Assumable homes for sale in Oviedo, FL

9 homesVA & FHA loansrates from 2.74% vs 7.40% today

Oviedo assumption guide
2357 CHANTILLY Terrace, Oviedo, FL, 32765 — assumable VA mortgage at 2.74%
VA
Active
61
$699,999$578,274 equity gap
Rate
2.74%
7.40%today
Payment
$568/mo
$964today
  • 4beds
  • 3baths
  • 2,569sqft

2357 CHANTILLY Terrace, Oviedo

5377 RED LEAF Court, Oviedo, FL, 32765 — assumable VA mortgage at 3.13%
VA
Active
81
$569,000$277,671 equity gap
Rate
3.13%
7.40%today
Payment
$1,443/mo
$2,331today
  • 3beds
  • 2baths
  • 1,885sqft

5377 RED LEAF Court, Oviedo

1005 MARE Way, Oviedo, FL, 32765 — assumable VA mortgage at 3.60%
VA
Active
54
$735,000$329,263 equity gap
Rate
3.60%
7.40%today
Payment
$2,159/mo
$3,288today
  • 3beds
  • 3baths
  • 2,499sqft

1005 MARE Way, Oviedo

223 BLUE CREEK Drive, Winter Springs, FL, 32708 — assumable VA mortgage at 3.60%
VA
Active
50
$665,000$310,797 equity gap
Rate
3.60%
7.40%today
Payment
$1,859/mo
$2,831today
  • 4beds
  • 3baths
  • 2,724sqft

223 BLUE CREEK Drive, Winter Springs

1092 RIVIERA Boulevard, Oviedo, FL, 32765 — assumable FHA mortgage at 3.80%
FHA
Active
37
$465,000$246,817 equity gap
Rate
3.80%
7.40%today
Payment
$1,190/mo
$1,768today
  • 4beds
  • 3baths
  • 2,111sqft

1092 RIVIERA Boulevard, Oviedo

268 EASTON Circle, Oviedo, FL, 32765 — assumable FHA mortgage at 4.08%
FHA
Active
22
$499,900$279,076 equity gap
Rate
4.08%
7.40%today
Payment
$1,240/mo
$1,781today
  • 5beds
  • 3baths
  • 2,423sqft

268 EASTON Circle, Oviedo

1325 TALL MAPLE Loop, Oviedo, FL, 32765 — assumable VA mortgage at 6.96%
VA
Active
55
$789,900$23,223 equity gap
Rate
6.96%
7.40%today
Payment
$5,161/mo
$5,393today
  • 5beds
  • 4baths
  • 3,790sqft

1325 TALL MAPLE Loop, Oviedo

1015 OHANLON Court, Oviedo, FL, 32765 — assumable FHA mortgage at 6.35%
FHA
Active
28
$375,000$19,569 equity gap
Rate
6.35%
7.40%today
Payment
$2,261/mo
$2,515today
  • 3beds
  • 2baths
  • 1,321sqft

1015 OHANLON Court, Oviedo

1131 COVINGTON Street, Oviedo, FL, 32765 — assumable FHA mortgage at 6.64%
FHA
Active
26
$449,500$213,668 equity gap
Rate
6.64%
7.40%today
Payment
$1,533/mo
$1,656today
  • 4beds
  • 2baths
  • 1,500sqft

1131 COVINGTON Street, Oviedo

Assuming a mortgage in Oviedo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.74%
Lowest existing payment
$568 /mo
Median cash to assume
$277,671
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.