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Assumable homes for sale in Oak Hills, CA

132 homesFHA & VA loansrates from 2.73% vs 7.40% today

Oak Hills assumption guide
6750 Oak Hill Road, Oak Hills, CA, 92344 — assumable VA mortgage at 2.79%
VATop pick
Active
13
$530,000$50,497 equity gap
Rate
2.79%
7.40%today
Payment
$2,253/mo
$3,802today
  • 4beds
  • 3baths
  • 2,332sqft

6750 Oak Hill Road, Oak Hills

10824 Quarter Horse, Hesperia, CA, 92345 — assumable VA mortgage at 2.80%
VA
Active
54
$479,900$84,832 equity gap
Rate
2.80%
7.40%today
Payment
$1,828/mo
$3,081today
  • 3beds
  • 3baths
  • 1,968sqft

10824 Quarter Horse, Hesperia

8105 Minstead, Hesperia, CA, 92345 — assumable FHA mortgage at 2.98%
FHA
Active
29
$439,900$84,663 equity gap
Rate
2.98%
7.40%today
Payment
$1,685/mo
$2,774today
  • 4beds
  • 3baths
  • 1,608sqft

8105 Minstead, Hesperia

17241 Donert, Hesperia, CA, 92345 — assumable FHA mortgage at 3.45%
FHA
Active
$299,900$49,415 equity gap
Rate
3.45%
7.40%today
Payment
$1,227/mo
$1,904today
  • 3beds
  • 1baths
  • 1,056sqft

17241 Donert, Hesperia

13451 Sonora Road, Phelan, CA, 92371 — assumable FHA mortgage at 2.84%
FHA
Active
35
$420,000$112,222 equity gap
Rate
2.84%
7.40%today
Payment
$1,428/mo
$2,393today
  • 3beds
  • 2baths
  • 1,539sqft

13451 Sonora Road, Phelan

8537 11th Avenue, Hesperia, CA, 92345 — assumable VA mortgage at 2.97%
VA
Active
36
$589,900$149,503 equity gap
Rate
2.97%
7.40%today
Payment
$2,096/mo
$3,455today
  • 4beds
  • 3baths
  • 2,085sqft

8537 11th Avenue, Hesperia

10593 Orchid, Hesperia, CA, 92345 — assumable FHA mortgage at 2.97%
FHA
Active
21
$510,000$141,706 equity gap
Rate
2.97%
7.40%today
Payment
$1,753/mo
$2,889today
  • 4beds
  • 2baths
  • 2,048sqft

10593 Orchid, Hesperia

13068 Angelica, Victorville, CA, 92392 — assumable VA mortgage at 3.05%
VA
Active
42
$490,000$140,968 equity gap
Rate
3.05%
7.40%today
Payment
$1,653/mo
$2,698today
  • 4beds
  • 4baths
  • 2,681sqft

13068 Angelica, Victorville

17821 Capri, Hesperia, CA, 92345 — assumable FHA mortgage at 3.05%
FHA
Active
8
$400,000$95,224 equity gap
Rate
3.05%
7.40%today
Payment
$1,437/mo
$2,345today
  • 3beds
  • 2baths
  • 1,236sqft

17821 Capri, Hesperia

11752 Cascade, Apple Valley, CA, 92308 — assumable FHA mortgage at 2.81%
FHA
Active
14
$489,900$165,474 equity gap
Rate
2.81%
7.40%today
Payment
$1,535/mo
$2,583today
  • 3beds
  • 3baths
  • 2,422sqft

11752 Cascade, Apple Valley

12763 Trent Place, Victorville, CA, 92392 — assumable VA mortgage at 2.91%
VA
Active
18
$499,900$167,211 equity gap
Rate
2.91%
7.40%today
Payment
$1,599/mo
$2,656today
  • 5beds
  • 3baths
  • 2,931sqft

12763 Trent Place, Victorville

18155 Dunkirk Street, Hesperia, CA, 92345 — assumable VA mortgage at 2.94%
VA
Active
61
$639,999$230,952 equity gap
Rate
2.94%
7.40%today
Payment
$1,936/mo
$3,204today
  • 4beds
  • 2baths
  • 1,950sqft

