Assumable homes for sale in Oak Ridge, TN

9 homesVA & FHA loansrates from 2.70% vs 7.40% today

Oak Ridge assumption guide
2203 Covered Bridge Boulevard, Knoxville, TN, 37932 — assumable VA mortgage at 2.70%
VA
Active
82
$995,000$509,308 equity gap
Rate
2.70%
7.40%today
Payment
$2,271/mo
$3,877today
  • 5beds
  • 5baths
  • 4,684sqft

2203 Covered Bridge Boulevard, Knoxville

9273 Upstream Lane, Knoxville, TN, 37931 — assumable VA mortgage at 2.87%
VA
Active
45
$529,900$218,128 equity gap
Rate
2.87%
7.40%today
Payment
$1,454/mo
$2,428today
  • 5beds
  • 3baths
  • 2,980sqft

9273 Upstream Lane, Knoxville

2626 Nicholas View Lane, Knoxville, TN, 37931 — assumable VA mortgage at 3.35%
VA
Active
39
$565,000$358,359 equity gap
Rate
3.35%
7.40%today
Payment
$1,340/mo
$2,105today
  • 4beds
  • 3baths
  • 2,389sqft

2626 Nicholas View Lane, Knoxville

2382 Misty Mountain Circle, Knoxville, TN, 37932 — assumable VA mortgage at 3.73%
VA
Active
60
$939,500$630,947 equity gap
Rate
3.73%
7.40%today
Payment
$1,926/mo
$2,887today
  • 3beds
  • 3baths
  • 3,142sqft

2382 Misty Mountain Circle, Knoxville

3205 Great Plains Lane, Knoxville, TN, 37931 — assumable VA mortgage at 6.10%
VA
Active
59
$595,000$7,948 equity gap
Rate
6.10%
7.40%today
Payment
$3,575/mo
$4,085today
  • 3beds
  • 3baths
  • 2,754sqft

3205 Great Plains Lane, Knoxville

103 Farmington Place, Clinton, TN, 37716 — assumable FHA mortgage at 6.30%
FHA
Active
58
$589,000$102,297 equity gap
Rate
6.30%
7.40%today
Payment
$3,039/mo
$3,399today
  • 4beds
  • 4baths
  • 3,768sqft

103 Farmington Place, Clinton

3963 Mountain Vista Rd, Knoxville, TN, 37931 — assumable FHA mortgage at 7.25%
FHA
Active
30
$389,929$60,263 equity gap
Rate
7.25%
7.40%today
Payment
$2,308/mo
$2,342today
  • 3beds
  • 3baths
  • 1,752sqft

3963 Mountain Vista Rd, Knoxville

100 Pallas Rd, Oak Ridge, TN, 37830 — assumable FHA mortgage at 5.98%
FHA
Active
24
$385,000$83,371 equity gap
Rate
5.98%
7.40%today
Payment
$1,814/mo
$2,099today
  • 3beds
  • 2baths
  • 2,474sqft

100 Pallas Rd, Oak Ridge

104 Pineberry West Rd, Oak Ridge, TN, 37830 — assumable VA mortgage at 6.63%
VA
Active
61
$815,000$313,484 equity gap
Rate
6.63%
7.40%today
Payment
$3,261/mo
$3,524today
  • 6beds
  • 4baths
  • 3,732sqft

104 Pineberry West Rd, Oak Ridge

Assuming a mortgage in Oak Ridge

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$1,340 /mo
Median cash to assume
$218,128
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Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.