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Assumable homes for sale in Palmdale, CA

82 homesFHA & VA loansrates from 2.13% vs 7.40% today

Palmdale assumption guide
5840 Almond Valley Way, Lancaster, CA, 93536 — assumable FHA mortgage at 3.10%
FHATop pick
Active
$460,000Potential short sale
Rate
3.10%
7.40%today
Payment
$2,182/mo
$3,539today
  • 4beds
  • 3baths
  • 2,050sqft

5840 Almond Valley Way, Lancaster

37612 Limelight, Palmdale, CA, 93551 — assumable FHA mortgage at 2.67%
FHA
Active
48
$539,999$104,445 equity gap
Rate
2.67%
7.40%today
Payment
$2,015/mo
$3,454today
  • 4beds
  • 3baths
  • 2,328sqft

37612 Limelight, Palmdale

39749 Gorham Lane, Palmdale, CA, 93551 — assumable VA mortgage at 2.98%
VA
Active
55
$610,000$111,190 equity gap
Rate
2.98%
7.40%today
Payment
$2,355/mo
$3,877today
  • 4beds
  • 3baths
  • 2,394sqft

39749 Gorham Lane, Palmdale

42910 Burlwood, Lancaster, CA, 93536 — assumable VA mortgage at 2.125%
VA
Active
33
$499,900$129,194 equity gap
Rate
2.125%
7.40%today
Payment
$1,623/mo
$2,989today
  • 4beds
  • 3baths
  • 2,089sqft

42910 Burlwood, Lancaster

3993 Saddle, Palmdale, CA, 93551 — assumable FHA mortgage at 2.97%
FHA
Active
48
$689,900$182,091 equity gap
Rate
2.97%
7.40%today
Payment
$2,411/mo
$3,975today
  • 4beds
  • 3baths
  • 2,731sqft

3993 Saddle, Palmdale

43921 Freer Way, Lancaster, CA, 93536 — assumable FHA mortgage at 2.97%
FHA
Active
13
$599,997$143,132 equity gap
Rate
2.97%
7.40%today
Payment
$2,169/mo
$3,576today
  • 3beds
  • 3baths
  • 3,096sqft

43921 Freer Way, Lancaster

40723 Vista Calma, Palmdale, CA, 93551 — assumable FHA mortgage at 3.05%
FHA
Active
70
$899,000$200,433 equity gap
Rate
3.05%
7.40%today
Payment
$3,302/mo
$5,388today
  • 4beds
  • 3baths
  • 2,429sqft

40723 Vista Calma, Palmdale

43021 Artesia Court, Lancaster, CA, 93535 — assumable FHA mortgage at 4.17%
FHA
Active
42
$479,990Potential short sale
Rate
4.17%
7.40%today
Payment
$2,526/mo
$3,590today
  • 4beds
  • 3baths
  • 3,020sqft

43021 Artesia Court, Lancaster

38218 Chapelle Street, Palmdale, CA, 93552 — assumable VA mortgage at 3.92%
VA
Active
45
$589,900$66,071 equity gap
Rate
3.92%
7.40%today
Payment
$2,690/mo
$3,939today
  • 4beds
  • 3baths
  • 2,532sqft

38218 Chapelle Street, Palmdale

43333 Cottage Lane, Lancaster, CA, 93536 — assumable FHA mortgage at 4.17%
FHA
Active
37
$489,999$47,129 equity gap
Rate
4.17%
7.40%today
Payment
$2,344/mo
$3,331today
  • 4beds
  • 3baths
  • 1,809sqft

43333 Cottage Lane, Lancaster

4718 Quartz Hill, Lancaster, CA, 93536 — assumable FHA mortgage at 2.77%
FHA
Active
40
$525,000$207,798 equity gap
Rate
2.77%
7.40%today
Payment
$1,484/mo
$2,510today
  • 3beds
  • 3baths
  • 1,848sqft

4718 Quartz Hill, Lancaster

41910 Montallegro Street, Lancaster, CA, 93536 — assumable FHA mortgage at 3.02%
FHA
Active
59
$929,999$316,079 equity gap
Rate
3.02%
7.40%today
Payment
$2,924/mo
$4,790today
  • 5beds
  • 5baths
  • 4,044sqft

