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Assumable homes for sale in Palm Bay, FL

22 homesFHA & VA loansrates from 2.84% vs 7.40% today

Palm Bay assumption guide
181 HAMMOCK Road, Palm Bay, FL, 32909 — assumable VA mortgage at 2.88%
VA
Active
32
$279,000$80,305 equity gap
Rate
2.88%
7.40%today
Payment
$985/mo
$1,604today
  • 3beds
  • 2baths
  • 1,706sqft

181 HAMMOCK Road, Palm Bay

846 REMINGTON GREEN SE Drive, Palm Bay, FL, 32909 — assumable VA mortgage at 3.90%
VA
Active
45
$354,770$22,698 equity gap
Rate
3.90%
7.40%today
Payment
$1,689/mo
$2,479today
  • 4beds
  • 2baths
  • 1,830sqft

846 REMINGTON GREEN SE Drive, Palm Bay

180 DOLPHIN Street, Palm Bay, FL, 32909 — assumable FHA mortgage at 2.84%
FHA
Active
41
$320,000$121,431 equity gap
Rate
2.84%
7.40%today
Payment
$921/mo
$1,544today
  • 4beds
  • 2baths
  • 1,893sqft

180 DOLPHIN Street, Palm Bay

1051 POPE Street, Palm Bay, FL, 32907 — assumable FHA mortgage at 2.94%
FHA
Active
32
$320,000$124,776 equity gap
Rate
2.94%
7.40%today
Payment
$924/mo
$1,529today
  • 4beds
  • 2baths
  • 1,845sqft

1051 POPE Street, Palm Bay

228 AMERICANA Boulevard, Palm Bay, FL, 32907 — assumable FHA mortgage at 2.99%
FHA
Active
11
$293,000$107,516 equity gap
Rate
2.99%
7.40%today
Payment
$881/mo
$1,448today
  • 4beds
  • 2baths
  • 1,918sqft

228 AMERICANA Boulevard, Palm Bay

281 SEAHORSE Circle, Palm Bay, FL, 32909 — assumable FHA mortgage at 2.87%
FHA
Active
20
$297,000$105,678 equity gap
Rate
2.87%
7.40%today
Payment
$894/mo
$1,494today
  • 3beds
  • 2baths
  • 1,750sqft

281 SEAHORSE Circle, Palm Bay

1814 KAILEEN Circle, Palm Bay, FL, 32905 — assumable FHA mortgage at 2.98%
FHA
Active
29
$130,000Potential short sale
Rate
2.98%
7.40%today
Payment
$648/mo
$1,067today
  • 2beds
  • 2baths
  • 1,236sqft

1814 KAILEEN Circle, Palm Bay

2933 TISHMAN Road, Palm Bay, FL, 32909 — assumable FHA mortgage at 3.02%
FHA
Active
5
$320,000$146,111 equity gap
Rate
3.02%
7.40%today
Payment
$834/mo
$1,366today
  • 3beds
  • 2baths
  • 2,173sqft

2933 TISHMAN Road, Palm Bay

4006 DEWBERRY Circle, Melbourne, FL, 32901 — assumable VA mortgage at 5.55%
VA
Active
33
$247,850Potential short sale
Rate
5.55%
7.40%today
Payment
$1,597/mo
$1,937today
  • 3beds
  • 2baths
  • 1,164sqft

4006 DEWBERRY Circle, Melbourne

1835 KYLAR Drive, Palm Bay, FL, 32907 — assumable VA mortgage at 6.35%
VA
Active
43
$525,000$49,233 equity gap
Rate
6.35%
7.40%today
Payment
$2,989/mo
$3,326today
  • 5beds
  • 3baths
  • 2,581sqft

1835 KYLAR Drive, Palm Bay

2657 FOSTER Road, Palm Bay, FL, 32909 — assumable FHA mortgage at 6.74%
FHA
Active
35
$249,900$21,989 equity gap
Rate
6.74%
7.40%today
Payment
$1,516/mo
$1,620today
  • 2beds
  • 2baths
  • 1,230sqft

