Assumable homes for sale in Ooltewah, TN

5 homesFHA & VA loansrates from 3.15% vs 7.40% today

Ooltewah assumption guide
5307 Kellys Point, Ooltewah, TN, 37363 — assumable VA mortgage at 3.15%
VA
Active
37
$415,000$184,418 equity gap
Rate
3.15%
7.40%today
Payment
$1,147/mo
$1,849today
  • 4beds
  • 3baths
  • 2,038sqft

5307 Kellys Point, Ooltewah

5775 Crooked Creek Drive, Ooltewah, TN, 37363 — assumable FHA mortgage at 4.25%
FHA
Active
36
$410,000$184,059 equity gap
Rate
4.25%
7.40%today
Payment
$1,284/mo
$1,794today
  • 4beds
  • 3baths
  • 2,128sqft

5775 Crooked Creek Drive, Ooltewah

6172 Chandler Hill Road, Ooltewah, TN, 37363 — assumable VA mortgage at 6.09%
VA
Active
24
$365,000$43,571 equity gap
Rate
6.09%
7.40%today
Payment
$1,991/mo
$2,277today
  • 3beds
  • 2baths
  • 1,509sqft

6172 Chandler Hill Road, Ooltewah

8876 James Creek Drive, Ooltewah, TN, 37363 — assumable FHA mortgage at 7.02%
FHA
Active
27
$335,000$66,567 equity gap
Rate
7.02%
7.40%today
Payment
$1,833/mo
$1,904today
  • 2beds
  • 2baths
  • 1,355sqft

8876 James Creek Drive, Ooltewah

5819 Riley Rd, Ooltewah, TN, 37363 — assumable FHA mortgage at 6.15%
FHA
Active
36
$334,999$144,908 equity gap
Rate
6.15%
7.40%today
Payment
$1,330/mo
$1,491today
  • 3beds
  • 2baths
  • 1,478sqft

5819 Riley Rd, Ooltewah

Assuming a mortgage in Ooltewah

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.15%
Lowest existing payment
$1,147 /mo
Median cash to assume
$144,908
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Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.