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Assumable homes for sale in Orlando, FL

48 homesFHA & VA loansrates from 2.25% vs 7.40% today

Orlando assumption guide
2132 PLANTATION OAK Drive, Orlando, FL, 32824 — assumable VA mortgage at 3.51%
VA
Active
48
$700,000$72,502 equity gap
Rate
3.51%
7.40%today
Payment
$3,100/mo
$4,774today
  • 4beds
  • 4baths
  • 3,805sqft

2132 PLANTATION OAK Drive, Orlando

3113 VIA OTERO Drive, Kissimmee, FL, 34744 — assumable FHA mortgage at 2.71%
FHA
Active
45
$299,900$86,403 equity gap
Rate
2.71%
7.40%today
Payment
$997/mo
$1,700today
  • 3beds
  • 3baths
  • 1,584sqft

3113 VIA OTERO Drive, Kissimmee

3122 EAGLE HAMMOCK Circle, Kissimmee, FL, 34743 — assumable FHA mortgage at 2.97%
FHA
Active
45
$394,000$121,616 equity gap
Rate
2.97%
7.40%today
Payment
$1,302/mo
$2,147today
  • 3beds
  • 2baths
  • 1,558sqft

3122 EAGLE HAMMOCK Circle, Kissimmee

1357 DARNABY Way, Orlando, FL, 32824 — assumable FHA mortgage at 2.98%
FHA
Active
44
$439,000$159,755 equity gap
Rate
2.98%
7.40%today
Payment
$1,358/mo
$2,237today
  • 4beds
  • 4baths
  • 2,561sqft

1357 DARNABY Way, Orlando

1256 HONEY BLOSSOM Drive, Orlando, FL, 32824 — assumable FHA mortgage at 2.98%
FHA
Active
43
$345,000$128,843 equity gap
Rate
2.98%
7.40%today
Payment
$1,021/mo
$1,680today
  • 3beds
  • 3baths
  • 1,375sqft

1256 HONEY BLOSSOM Drive, Orlando

12025 SUMTER Drive, Orlando, FL, 32824 — assumable VA mortgage at 2.25%
VA
Active
44
$450,000$225,022 equity gap
Rate
2.25%
7.40%today
Payment
$1,025/mo
$1,857today
  • 3beds
  • 2baths
  • 2,026sqft

12025 SUMTER Drive, Orlando

2728 EMERSON Lane, Kissimmee, FL, 34743 — assumable FHA mortgage at 2.80%
FHA
Active
7
$370,000$113,426 equity gap
Rate
2.80%
7.40%today
Payment
$1,190/mo
$2,006today
  • 3beds
  • 3baths
  • 1,598sqft

2728 EMERSON Lane, Kissimmee

12944 BOGGY POINTE Drive, Orlando, FL, 32824 — assumable VA mortgage at 2.86%
VA
Active
58
$400,000$219,924 equity gap
Rate
2.86%
7.40%today
Payment
$839/mo
$1,403today
  • 4beds
  • 2baths
  • 1,859sqft

12944 BOGGY POINTE Drive, Orlando

11545 BENTRY Street, Orlando, FL, 32824 — assumable VA mortgage at 3.02%
VA
Active
15
$395,000$192,500 equity gap
Rate
3.02%
7.40%today
Payment
$987/mo
$1,617today
  • 3beds
  • 2baths
  • 1,645sqft

11545 BENTRY Street, Orlando

1797 PORTOFINO MEADOWS Boulevard, Orlando, FL, 32824 — assumable FHA mortgage at 3.03%
FHA
Active
22
$375,000$190,990 equity gap
Rate
3.03%
7.40%today
Payment
$1,517/mo
$2,117today
  • 4beds
  • 3baths
  • 1,907sqft

1797 PORTOFINO MEADOWS Boulevard, Orlando

13301 SUMMERTON Drive, Orlando, FL, 32824 — assumable FHA mortgage at 3.03%
FHA
Active
32
$310,000$127,314 equity gap
Rate
3.03%
7.40%today
Payment
$893/mo
$1,462today
  • 3beds
  • 3baths
  • 1,543sqft

13301 SUMMERTON Drive, Orlando

3243 PALATKA Street, Orlando, FL, 32824 — assumable VA mortgage at 3.07%
VA
Active
42
$639,999$352,623 equity gap
Rate
3.07%
7.40%today
Payment
$1,361/mo
$2,216today
  • 5beds
  • 4baths
  • 3,422sqft