18155 Dunkirk Street, Hesperia

11963 Pepperwood, Victorville, CA, 92392 — assumable FHA mortgage at 2.99%
FHA
Active
50
$410,000$139,272 equity gap
Rate
2.99%
7.40%today
Payment
$1,285/mo
$2,113today
  • 3beds
  • 2baths
  • 1,736sqft

11963 Pepperwood, Victorville

12394 Del Sur, Victorville, CA, 92392 — assumable FHA mortgage at 2.99%
FHA
Active
19
$469,500$151,395 equity gap
Rate
2.99%
7.40%today
Payment
$1,510/mo
$2,483today
  • 4beds
  • 2baths
  • 2,077sqft

12394 Del Sur, Victorville

13023 Rainwood Court, Victorville, CA, 92395 — assumable VA mortgage at 3.00%
VA
Active
14
$289,888$110,218 equity gap
Rate
3.00%
7.40%today
Payment
$856/mo
$1,406today
  • 2beds
  • 3baths
  • 1,264sqft

13023 Rainwood Court, Victorville

9155 Cherrywood, Hesperia, CA, 92344 — assumable FHA mortgage at 3.55%
FHA
Active
15
$374,900$79,838 equity gap
Rate
3.55%
7.40%today
Payment
$1,464/mo
$2,243today
  • 3beds
  • 2baths
  • 1,066sqft

9155 Cherrywood, Hesperia

12457 Pinos Verde Lane, Victorville, CA, 92392 — assumable FHA mortgage at 3.55%
FHA
Active
59
$620,000$129,407 equity gap
Rate
3.55%
7.40%today
Payment
$2,429/mo
$3,723today
  • 5beds
  • 3baths
  • 3,045sqft

12457 Pinos Verde Lane, Victorville

15655 Cheyenne, Hesperia, CA, 92345 — assumable FHA mortgage at 3.09%
FHA
Active
48
$480,000$158,246 equity gap
Rate
3.09%
7.40%today
Payment
$1,527/mo
$2,480today
  • 4beds
  • 2baths
  • 1,835sqft

15655 Cheyenne, Hesperia

8578 Glendora, Hesperia, CA, 92344 — assumable VA mortgage at 3.13%
VA
Active
40
$495,999$172,164 equity gap
Rate
3.13%
7.40%today
Payment
$1,601/mo
$2,585today
  • 4beds
  • 3baths
  • 3,106sqft

8578 Glendora, Hesperia

12659 Westway, Victorville, CA, 92392 — assumable VA mortgage at 4.17%
VA
Active
30
$459,900$68,786 equity gap
Rate
4.17%
7.40%today
Payment
$2,070/mo
$2,942today
  • 3beds
  • 2baths
  • 1,872sqft

12659 Westway, Victorville

7755 7th Street, Phelan, CA, 92371 — assumable VA mortgage at 3.24%
VA
Active
48
$498,500$191,876 equity gap
Rate
3.24%
7.40%today
Payment
$1,537/mo
$2,448today
  • 4beds
  • 2baths
  • 2,009sqft

7755 7th Street, Phelan

12342 Del Sur, Victorville, CA, 92392 — assumable FHA mortgage at 3.26%
FHA
Active
19
$459,900$183,855 equity gap
Rate
3.26%
7.40%today
Payment
$1,386/mo
$2,203today
  • 3beds
  • 2baths
  • 1,888sqft

12342 Del Sur, Victorville

9172 Jacaranda, Hesperia, CA, 92345 — assumable VA mortgage at 2.73%
VA
Active
37
$444,900$196,504 equity gap
Rate
2.73%
7.40%today
Payment
$1,157/mo
$1,967today
  • 4beds
  • 2baths
  • 1,530sqft

9172 Jacaranda, Hesperia

18170 Capri, Hesperia, CA, 92345 — assumable FHA mortgage at 2.81%
FHA
Active
42
$449,990$214,538 equity gap
Rate
2.81%
7.40%today
Payment
$1,111/mo
$1,870today
  • 3beds
  • 2baths
  • 1,444sqft

