737/mo
$3,120today
  • 5beds
  • 3baths
  • 2,601sqft

5118 ROCKY COAST Place, Palmetto

7449 SEA MANATEE Street, Parrish, FL, 34219 — assumable VA mortgage at 6.67%
VA
Active
38
$700,000$205,411 equity gap
Rate
6.67%
7.40%today
Payment
$3,216/mo
$3,462today
  • 4beds
  • 3baths
  • 2,720sqft

7449 SEA MANATEE Street, Parrish

6022 TREMEZA Place, Palmetto, FL, 34221 — assumable FHA mortgage at 5.25%
FHA
Active
49
$379,900$284,948 equity gap
Rate
5.25%
7.40%today
Payment
$562/mo
$705today
  • 4beds
  • 2baths
  • 1,939sqft

6022 TREMEZA Place, Palmetto

5438 TRIPOLI Drive, Palmetto, FL, 34221 — assumable FHA mortgage at 6.36%
FHA
Active
14
$249,900Potential short sale
Rate
6.36%
7.40%today
Payment
$2,194/mo
$2,439today
  • 3beds
  • 3baths
  • 1,664sqft

5438 TRIPOLI Drive, Palmetto

2854 89TH STREET Circle, Palmetto, FL, 34221 — assumable FHA mortgage at 6.79%
FHA
Active
43
$360,000Potential short sale
Rate
6.79%
7.40%today
Payment
$2,826/mo
$3,005today
  • 5beds
  • 3baths
  • 2,589sqft

2854 89TH STREET Circle, Palmetto

2652 89TH STREET Circle, Palmetto, FL, 34221 — assumable VA mortgage at 7.09%
VA
Active
45
$369,900$169,524 equity gap
Rate
7.09%
7.40%today
Payment
$1,376/mo
$1,419today
  • 3beds
  • 2baths
  • 1,627sqft

2652 89TH STREET Circle, Palmetto

Assuming a mortgage in Palmetto

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$562 /mo
Median cash to assume
$145,120
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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