Assumable homes for sale in North Saint Paul, MN

11 homesFHA & VA loansrates from 2.75% vs 7.40% today

North Saint Paul assumption guide
6356 48th Street, Oakdale, MN, 55128 — assumable FHA mortgage at 2.90%
FHA
Active
25
$299,900$82,775 equity gap
Rate
2.90%
7.40%today
Payment
$1,012/mo
$1,683today
  • 3beds
  • 2baths
  • 1,437sqft

6356 48th Street, Oakdale

3102 Manitou Drive, White Bear Lake, MN, 55110 — assumable VA mortgage at 3.14%
VA
Active
35
$299,990$102,723 equity gap
Rate
3.14%
7.40%today
Payment
$942/mo
$1,519today
  • 2beds
  • 2baths
  • 1,270sqft

3102 Manitou Drive, White Bear Lake

2819 Helen Street, North Saint Paul, MN, 55109 — assumable VA mortgage at 2.75%
VA
Active
60
$379,900$216,447 equity gap
Rate
2.75%
7.40%today
Payment
$759/mo
$1,288today
  • 3beds
  • 2baths
  • 1,832sqft

2819 Helen Street, North Saint Paul

6570 Upper 35th Street, Oakdale, MN, 55128 — assumable FHA mortgage at 3.49%
FHA
Active
23
$220,000$133,496 equity gap
Rate
3.49%
7.40%today
Payment
$536/mo
$828today
  • 2beds
  • 2baths
  • 1,302sqft

6570 Upper 35th Street, Oakdale

2697 8th Avenue, North Saint Paul, MN, 55109 — assumable FHA mortgage at 3.64%
FHA
Active
34
$300,000$166,182 equity gap
Rate
3.64%
7.40%today
Payment
$788/mo
$1,194today
  • 3beds
  • 2baths
  • 1,496sqft

2697 8th Avenue, North Saint Paul

4836 Grenwich Trail, Oakdale, MN, 55128 — assumable VA mortgage at 5.52%
VA
Active
24
$163,000Potential short sale
Rate
5.52%
7.40%today
Payment
$1,019/mo
$1,240today
  • 2beds
  • 1baths
  • 956sqft

4836 Grenwich Trail, Oakdale

2735 Century Court, White Bear Lake, MN, 55110 — assumable FHA mortgage at 5.52%
FHA
Active
24
$309,900$28,383 equity gap
Rate
5.52%
7.40%today
Payment
$1,701/mo
$2,070today
  • 3beds
  • 3baths
  • 2,052sqft

2735 Century Court, White Bear Lake

2625 Seans Way, North Saint Paul, MN, 55109 — assumable FHA mortgage at 6.12%
FHA
Active
40
$445,000$50,852 equity gap
Rate
6.12%
7.40%today
Payment
$2,504/mo
$2,855today
  • 4beds
  • 2baths
  • 2,185sqft

2625 Seans Way, North Saint Paul

2632 Aspen Court, White Bear Lake, MN, 55110 — assumable FHA mortgage at 6.66%
FHA
Active
33
$249,900$34,734 equity gap
Rate
6.66%
7.40%today
Payment
$1,447/mo
$1,559today
  • 2beds
  • 2baths
  • 1,442sqft

2632 Aspen Court, White Bear Lake

2365 Skillman Avenue, North Saint Paul, MN, 55109 — assumable VA mortgage at 6.76%
VA
Active
40
$404,900$30,727 equity gap
Rate
6.76%
7.40%today
Payment
$2,460/mo
$2,623today
  • 2beds
  • 3baths
  • 1,540sqft

2365 Skillman Avenue, North Saint Paul

1568 Lakewood Drive, Maplewood, MN, 55119 — assumable FHA mortgage at 6.58%
FHA
Active
54
$430,000$107,106 equity gap
Rate
6.58%
7.40%today
Payment
$2,153/mo
$2,339today
  • 5beds
  • 2baths
  • 2,593sqft

1568 Lakewood Drive, Maplewood

Assuming a mortgage in North Saint Paul

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.75%
Lowest existing payment
$536 /mo
Median cash to assume
$92,749
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.