3243 PALATKA Street, Orlando

10805 WYNE TREE Court, Orlando, FL, 32824 — assumable FHA mortgage at 3.07%
FHA
Active
44
$367,000$155,014 equity gap
Rate
3.07%
7.40%today
Payment
$1,041/mo
$1,695today
  • 3beds
  • 3baths
  • 1,550sqft

10805 WYNE TREE Court, Orlando

1139 DARNABY Way, Orlando, FL, 32824 — assumable FHA mortgage at 3.10%
FHA
Active
35
$549,900$336,174 equity gap
Rate
3.10%
7.40%today
Payment
$1,005/mo
$1,629today
  • 5beds
  • 3baths
  • 3,165sqft

1139 DARNABY Way, Orlando

2317 CROSSTON Circle, Orlando, FL, 32824 — assumable VA mortgage at 3.16%
VA
Active
29
$499,000$343,570 equity gap
Rate
3.16%
7.40%today
Payment
$771/mo
$1,240today
  • 4beds
  • 3baths
  • 2,114sqft

2317 CROSSTON Circle, Orlando

2728 PICASSO Court, Kissimmee, FL, 34743 — assumable FHA mortgage at 3.28%
FHA
Active
57
$510,000$240,410 equity gap
Rate
3.28%
7.40%today
Payment
$1,360/mo
$2,155today
  • 4beds
  • 3baths
  • 2,481sqft

2728 PICASSO Court, Kissimmee

2609 SAND ARBOR Circle, Orlando, FL, 32824 — assumable FHA mortgage at 3.34%
FHA
Active
37
$539,900$411,967 equity gap
Rate
3.34%
7.40%today
Payment
$841/mo
$1,323today
  • 4beds
  • 3baths
  • 2,945sqft

2609 SAND ARBOR Circle, Orlando

15613 WILLOW ARBOR Circle, Orlando, FL, 32824 — assumable FHA mortgage at 3.65%
FHA
Active
43
$335,000$119,454 equity gap
Rate
3.65%
7.40%today
Payment
$1,147/mo
$1,736today
  • 3beds
  • 3baths
  • 1,596sqft

15613 WILLOW ARBOR Circle, Orlando

3280 SOMERSET PARK Drive, Orlando, FL, 32824 — assumable VA mortgage at 3.50%
VA
Active
50
$579,900$579,900 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,500sqft

3280 SOMERSET PARK Drive, Orlando

15215 PACEY COVE Drive, Orlando, FL, 32824 — assumable FHA mortgage at 3.52%
FHA
Active
30
$369,900$174,592 equity gap
Rate
3.52%
7.40%today
Payment
$1,125/mo
$1,730today
  • 3beds
  • 3baths
  • 2,128sqft

15215 PACEY COVE Drive, Orlando

1611 BRIDGEVIEW Circle, Orlando, FL, 32824 — assumable FHA mortgage at 3.64%
FHA
Active
25
$365,000$175,188 equity gap
Rate
3.64%
7.40%today
Payment
$1,002/mo
$1,519today
  • 3beds
  • 2baths
  • 1,199sqft

1611 BRIDGEVIEW Circle, Orlando

2271 J LAWSON Boulevard, Orlando, FL, 32824 — assumable FHA mortgage at 3.65%
FHA
Active
60
$339,900$175,143 equity gap
Rate
3.65%
7.40%today
Payment
$867/mo
$1,312today
  • 2beds
  • 3baths
  • 1,324sqft

2271 J LAWSON Boulevard, Orlando

3208 STONEWYCK Street, Orlando, FL, 32824 — assumable VA mortgage at 3.68%
VA
Active
23
$579,000$373,534 equity gap
Rate
3.68%
7.40%today
Payment
$1,148/mo
$1,731today
  • 4beds
  • 4baths
  • 3,112sqft

3208 STONEWYCK Street, Orlando

13230 MEADOWFIELD DR, Orlando, FL, 32824 — assumable FHA mortgage at 3.75%
FHA
Active
58
$429,900$245,072 equity gap
Rate
3.75%
7.40%today
Payment
$991/mo
$1,482today
  • 4beds
  • 3baths
  • 1,870sqft

