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Assumable homes for sale in Oviedo, FL

152 homesFHA & VA loansrates from 2.35% vs 7.40% today

Oviedo assumption guide
986 GRAND WILDMERE Cove, Longwood, FL, 32750 — assumable VA mortgage at 2.73%
VA
Active
40
$340,000$100,447 equity gap
Rate
2.73%
7.40%today
Payment
$1,116/mo
$1,897today
  • 3beds
  • 3baths
  • 1,743sqft

986 GRAND WILDMERE Cove, Longwood

3833 LOON Lane, Sanford, FL, 32773 — assumable FHA mortgage at 2.74%
FHA
Active
33
$446,900$133,504 equity gap
Rate
2.74%
7.40%today
Payment
$1,461/mo
$2,481today
  • 5beds
  • 3baths
  • 2,270sqft

3833 LOON Lane, Sanford

1880 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 3.06%
FHA
Active
36
$300,000$91,088 equity gap
Rate
3.06%
7.40%today
Payment
$993/mo
$1,618today
  • 3beds
  • 3baths
  • 1,669sqft

1880 PETERSON Place, Sanford

3405 HEIRLOOM ROSE Place, Oviedo, FL, 32766 — assumable VA mortgage at 2.77%
VA
Active
52
$950,000$334,926 equity gap
Rate
2.77%
7.40%today
Payment
$2,824/mo
$4,777today
  • 6beds
  • 5baths
  • 4,332sqft

3405 HEIRLOOM ROSE Place, Oviedo

1664 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
28
$320,000$117,937 equity gap
Rate
2.81%
7.40%today
Payment
$949/mo
$1,598today
  • 3beds
  • 3baths
  • 1,653sqft

1664 PETERSON Place, Sanford

109 OAKLAND Avenue, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$240,000$74,795 equity gap
Rate
2.81%
7.40%today
Payment
$782/mo
$1,316today
  • 3beds
  • 1baths
  • 892sqft

109 OAKLAND Avenue, Sanford

105 CEDAR OAK Trail, Longwood, FL, 32750 — assumable VA mortgage at 2.87%
VA
Active
82
$575,000$223,408 equity gap
Rate
2.87%
7.40%today
Payment
$1,640/mo
$2,738today
  • 4beds
  • 3baths
  • 2,212sqft

105 CEDAR OAK Trail, Longwood

3531 PINE OAK Trail, Sanford, FL, 32773 — assumable FHA mortgage at 2.87%
FHA
Active
50
$270,000$84,693 equity gap
Rate
2.87%
7.40%today
Payment
$862/mo
$1,440today
  • 3beds
  • 3baths
  • 1,530sqft

3531 PINE OAK Trail, Sanford

1407 BROAD WING Lane, Winter Park, FL, 32792 — assumable VA mortgage at 2.87%
VA
Active
41
$491,000$187,127 equity gap
Rate
2.87%
7.40%today
Payment
$1,451/mo
$2,422today
  • 3beds
  • 3baths
  • 2,308sqft

1407 BROAD WING Lane, Winter Park

4008 MARYLAND Place, Casselberry, FL, 32707 — assumable FHA mortgage at 2.88%
FHA
Active
30
$224,500$71,225 equity gap
Rate
2.88%
7.40%today
Payment
$714/mo
$1,191today
  • 2beds
  • 2baths
  • 1,166sqft

4008 MARYLAND Place, Casselberry

1930 AQUARIUS Court, Oviedo, FL, 32766 — assumable FHA mortgage at 2.35%
FHA
Active
32
$399,900$201,131 equity gap
Rate
2.35%
7.40%today
Payment
$894/mo
$1,599today
  • 3beds
  • 2baths
  • 1,306sqft

1930 AQUARIUS Court, Oviedo

1521 HERON WOOD Place, Winter Park, FL, 32792 — assumable FHA mortgage at 2.65%
FHA
Active
74
$829,500$544,213 equity gap
Rate
2.65%
7.40%today
Payment
$1,320/mo
$2,268today
  • 3beds
  • 2baths
  • 3,950sqft