18170 Capri, Hesperia

12245 Cordero Road, Victorville, CA, 92392 — assumable FHA mortgage at 2.84%
FHA
Active
48
$334,900$173,142 equity gap
Rate
2.84%
7.40%today
Payment
$750/mo
$1,258today
  • 3beds
  • 2baths
  • 1,344sqft

12245 Cordero Road, Victorville

15455 Halinor, Hesperia, CA, 92345 — assumable VA mortgage at 2.87%
VA
Active
31
$610,000$275,750 equity gap
Rate
2.87%
7.40%today
Payment
$1,559/mo
$2,603today
  • 5beds
  • 3baths
  • 2,534sqft

15455 Halinor, Hesperia

7474 Cedar Street, Phelan, CA, 92371 — assumable VA mortgage at 2.88%
VA
Active
9
$529,900$315,482 equity gap
Rate
2.88%
7.40%today
Payment
$1,030/mo
$1,717today
  • 3beds
  • 2baths
  • 2,134sqft

7474 Cedar Street, Phelan

16711 Silica, Victorville, CA, 92395 — assumable VA mortgage at 2.96%
VA
Active
34
$389,000$211,337 equity gap
Rate
2.96%
7.40%today
Payment
$860/mo
$1,420today
  • 2beds
  • 2baths
  • 1,132sqft

16711 Silica, Victorville

12757 Trotters Lane, Victorville, CA, 92392 — assumable VA mortgage at 2.97%
VA
Active
50
$514,900$296,988 equity gap
Rate
2.97%
7.40%today
Payment
$1,042/mo
$1,717today
  • 4beds
  • 3baths
  • 2,546sqft

12757 Trotters Lane, Victorville

10928 Lantry Lane, Oak Hills, CA, 92344 — assumable VA mortgage at 2.99%
VA
Active
48
$637,000$388,915 equity gap
Rate
2.99%
7.40%today
Payment
$1,178/mo
$1,937today
  • 4beds
  • 3baths
  • 2,362sqft

10928 Lantry Lane, Oak Hills

7402 Calpella, Hesperia, CA, 92345 — assumable FHA mortgage at 2.99%
FHA
Active
56
$800,000$437,249 equity gap
Rate
2.99%
7.40%today
Payment
$1,707/mo
$2,807today
  • 4beds
  • 3baths
  • 2,788sqft

7402 Calpella, Hesperia

10377 Peach, Hesperia, CA, 92345 — assumable FHA mortgage at 3.12%
FHA
Active
2
$580,000$266,893 equity gap
Rate
3.12%
7.40%today
Payment
$1,479/mo
$2,391today
  • 4beds
  • 2baths
  • 1,785sqft

10377 Peach, Hesperia

11735 Winewood, Victorville, CA, 92392 — assumable FHA mortgage at 3.15%
FHA
Active
5
$460,000$230,697 equity gap
Rate
3.15%
7.40%today
Payment
$1,138/mo
$1,834today
  • 4beds
  • 2baths
  • 2,343sqft

11735 Winewood, Victorville

10249 Jennifer, Hesperia, CA, 92345 — assumable FHA mortgage at 3.15%
FHA
Active
51
$499,000$250,464 equity gap
Rate
3.15%
7.40%today
Payment
$1,234/mo
$1,988today
  • 3beds
  • 3baths
  • 2,255sqft

10249 Jennifer, Hesperia

18025 Juniper Street, Hesperia, CA, 92345 — assumable FHA mortgage at 3.23%
FHA
Active
25
$399,000$170,815 equity gap
Rate
3.23%
7.40%today
Payment
$1,142/mo
$1,822today
  • 3beds
  • 2baths
  • 1,469sqft

18025 Juniper Street, Hesperia

18991 Madrone, Hesperia, CA, 92345 — assumable FHA mortgage at 3.24%
FHA
Active
32
$389,000$159,062 equity gap
Rate
3.24%
7.40%today
Payment
$1,152/mo
$1,836today
  • 3beds
  • 2baths
  • 1,518sqft

18991 Madrone, Hesperia

Assuming a mortgage in Oak Hills

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$425 /mo
Median cash to assume
$129,289
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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