Assumable homes for sale in Palm Desert, CA

4 homesFHA & VA loansrates from 2.81% vs 7.40% today

Palm Desert assumption guide
74495 Gary Avenue, Palm Desert, CA, 92260 — assumable FHA mortgage at 2.81%
FHA
Active
51
$315,000$211,705 equity gap
Rate
2.81%
7.40%today
Payment
$489/mo
$823today
  • 2beds
  • 2baths
  • 1,881sqft

74495 Gary Avenue, Palm Desert

72795 Pitahaya Street, Palm Desert, CA, 92260 — assumable VA mortgage at 3.29%
VA
Active
41
$698,000$416,036 equity gap
Rate
3.29%
7.40%today
Payment
$1,430/mo
$2,264today
  • 3beds
  • 3baths
  • 1,580sqft

72795 Pitahaya Street, Palm Desert

44129 Elba Court, Palm Desert, CA, 92260 — assumable FHA mortgage
FHA
Active
26
$399,950$399,950 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,584sqft

44129 Elba Court, Palm Desert

48680 Desert Flower Drive, Palm Desert, CA, 92260 — assumable FHA mortgage
FHA
Active
20
$364,900$364,900 equity gap
Rate
—%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,118sqft

48680 Desert Flower Drive, Palm Desert

Assuming a mortgage in Palm Desert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$489 /mo
Median cash to assume
$382,425
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.