1521 HERON WOOD Place, Winter Park

3740 HAWTHORNE Lane, Winter Park, FL, 32792 — assumable FHA mortgage at 2.72%
FHA
Active
35
$430,000$217,798 equity gap
Rate
2.72%
7.40%today
Payment
$994/mo
$1,693today
  • 3beds
  • 2baths
  • 1,645sqft

3740 HAWTHORNE Lane, Winter Park

2550 ALAFAYA Trail #11206, Orlando, FL, 32826 — assumable VA mortgage at 2.73%
VA
Active
17
$208,000$110,080 equity gap
Rate
2.73%
7.40%today
Payment
$456/mo
$775today
  • 2beds
  • 2baths
  • 1,007sqft

2550 ALAFAYA Trail #11206, Orlando

2357 CHANTILLY Terrace, Oviedo, FL, 32765 — assumable VA mortgage at 2.74%
VA
Active
61
$699,999$578,274 equity gap
Rate
2.74%
7.40%today
Payment
$568/mo
$964today
  • 4beds
  • 3baths
  • 2,569sqft

2357 CHANTILLY Terrace, Oviedo

3980 LIGHTNING Court, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
50
$499,000$205,487 equity gap
Rate
2.81%
7.40%today
Payment
$1,389/mo
$2,337today
  • 3beds
  • 3baths
  • 2,237sqft

3980 LIGHTNING Court, Sanford

3966 CRAWLEY DOWN Loop, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$470,000$201,403 equity gap
Rate
2.81%
7.40%today
Payment
$1,259/mo
$2,119today
  • 4beds
  • 3baths
  • 2,169sqft

3966 CRAWLEY DOWN Loop, Sanford

2200 ROSE BROOK Court, Orlando, FL, 32817 — assumable FHA mortgage at 2.86%
FHA
Active
33
$309,990$129,544 equity gap
Rate
2.86%
7.40%today
Payment
$841/mo
$1,406today
  • 3beds
  • 2baths
  • 1,059sqft

2200 ROSE BROOK Court, Orlando

635 CHOCKTAW STREET, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.86%
FHA
Active
51
$725,000$721,648 equity gap
Rate
2.86%
7.40%today
Payment
$27/mo
$39today
  • 4beds
  • 3baths
  • 2,780sqft

635 CHOCKTAW STREET, Lake Mary

1016 WOLF Trail, Casselberry, FL, 32707 — assumable VA mortgage at 2.87%
VA
Active
39
$349,900$253,862 equity gap
Rate
2.87%
7.40%today
Payment
$457/mo
$764today
  • 3beds
  • 2baths
  • 1,000sqft

1016 WOLF Trail, Casselberry

1255 2ND Avenue, Chuluota, FL, 32766 — assumable VA mortgage at 2.87%
VA
Active
21
$679,999$365,947 equity gap
Rate
2.87%
7.40%today
Payment
$1,503/mo
$2,510today
  • 4beds
  • 2baths
  • 2,063sqft

1255 2ND Avenue, Chuluota

141 FAIRWAY TEN Drive, Casselberry, FL, 32707 — assumable VA mortgage at 2.88%
VA
Active
66
$519,000$323,495 equity gap
Rate
2.88%
7.40%today
Payment
$939/mo
$1,566today
  • 4beds
  • 2baths
  • 2,255sqft

141 FAIRWAY TEN Drive, Casselberry

5781 AUTUMN CHASE Circle, Sanford, FL, 32773 — assumable FHA mortgage at 2.88%
FHA
Active
5
$529,900$494,762 equity gap
Rate
2.88%
7.40%today
Payment
$174/mo
$283today
  • 4beds
  • 3baths
  • 2,467sqft

5781 AUTUMN CHASE Circle, Sanford

1211 LANCELOT Way, Casselberry, FL, 32707 — assumable FHA mortgage at 2.88%
FHA
Active
34
$420,000$265,277 equity gap
Rate
2.88%
7.40%today
Payment
$765/mo
$1,261today
  • 3beds
  • 2baths
  • 1,589sqft

1211 LANCELOT Way, Casselberry

1915 LAKE Drive, Casselberry, FL, 32707 — assumable FHA mortgage at 2.91%
FHA
Active
44
$399,900$189,737 equity gap
Rate
2.91%
7.40%today
Payment
$1,012/mo
$1,682today
  • 4beds
  • 3baths
  • 2,118sqft