41910 Montallegro Street, Lancaster

1021 Avenue J13, Lancaster, CA, 93534 — assumable FHA mortgage at 3.08%
FHA
Active
24
$435,000$131,744 equity gap
Rate
3.08%
7.40%today
Payment
$1,464/mo
$2,379today
  • 4beds
  • 2baths
  • 1,994sqft

1021 Avenue J13, Lancaster

4100 Avenue Q11, Palmdale, CA, 93552 — assumable FHA mortgage at 3.09%
FHA
Active
25
$439,000$175,435 equity gap
Rate
3.09%
7.40%today
Payment
$1,251/mo
$2,031today
  • 3beds
  • 2baths
  • 1,549sqft

4100 Avenue Q11, Palmdale

2052 Avenue R12, Palmdale, CA, 93550 — assumable FHA mortgage at 2.73%
FHA
Active
29
$485,000$470,263 equity gap
Rate
2.73%
7.40%today
Payment
$78/mo
$126today
  • 3beds
  • 2baths
  • 1,502sqft

2052 Avenue R12, Palmdale

43815 47th Street, Lancaster, CA, 93536 — assumable VA mortgage at 2.79%
VA
Active
54
$624,900$294,057 equity gap
Rate
2.79%
7.40%today
Payment
$1,555/mo
$2,623today
  • 5beds
  • 3baths
  • 4,156sqft

43815 47th Street, Lancaster

3458 Santa Barbara Court, Palmdale, CA, 93550 — assumable FHA mortgage at 2.87%
FHA
Active
17
$389,000$375,311 equity gap
Rate
2.87%
7.40%today
Payment
$75/mo
$117today
  • 2beds
  • 2baths
  • 1,101sqft

3458 Santa Barbara Court, Palmdale

32854 Crown Valley Road, Acton, CA, 93510 — assumable FHA mortgage at 2.88%
FHA
Active
70
$1,200,000$496,852 equity gap
Rate
2.88%
7.40%today
Payment
$3,261/mo
$5,439today
  • 4beds
  • 3baths
  • 3,091sqft

32854 Crown Valley Road, Acton

4659 Avenue J13, Lancaster, CA, 93536 — assumable VA mortgage at 2.88%
VA
Active
64
$599,900$562,747 equity gap
Rate
2.88%
7.40%today
Payment
$183/mo
$298today
  • 4beds
  • 3baths
  • 2,817sqft

4659 Avenue J13, Lancaster

220 Avenue P5, Palmdale, CA, 93550 — assumable FHA mortgage at 2.98%
FHA
Active
10
$30,000Potential short sale
Rate
2.98%
7.40%today
Payment
$1,465/mo
$2,412today
  • —beds
  • —baths
  • —sqft

220 Avenue P5, Palmdale

220 Avenue P5, Palmdale, CA, 93550 — assumable FHA mortgage at 2.98%
FHA
Active
8
$35,000Potential short sale
Rate
2.98%
7.40%today
Payment
$1,465/mo
$2,412today
  • —beds
  • —baths
  • —sqft

220 Avenue P5, Palmdale

40939 Woodshire Drive, Palmdale, CA, 93551 — assumable VA mortgage at 3.10%
VA
Active
44
$939,000$577,272 equity gap
Rate
3.10%
7.40%today
Payment
$1,708/mo
$2,770today
  • 6beds
  • 4baths
  • 4,050sqft

40939 Woodshire Drive, Palmdale

38457 31st, Palmdale, CA, 93550 — assumable FHA mortgage at 3.11%
FHA
Active
26
$359,000$172,901 equity gap
Rate
3.11%
7.40%today
Payment
$882/mo
$1,428today
  • 3beds
  • 1baths
  • 914sqft

38457 31st, Palmdale

37412 Butternut Lane, Palmdale, CA, 93551 — assumable FHA mortgage at 3.47%
FHA
Active
43
$610,000$218,971 equity gap
Rate
3.47%
7.40%today
Payment
$2,021/mo
$3,127today
  • 4beds
  • 3baths
  • 2,629sqft

