Assumable homes for sale in Palm Bay, FL

7 homesFHA & VA loansrates from 2.84% vs 7.40% today

Palm Bay assumption guide
180 DOLPHIN Street, Palm Bay, FL, 32909 — assumable FHA mortgage at 2.84%
FHA
Active
41
$320,000$121,431 equity gap
Rate
2.84%
7.40%today
Payment
$921/mo
$1,544today
  • 4beds
  • 2baths
  • 1,893sqft

180 DOLPHIN Street, Palm Bay

1051 POPE Street, Palm Bay, FL, 32907 — assumable FHA mortgage at 2.94%
FHA
Active
32
$320,000$124,776 equity gap
Rate
2.94%
7.40%today
Payment
$924/mo
$1,529today
  • 4beds
  • 2baths
  • 1,845sqft

1051 POPE Street, Palm Bay

228 AMERICANA Boulevard, Palm Bay, FL, 32907 — assumable FHA mortgage at 2.99%
FHA
Active
11
$293,000$107,516 equity gap
Rate
2.99%
7.40%today
Payment
$881/mo
$1,448today
  • 4beds
  • 2baths
  • 1,918sqft

228 AMERICANA Boulevard, Palm Bay

281 SEAHORSE Circle, Palm Bay, FL, 32909 — assumable FHA mortgage at 2.87%
FHA
Active
20
$297,000$105,678 equity gap
Rate
2.87%
7.40%today
Payment
$894/mo
$1,494today
  • 3beds
  • 2baths
  • 1,750sqft

281 SEAHORSE Circle, Palm Bay

558 TASCO Avenue, Palm Bay, FL, 32908 — assumable FHA mortgage at 6.46%
FHA
Active
17
$256,000Potential short sale
Rate
6.46%
7.40%today
Payment
$1,903/mo
$2,094today
  • 3beds
  • 2baths
  • 1,369sqft

558 TASCO Avenue, Palm Bay

941 CENTURY Avenue, Palm Bay, FL, 32909 — assumable FHA mortgage at 6.58%
FHA
Active
26
$294,900Potential short sale
Rate
6.58%
7.40%today
Payment
$2,085/mo
$2,265today
  • 4beds
  • 2baths
  • 1,830sqft

941 CENTURY Avenue, Palm Bay

220 NARDO Avenue, Palm Bay, FL, 32908 — assumable VA mortgage at 7.10%
VA
Active
18
$345,000Potential short sale
Rate
7.10%
7.40%today
Payment
$3,067/mo
$3,160today
  • 4beds
  • 3baths
  • 2,301sqft

220 NARDO Avenue, Palm Bay

Assuming a mortgage in Palm Bay

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$881 /mo
Median cash to assume
$114,474
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.