2657 FOSTER Road, Palm Bay

230 RIDGEMONT Circle, Palm Bay, FL, 32909 — assumable FHA mortgage at 6.16%
FHA
Active
83
$550,000$69,612 equity gap
Rate
6.16%
7.40%today
Payment
$2,947/mo
$3,346today
  • 3beds
  • 3baths
  • 2,412sqft

230 RIDGEMONT Circle, Palm Bay

2054 MAJESTIC PINE Court, Palm Bay, FL, 32905 — assumable VA mortgage at 6.43%
VA
Active
31
$299,900$32,317 equity gap
Rate
6.43%
7.40%today
Payment
$1,746/mo
$1,927today
  • 3beds
  • 2baths
  • 1,292sqft

2054 MAJESTIC PINE Court, Palm Bay

942 CHACE Lane, Palm Bay, FL, 32905 — assumable FHA mortgage at 6.87%
FHA
Active
32
$325,000$37,686 equity gap
Rate
6.87%
7.40%today
Payment
$1,936/mo
$2,041today
  • 4beds
  • 4baths
  • 2,158sqft

942 CHACE Lane, Palm Bay

3728 GRAPPLER Circle, Palm Bay, FL, 32909 — assumable VA mortgage at 6.93%
VA
Active
37
$450,000$52,957 equity gap
Rate
6.93%
7.40%today
Payment
$2,665/mo
$2,793today
  • 5beds
  • 3baths
  • 2,525sqft

3728 GRAPPLER Circle, Palm Bay

3700 FOGGY MIST Road, Palm Bay, FL, 32909 — assumable VA mortgage at 6.39%
VA
Active
42
$349,999$232,619 equity gap
Rate
6.39%
7.40%today
Payment
$764/mo
$847today
  • 4beds
  • 2baths
  • 1,830sqft

3700 FOGGY MIST Road, Palm Bay

558 TASCO Avenue, Palm Bay, FL, 32908 — assumable FHA mortgage at 6.46%
FHA
Active
17
$256,000Potential short sale
Rate
6.46%
7.40%today
Payment
$1,903/mo
$2,094today
  • 3beds
  • 2baths
  • 1,369sqft

558 TASCO Avenue, Palm Bay

941 CENTURY Avenue, Palm Bay, FL, 32909 — assumable FHA mortgage at 6.58%
FHA
Active
26
$294,900Potential short sale
Rate
6.58%
7.40%today
Payment
$2,085/mo
$2,265today
  • 4beds
  • 2baths
  • 1,830sqft

941 CENTURY Avenue, Palm Bay

4257 BROOMSEDGE Circle, Melbourne, FL, 32904 — assumable FHA mortgage at 6.67%
FHA
Active
23
$370,000$261,942 equity gap
Rate
6.67%
7.40%today
Payment
$649/mo
$707today
  • 3beds
  • 3baths
  • 2,720sqft

4257 BROOMSEDGE Circle, Melbourne

2830 COLBERT Circle, Melbourne, FL, 32901 — assumable FHA mortgage at 6.95%
FHA
Active
10
$229,900$216,601 equity gap
Rate
6.95%
7.40%today
Payment
$90/mo
$94today
  • 3beds
  • 1baths
  • 910sqft

2830 COLBERT Circle, Melbourne

220 NARDO Avenue, Palm Bay, FL, 32908 — assumable VA mortgage at 7.10%
VA
Active
18
$345,000Potential short sale
Rate
7.10%
7.40%today
Payment
$3,067/mo
$3,160today
  • 4beds
  • 3baths
  • 2,301sqft

220 NARDO Avenue, Palm Bay

1502 WILLARD Road, Palm Bay, FL, 32907 — assumable VA mortgage at 7.10%
VA
Active
27
$450,000$488,791 equity gap
Rate
7.10%
7.40%today
Payment
$1,001/mo
$1,031today
  • 3beds
  • 2baths
  • 1,926sqft

1502 WILLARD Road, Palm Bay

Assuming a mortgage in Palm Bay

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$648 /mo
Median cash to assume
$105,678
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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