1915 LAKE Drive, Casselberry

313 ALBA Lane, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.99%
FHA
Active
28
$390,000$163,960 equity gap
Rate
2.99%
7.40%today
Payment
$1,096/mo
$1,802today
  • 4beds
  • 2baths
  • 1,744sqft

313 ALBA Lane, Lake Mary

885 CARNATION Drive, Winter Park, FL, 32792 — assumable VA mortgage at 3.00%
VA
Active
38
$368,000$164,756 equity gap
Rate
3.00%
7.40%today
Payment
$962/mo
$1,579today
  • 4beds
  • 2baths
  • 1,240sqft

885 CARNATION Drive, Winter Park

212 CARINA Circle, Sanford, FL, 32773 — assumable VA mortgage at 3.00%
VA
Active
28
$234,900$115,336 equity gap
Rate
3.00%
7.40%today
Payment
$665/mo
$1,027today
  • 2beds
  • 3baths
  • 1,589sqft

212 CARINA Circle, Sanford

108 SUGAR MAPLE Court, Sanford, FL, 32773 — assumable VA mortgage at 3.02%
VA
Active
16
$339,000$142,918 equity gap
Rate
3.02%
7.40%today
Payment
$928/mo
$1,520today
  • 3beds
  • 2baths
  • 1,236sqft

108 SUGAR MAPLE Court, Sanford

5377 RED LEAF Court, Oviedo, FL, 32765 — assumable VA mortgage at 3.13%
VA
Active
81
$569,000$277,671 equity gap
Rate
3.13%
7.40%today
Payment
$1,443/mo
$2,331today
  • 3beds
  • 2baths
  • 1,885sqft

5377 RED LEAF Court, Oviedo

2131 CORNER SCHOOL Drive, Orlando, FL, 32820 — assumable FHA mortgage at 3.21%
FHA
Active
24
$397,500$391,093 equity gap
Rate
3.21%
7.40%today
Payment
$33/mo
$52today
  • 3beds
  • 2baths
  • 1,454sqft

2131 CORNER SCHOOL Drive, Orlando

620 BURKE Street, Altamonte Springs, FL, 32701 — assumable FHA mortgage at 3.21%
FHA
Active
26
$367,000$147,851 equity gap
Rate
3.21%
7.40%today
Payment
$1,095/mo
$1,751today
  • 3beds
  • 2baths
  • 1,161sqft

620 BURKE Street, Altamonte Springs

954 NIBLICK Drive, Casselberry, FL, 32707 — assumable FHA mortgage at 3.26%
FHA
Active
50
$474,900$219,721 equity gap
Rate
3.26%
7.40%today
Payment
$1,284/mo
$2,041today
  • 4beds
  • 2baths
  • 2,038sqft

954 NIBLICK Drive, Casselberry

2908 EGRETS LANDING, Lake Mary, FL, 32746 — assumable VA mortgage at 4.06%
VA
Active
18
$340,000$101,172 equity gap
Rate
4.06%
7.40%today
Payment
$1,339/mo
$1,927today
  • 3beds
  • 2baths
  • 1,683sqft

2908 EGRETS LANDING, Lake Mary

4419 SADDLEWORTH Circle, Orlando, FL, 32826 — assumable FHA mortgage at 3.33%
FHA
Active
32
$649,900$357,987 equity gap
Rate
3.33%
7.40%today
Payment
$1,483/mo
$2,336today
  • 3beds
  • 4baths
  • 2,493sqft

4419 SADDLEWORTH Circle, Orlando

4533 NORTHERN DANCER Way, Orlando, FL, 32826 — assumable FHA mortgage at 3.33%
FHA
Active
25
$450,000$207,928 equity gap
Rate
3.33%
7.40%today
Payment
$1,230/mo
$1,938today
  • 4beds
  • 2baths
  • 1,826sqft

4533 NORTHERN DANCER Way, Orlando

Assuming a mortgage in Oviedo

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.35%
Lowest existing payment
$409 /mo
Median cash to assume
$164,358
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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