37412 Butternut Lane, Palmdale

2614 Joshua Hills DR, Palmdale, CA, 93550 — assumable FHA mortgage at 3.21%
FHA
Active
24
$524,999$230,701 equity gap
Rate
3.21%
7.40%today
Payment
$1,467/mo
$2,345today
  • 3beds
  • 2baths
  • 1,434sqft

2614 Joshua Hills DR, Palmdale

2561 Avenue K, Lancaster, CA, 93536 — assumable VA mortgage at 3.23%
VA
Active
75
$619,900$324,332 equity gap
Rate
3.23%
7.40%today
Payment
$1,473/mo
$2,349today
  • 4beds
  • 3baths
  • 1,997sqft

2561 Avenue K, Lancaster

37779 Nova Ave, Palmdale, CA, 93552 — assumable FHA mortgage at 3.50%
FHA
Active
30
$610,000$257,715 equity gap
Rate
3.50%
7.40%today
Payment
$1,830/mo
$2,822today
  • 3beds
  • 3baths
  • 2,748sqft

37779 Nova Ave, Palmdale

2723 Nandina, Palmdale, CA, 93550 — assumable FHA mortgage at 3.60%
FHA
Active
18
$424,900$182,485 equity gap
Rate
3.60%
7.40%today
Payment
$1,272/mo
$1,938today
  • 3beds
  • 2baths
  • 1,190sqft

2723 Nandina, Palmdale

125 Lakeview, Palmdale, CA, 93551 — assumable FHA mortgage at 3.65%
FHA
Active
44
$799,900$412,324 equity gap
Rate
3.65%
7.40%today
Payment
$2,291/mo
$3,467today
  • 3beds
  • 3baths
  • 3,260sqft

125 Lakeview, Palmdale

40201 La Cota Drive, Palmdale, CA, 93550 — assumable FHA mortgage at 3.66%
FHA
Active
36
$410,000$263,034 equity gap
Rate
3.66%
7.40%today
Payment
$877/mo
$1,326today
  • 3beds
  • 3baths
  • 1,475sqft

40201 La Cota Drive, Palmdale

2154 W Avenue M12, Palmdale, CA, 93551 — assumable FHA mortgage at 3.73%
FHA
Active
17
$661,000$454,063 equity gap
Rate
3.73%
7.40%today
Payment
$1,225/mo
$1,836today
  • 3beds
  • 2baths
  • 1,670sqft

2154 W Avenue M12, Palmdale

5856 Blue Sage, Palmdale, CA, 93552 — assumable FHA mortgage at 3.75%
FHA
Active
30
$460,000$198,980 equity gap
Rate
3.75%
7.40%today
Payment
$1,410/mo
$2,108today
  • 3beds
  • 2baths
  • 1,675sqft

5856 Blue Sage, Palmdale

38577 Pallas Court, Palmdale, CA, 93551 — assumable VA mortgage at 3.77%
VA
Active
19
$645,000$272,334 equity gap
Rate
3.77%
7.40%today
Payment
$2,017/mo
$3,008today
  • 3beds
  • 3baths
  • 2,564sqft

38577 Pallas Court, Palmdale

2738 Chicory Lane, Palmdale, CA, 93551 — assumable FHA mortgage at 5.11%
FHA
Active
60
$799,900$148,386 equity gap
Rate
5.11%
7.40%today
Payment
$3,789/mo
$4,827today
  • 4beds
  • 5baths
  • 2,691sqft

2738 Chicory Lane, Palmdale

33011 Crown Valley Road, Acton, CA, 93510 — assumable FHA mortgage at 3.91%
FHA
Active
32
$549,000$297,866 equity gap
Rate
3.91%
7.40%today
Payment
$1,553/mo
$2,277today
  • 3beds
  • 1baths
  • 1,337sqft

33011 Crown Valley Road, Acton

37515 Limelight Way, Palmdale, CA, 93551 — assumable VA mortgage at 5.41%
VA
Active
39
$539,800$22,715 equity gap
Rate
5.41%
7.40%today
Payment
$3,086/mo
$3,801today
  • 4beds
  • 3baths
  • 2,328sqft

37515 Limelight Way, Palmdale

Assuming a mortgage in Palmdale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.13%
Lowest existing payment
$305 /mo
Median cash to assume
$166,558
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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