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Assumable homes for sale in Palm Coast, FL

79 homesFHA & VA loansrates from 2.18% vs 7.40% today

Palm Coast assumption guide
3 CLARK Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.10%
FHATop pick
Active
18
$275,000$18,600 equity gap
Rate
3.10%
7.40%today
Payment
$1,216/mo
$1,972today
  • 3beds
  • 2baths
  • 1,484sqft

3 CLARK Lane, Palm Coast

75 RIVERVIEW Bend #1624, Palm Coast, FL, 32137 — assumable VA mortgage at 2.86%
VA
Active
69
$310,000$47,995 equity gap
Rate
2.86%
7.40%today
Payment
$1,221/mo
$2,041today
  • 3beds
  • 2baths
  • 1,283sqft

75 RIVERVIEW Bend #1624, Palm Coast

51 FANSHAWE Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 2.98%
FHA
Active
37
$375,000$49,149 equity gap
Rate
2.98%
7.40%today
Payment
$1,525/mo
$2,511today
  • 3beds
  • 3baths
  • 2,056sqft

51 FANSHAWE Lane, Palm Coast

5 BUD HOLLOW Drive, Palm Coast, FL, 32137 — assumable VA mortgage at 3.07%
VA
Active
24
$355,000$50,389 equity gap
Rate
3.07%
7.40%today
Payment
$1,443/mo
$2,348today
  • 3beds
  • 2baths
  • 1,637sqft

5 BUD HOLLOW Drive, Palm Coast

25 ROCKINGHAM Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.92%
FHA
Active
22
$275,000Potential short sale
Rate
3.92%
7.40%today
Payment
$1,516/mo
$2,220today
  • 4beds
  • 2baths
  • 1,463sqft

25 ROCKINGHAM Lane, Palm Coast

41 WHITE STAR Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 2.87%
FHA
Active
19
$366,000$101,176 equity gap
Rate
2.87%
7.40%today
Payment
$1,235/mo
$2,063today
  • 3beds
  • 2baths
  • 1,983sqft

41 WHITE STAR Drive, Palm Coast

65 RYECLIFFE Drive, Palm Coast, FL, 32164 — assumable VA mortgage at 3.04%
VA
Active
7
$265,000$55,641 equity gap
Rate
3.04%
7.40%today
Payment
$1,004/mo
$1,640today
  • 3beds
  • 2baths
  • 1,270sqft

65 RYECLIFFE Drive, Palm Coast

5 LYNTON Place, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.07%
FHA
Active
48
$394,000$83,612 equity gap
Rate
3.07%
7.40%today
Payment
$1,470/mo
$2,393today
  • 3beds
  • 2baths
  • 2,117sqft

5 LYNTON Place, Palm Coast

20 ROYAL TERN Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.12%
FHA
Active
59
$318,000$79,214 equity gap
Rate
3.12%
7.40%today
Payment
$1,135/mo
$1,835today
  • 4beds
  • 2baths
  • 1,806sqft

20 ROYAL TERN Lane, Palm Coast

16 WHITE DOVE Lane, Palm Coast, FL, 32164 — assumable VA mortgage at 3.85%
VA
Active
50
$389,000$54,511 equity gap
Rate
3.85%
7.40%today
Payment
$1,711/mo
$2,527today
  • 3beds
  • 2baths
  • 2,118sqft

16 WHITE DOVE Lane, Palm Coast

300 BELLA HARBOR Court #101, Palm Coast, FL, 32137 — assumable VA mortgage at 2.299%
VA
Active
70
$325,000$102,354 equity gap
Rate
2.299%
7.40%today
Payment
$1,009/mo
$1,816today
  • 3beds
  • 2baths
  • 1,804sqft

300 BELLA HARBOR Court #101, Palm Coast

191 PRITCHARD Drive, Palm Coast, FL, 32164 — assumable VA mortgage at 2.67%
VA
Active
47
$349,900$106,371 equity gap
Rate
2.67%
7.40%today
Payment
$1,132/mo
$1,940today
  • 3beds
  • 2baths
  • 1,957sqft

191 PRITCHARD Drive, Palm Coast

173 RYBERRY Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 2.87%
FHA
Active
24
$269,000$75,235 equity gap
Rate
2.87%
7.40%today
Payment
$904/mo
$1,509today
  • 3beds
  • 2baths
  • 1,247sqft

173 RYBERRY Drive, Palm Coast

176 PINE GROVE Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.05%
FHA
Active
37
$295,000$115,759 equity gap
Rate
3.05%
7.40%today
Payment
$862/mo
$1,407today
  • 3beds
  • 2baths
  • 1,549sqft

176 PINE GROVE Drive, Palm Coast

22 FIRETHORN Lane, Palm Coast, FL, 32137 — assumable VA mortgage at 3.21%
VA
Active
34
$300,000$103,152 equity gap
Rate
3.21%
7.40%today
Payment
$983/mo
$1,572today
  • 3beds
  • 2baths
  • 1,376sqft

22 FIRETHORN Lane, Palm Coast

33 ROYAL LEAF Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 2.18%
FHA
Active
40
$359,900$182,235 equity gap
Rate
2.18%
7.40%today
Payment
$767/mo
$1,402today
  • 4beds
  • 2baths
  • 2,440sqft

33 ROYAL LEAF Lane, Palm Coast

19 RED OAK Place, Palm Coast, FL, 32164 — assumable FHA mortgage at 2.71%
FHA
Active
45
$285,000$156,680 equity gap
Rate
2.71%
7.40%today
Payment
$599/mo
$1,022today
  • 3beds
  • 2baths
  • 1,584sqft

