Assumable homes for sale in Ocala, FL

7 homesFHA & VA loansrates from 3.14% vs 7.40% today

Ocala assumption guide
3655 37TH Court, Ocala, FL, 34480 — assumable FHA mortgage at 3.75%
FHA
Active
20
$230,000$17,587 equity gap
Rate
3.75%
7.40%today
Payment
$996/mo
$1,489today
  • 3beds
  • 3baths
  • 1,707sqft

3655 37TH Court, Ocala

122 DOGWOOD DRIVE Circle, Ocala, FL, 34472 — assumable VA mortgage at 3.14%
VA
Active
25
$240,000$53,885 equity gap
Rate
3.14%
7.40%today
Payment
$888/mo
$1,433today
  • 3beds
  • 2baths
  • 1,517sqft

122 DOGWOOD DRIVE Circle, Ocala

41 DOGWOOD Loop, Ocala, FL, 34472 — assumable VA mortgage at 7.22%
VA
Active
20
$219,000Potential short sale
Rate
7.22%
7.40%today
Payment
$1,528/mo
$1,556today
  • 3beds
  • 2baths
  • 1,014sqft

41 DOGWOOD Loop, Ocala

2 JUNIPER Terrace, Ocala, FL, 34480 — assumable FHA mortgage at 6.35%
FHA
Active
68
$299,000$36,070 equity gap
Rate
6.35%
7.40%today
Payment
$1,674/mo
$1,863today
  • 3beds
  • 2baths
  • 1,670sqft

2 JUNIPER Terrace, Ocala

80 JUNIPER TRAIL Loop, Ocala, FL, 34480 — assumable FHA mortgage at 6.85%
FHA
Active
24
$229,000$44,593 equity gap
Rate
6.85%
7.40%today
Payment
$1,227/mo
$1,296today
  • 3beds
  • 2baths
  • 1,486sqft

80 JUNIPER TRAIL Loop, Ocala

18 DOGWOOD TRAIL Course, Ocala, FL, 34472 — assumable VA mortgage at 6.08%
VA
Active
37
$250,000Potential short sale
Rate
6.08%
7.40%today
Payment
$1,827/mo
$2,092today
  • 3beds
  • 2baths
  • 1,447sqft

18 DOGWOOD TRAIL Course, Ocala

6 JUNIPER PASS Drive, Ocala, FL, 34480 — assumable FHA mortgage at 6.82%
FHA
Active
49
$249,900$101,655 equity gap
Rate
6.82%
7.40%today
Payment
$997/mo
$1,057today
  • 3beds
  • 2baths
  • 1,390sqft

6 JUNIPER PASS Drive, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.14%
Lowest existing payment
$888 /mo
Median cash to assume
$44,593
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.