13230 MEADOWFIELD DR, Orlando

11857 PETHRICK Drive, Orlando, FL, 32824 — assumable FHA mortgage at 3.78%
FHA
Active
41
$385,000$173,589 equity gap
Rate
3.78%
7.40%today
Payment
$1,137/mo
$1,694today
  • 3beds
  • 2baths
  • 1,636sqft

11857 PETHRICK Drive, Orlando

12254 SANDY APPLE Road, Orlando, FL, 32824 — assumable FHA mortgage at 3.87%
FHA
Active
17
$419,900$223,769 equity gap
Rate
3.87%
7.40%today
Payment
$1,195/mo
$1,761today
  • 4beds
  • 2baths
  • 1,839sqft

12254 SANDY APPLE Road, Orlando

114 BLACKWATER Court, Kissimmee, FL, 34743 — assumable FHA mortgage at 3.91%
FHA
Active
36
$437,000$285,729 equity gap
Rate
3.91%
7.40%today
Payment
$881/mo
$1,292today
  • 4beds
  • 2baths
  • 1,767sqft

114 BLACKWATER Court, Kissimmee

1821 PLANTATION OAK Drive, Orlando, FL, 32824 — assumable FHA mortgage at 3.99%
FHA
Active
65
$574,900$420,318 equity gap
Rate
3.99%
7.40%today
Payment
$1,125/mo
$1,633today
  • 5beds
  • 4baths
  • 3,181sqft

1821 PLANTATION OAK Drive, Orlando

3514 RODRICK Circle, Orlando, FL, 32824 — assumable FHA mortgage at 4.12%
FHA
Active
42
$400,000$212,814 equity gap
Rate
4.12%
7.40%today
Payment
$1,236/mo
$1,768today
  • 4beds
  • 3baths
  • 2,465sqft

3514 RODRICK Circle, Orlando

15222 HARRINGTON COVE Drive, Orlando, FL, 32824 — assumable FHA mortgage at 4.17%
FHA
Active
14
$369,900$182,344 equity gap
Rate
4.17%
7.40%today
Payment
$1,130/mo
$1,605today
  • 3beds
  • 3baths
  • 1,729sqft

15222 HARRINGTON COVE Drive, Orlando

1940 PORTOFINO MEADOWS Boulevard, Orlando, FL, 32824 — assumable FHA mortgage at 4.19%
FHA
Active
49
$362,000$178,394 equity gap
Rate
4.19%
7.40%today
Payment
$1,111/mo
$1,574today
  • 4beds
  • 3baths
  • 1,968sqft

1940 PORTOFINO MEADOWS Boulevard, Orlando

1186 SANDESTIN Way, Orlando, FL, 32824 — assumable FHA mortgage at 6.64%
FHA
Active
31
$369,990$5,009 equity gap
Rate
6.64%
7.40%today
Payment
$2,407/mo
$2,599today
  • 4beds
  • 3baths
  • 1,440sqft

1186 SANDESTIN Way, Orlando

14856 HARVEST Street, Orlando, FL, 32824 — assumable VA mortgage at 6.66%
VA
Active
29
$375,000Potential short sale
Rate
6.66%
7.40%today
Payment
$2,539/mo
$2,735today
  • 3beds
  • 3baths
  • 1,352sqft

14856 HARVEST Street, Orlando

3154 SANDY SHORE Lane, Kissimmee, FL, 34743 — assumable FHA mortgage at 7.08%
FHA
Active
28
$250,990$10,986 equity gap
Rate
7.08%
7.40%today
Payment
$1,679/mo
$1,734today
  • 2beds
  • 2baths
  • 952sqft

3154 SANDY SHORE Lane, Kissimmee

2914 RODRICK Circle, Orlando, FL, 32824 — assumable FHA mortgage at 7.44%
FHA
Active
24
$330,999Potential short sale
Rate
7.44%
7.40%today
Payment
$2,525/mo
$2,515today
  • 3beds
  • 3baths
  • 1,829sqft

2914 RODRICK Circle, Orlando

14584 LAGUNA BEACH Circle, Orlando, FL, 32824 — assumable FHA mortgage at 4.37%
FHA
Active
99
$295,000$208,257 equity gap
Rate
4.37%
7.40%today
Payment
$588/mo
$816today
  • 3beds
  • 2baths
  • 1,256sqft

14584 LAGUNA BEACH Circle, Orlando

Assuming a mortgage in Orlando

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$453 /mo
Median cash to assume
$176,791
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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