19 RED OAK Place, Palm Coast

58 BRITTANY Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 2.72%
FHA
Active
75
$345,000$144,753 equity gap
Rate
2.72%
7.40%today
Payment
$938/mo
$1,598today
  • 3beds
  • 2baths
  • 1,808sqft

58 BRITTANY Lane, Palm Coast

40 OAKLEAF Way, Palm Coast, FL, 32137 — assumable VA mortgage at 2.80%
VA
Active
63
$426,000$126,832 equity gap
Rate
2.80%
7.40%today
Payment
$1,404/mo
$2,366today
  • 5beds
  • 4baths
  • 2,776sqft

40 OAKLEAF Way, Palm Coast

6 MASTERS COURT #6, Palm Coast, FL, 32137 — assumable FHA mortgage at 2.81%
FHA
Active
21
$175,000$71,685 equity gap
Rate
2.81%
7.40%today
Payment
$485/mo
$817today
  • 2beds
  • 2baths
  • 950sqft

6 MASTERS COURT #6, Palm Coast

83 ROXBORO Drive, Palm Coast, FL, 32164 — assumable VA mortgage at 2.81%
VA
Active
43
$314,900$162,737 equity gap
Rate
2.81%
7.40%today
Payment
$720/mo
$1,212today
  • 3beds
  • 2baths
  • 1,846sqft

83 ROXBORO Drive, Palm Coast

38 RED MILL Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 2.83%
FHA
Active
23
$380,000$175,012 equity gap
Rate
2.83%
7.40%today
Payment
$972/mo
$1,632today
  • 4beds
  • 3baths
  • 2,976sqft

38 RED MILL Drive, Palm Coast

1 OCEAN RIDGE Boulevard, Palm Coast, FL, 32137 — assumable VA mortgage at 2.88%
VA
Active
84
$2,699,000$2,126,754 equity gap
Rate
2.88%
7.40%today
Payment
$2,666/mo
$4,446today
  • 6beds
  • 5baths
  • 5,162sqft

1 OCEAN RIDGE Boulevard, Palm Coast

64 LANCELOT Drive, Palm Coast, FL, 32137 — assumable VA mortgage at 2.90%
VA
Active
57
$499,900$351,910 equity gap
Rate
2.90%
7.40%today
Payment
$709/mo
$1,179today
  • 3beds
  • 2baths
  • 2,020sqft

64 LANCELOT Drive, Palm Coast

1 PILLORY Lane, Palm Coast, FL, 32164 — assumable VA mortgage at 2.96%
VA
Active
56
$479,900$206,886 equity gap
Rate
2.96%
7.40%today
Payment
$1,292/mo
$2,133today
  • 4beds
  • 2baths
  • 2,361sqft

1 PILLORY Lane, Palm Coast

7 RYBARK Place, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.00%
FHA
Active
2
$69,000$69,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • —beds
  • —baths
  • —sqft

7 RYBARK Place, Palm Coast

3 LOUVET Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.00%
FHA
Active
47
$274,900$274,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,347sqft

3 LOUVET Lane, Palm Coast

197 BIMINI Lane, Bunnell, FL, 32110 — assumable FHA mortgage at 3.00%
FHA
Active
$104,720Potential short sale
Rate
3.00%
7.40%today
Payment
$724/mo
$1,190today
  • 3beds
  • 2baths
  • 1,442sqft

197 BIMINI Lane, Bunnell

37 POSTMAN Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.11%
FHA
Active
35
$260,000$123,791 equity gap
Rate
3.11%
7.40%today
Payment
$647/mo
$1,047today
  • 3beds
  • 2baths
  • 1,143sqft

37 POSTMAN Lane, Palm Coast

11 LANCASTER Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.15%
FHA
Active
38
$460,000$247,102 equity gap
Rate
3.15%
7.40%today
Payment
$1,054/mo
$1,699today
  • 3beds
  • 2baths
  • 1,765sqft

11 LANCASTER Lane, Palm Coast

118 FERNDALE Lane, Palm Coast, FL, 32137 — assumable VA mortgage at 3.18%
VA
Active
57
$440,000$282,136 equity gap
Rate
3.18%
7.40%today
Payment
$898/mo
$1,360today
  • 3beds
  • 2baths
  • 1,569sqft

118 FERNDALE Lane, Palm Coast

77 ROLLINS Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.50%
FHA
Active
41
$399,999$150,248 equity gap
Rate
3.50%
7.40%today
Payment
$1,295/mo
$1,996today
  • 3beds
  • 3baths
  • 2,901sqft

77 ROLLINS Lane, Palm Coast

195 PARKVIEW Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.33%
FHA
Active
69
$269,800$112,751 equity gap
Rate
3.33%
7.40%today
Payment
$798/mo
$1,257today
  • 3beds
  • 2baths
  • 1,625sqft

195 PARKVIEW Drive, Palm Coast

57 FORRESTER Place, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.33%
FHA
Active
35
$300,000$138,704 equity gap
Rate
3.33%
7.40%today
Payment
$820/mo
$1,291today
  • 3beds
  • 2baths
  • 1,412sqft

57 FORRESTER Place, Palm Coast

1341 DAYTONA Avenue, Flagler Beach, FL, 32136 — assumable VA mortgage at 4.67%
VA
Active
86
$725,000$124,035 equity gap
Rate
4.67%
7.40%today
Payment
$3,347/mo
$4,483today
  • 3beds
  • 4baths
  • 3,028sqft

1341 DAYTONA Avenue, Flagler Beach

18 POST OAK Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.49%
FHA
Active
19
$313,000$140,896 equity gap
Rate
3.49%
7.40%today
Payment
$904/mo
$1,395today
  • 3beds
  • 2baths
  • 1,413sqft

18 POST OAK Lane, Palm Coast

Assuming a mortgage in Palm Coast

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$485 /mo
Median cash to assume
$102,354
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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